SECRETS D INTERIEUR
ActiveSECRETS D INTERIEUR has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €32k and a net result of €1k. Equity is growing by ~4.8% per year across the filed fiscal years. Its solvency ranks better than 52% of 26053 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2024
53
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability33▲+1
Solvency60▲+2
Growth38=
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity ample (current ratio 1.73 against 1.76 in 2023; short-term debt: 56.1% and cash: 6.4% of total assets), but 64.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
35.1%
Return on assets
1.6%
Age of the figures
20 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 16-10-2025, 77 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
77 d late
2023
69 d late
2022
60 d late
2021
425 d late
2020
88 d late
2019
453 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Turnover
€139k▼ 6.0%
2022 · €147k
2018: €256k
2019: €183k
2020: €123k
2021: €162k
2022: €147k
2018 → 2023
EBIT margin
3.8%▼ 3.9pp
2022 · 7.7%
2018: 0.0%
2019: -1.3%
2020: -2.7%
2021: 4.4%
2022: 7.7%
2018 → 2023
Net result
€1k▲ 715%
2023 · €183
2018: €-8k
2019: €-10k
2020: €-3k
2021: €3k
2022: €7k
2023: €183
2018 → 2024
Working capital
€38k▼ 0.3%
2023 · €38k
2018: €40k
2019: €29k
2020: €24k
2021: €23k
2022: €27k
2023: €38k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Turnover€123k-€162k▲ 32.6%€147k▼ 9.3%€139k▼ 6.0%
Equity€21k-€24k▲ 14.4%€31k▲ 27.2%€31k▲ 0.6%€32k▲ 4.8%
Operating result€-3k-€7k€11k▲ 58.9%€5k▼ 53.8%€8k▲ 48.3%
Net result€-3k-€3k€7k▲ 116%€183▼ 97.2%€1k▲ 715%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 48% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €92k
Fixed assets
€2k▼ 34.9%
Current assets
€90k▲ 1.6%
Equity and liabilities €92k
Equity
€32k▲ 4.8%
Debt
€60k▼ 2.3%
The debt ratio falls from 66.5% to 64.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€9k▲
2023 · €6k
Cash flow
€3k▲
2023 · €1k
Solvency
35.1%▲
2023 · 33.5%
Current ratio
1.73▼
2023 · 1.76
Quick ratio
0.19▼
2023 · 0.28
Debt / equity
1.85▼
2023 · 1.99
ROE
4.6%▲
2023 · 0.6%
ROA
1.6%▲
2023 · 0.2%
Interest coverage
1.42▲
2023 · 1.12
Debt
€60k▼
2023 · €61k
Debt ≤ 1 year
€52k▲
2023 · €50k
Debt > 1 year
€8k▼
2023 · €11k
Staff costs
€9k▲
2023 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€92k€92k▲
Fixed assets21/28€4k€2k▼
Tangible fixed assets22/27€4k€2k▼
Furniture and vehicles24€2k€1k▼
Leasing and similar rights25€2k€1k▼
Financial fixed assets28€204-
Current assets29/58€89k€90k▲
Stocks and contracts in progress3€74k€80k▲
Stocks30/36€74k€80k▲
Amounts receivable within one year40/41€13k€4k▼
Trade receivables40€1k€2k▲
Other amounts receivable41€12k€2k▼
Cash at bank and in hand54/58-€6k
Deferred charges and accrued income490/1€912-
Equity and liabilities
Total equity and liabilities10/49€92k€92k▲
Equity10/15€31k€32k▲
Contributions10/11€19k€19k=
Reserves13€6k€2k▼
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€4k-
Profit (loss) carried forward14€7k€12k▲
Amounts payable17/49€61k€60k▼
Amounts payable after more than one year17€11k€8k▼
Financial debts170/4€11k€8k▼
Amounts payable within one year42/48€50k€52k▲
Current portion of amounts payable after more than one year42€4k€3k▼
Financial debts43€21k€17k▼
Credit institutions430/8€21k€17k▼
Trade debts44€12k€10k▼
Suppliers440/4€12k€10k▼
Taxes, remuneration and social security45€4k€3k▼
Taxes450/3€4k€993▼
Remuneration and social security454/9€276€2k▲
Other amounts payable47/48€9k€19k▲
Income statement
Code20232024
Turnover70€139k-
Goods, raw materials, services and sundry goods60/61€129k-
Remuneration, social security and pensions62€2k€9k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€1k=
Other operating charges640/8€453€329▼
Gross operating margin9900€9k€18k▲
Operating profit (loss)9901€5k€8k▲
Financial income75/76B€596€8▼
Recurring financial income75€596€8▼
Financial charges65/66B€6k€6k▲
Recurring financial charges65€6k€6k▲
Non-recurring financial charges66B-€63
Profit (loss) for the period before taxes9903€183€1k▲
Profit (loss) for the period9904€183€1k▲
Profit (loss) for the period to be appropriated9905€183€1k▲
Appropriation of the result
Profit (loss) to be appropriated9906€7k€8k▲
Profit (loss) brought forward from the previous period14P€6k€7k▲
Transfer from equity791/2-€4k
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
16-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 77 days late
2024
08-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 69 days late
2023
29-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 60 days late
29-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 425 days late
2022
31-12
Financial
Highest result since 2018net €7k ▲116%
Operating result €11k, net result €7k, both a record.
2021
31-12
Financial
Back to profitnet €3k
Net result €3k after 3 loss-making years.
27-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 88 days late
27-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 453 days late
2020
14-12
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 502 days late
2019
31-12
Financial
Weakest financial yearnet €-10k
Net result drops to €-10k, the lowest in the series; recovery starts the following year.
2018
22-11
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 114 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
2016
31-08
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Thuin · 1 establishment unit since 2006
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de Marchienne(GOZ) 756534 ThuinGround area
1,072 m²
Building footprint
827 m²
Volume, LiDAR
4,693 m³
Parcel 56030B0201/00V002, Wallonia · tallest building 10.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
SECRETS D'INTERIEUR SPRL
since 20062.156.848.151
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 56030B0201/00V002 | Wallonia | 1,072 m² | 1 · 827 m² | 10.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteThuin2.156.848.151
Similar companies · same sector, comparable size
Mabrilux
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DONIMO
BE 0448.784.752
Ukkel · Eq €34k
EGETEX
BE 0474.387.408
Schaarbeek · Eq €29k
SOFITREND
BE 0434.807.844
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Comptoir Electrique
BE 0807.910.228
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Of 766 companies in sector 47552 we hold annual accounts for 444. 278 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-09-2006
Fiscal year end31-12
Activities, NACEBEL
47552Retail sale of lighting equipment
47592Retail trade
47761Retail sale of flowers, plants, seeds and fertilisers
52442
52483
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.