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SECREFISC

Active Private limited companyfounded 1995active for 31 yearsEekstraat 357, 9160 LokerenKBO/BCE: BE 0455.951.369
SECREFISC
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Overview

Lifetime

20 annual accounts with figures on one time axis, 30 filings since 1996
peak €359,263 (2015)
€282,067▲ 18.7%
peak €187,743 (2015)
€129,248▲ 29.4%
peak €830,106 (2025)
€830,106▲ 10.6%
€305,966▲ 14.1%
peak 1 FTE (2006)
-not published
Board1 name since 2021
1 directorLaceur Jean-Paul
Documentsfilings and deeds
04-05-202688 days before the deadline
2025abbreviated format
Turnover from €237,685 to €282,067Gross margin from €159,904 to €200,976Result from €99,879 to €129,248Dividend €50,000Investments €350,906

Key points

from the 2025 annual accounts

Equity

€830,106 ▲ 10.6%

SECREFISC has made a profit in every financial year since 2006.

Liquidity

2.31 was 3.45 in 2024

Short-term debts rose from €268,254 to €305,966.

Filings

30 annual accounts since 1996
AprilJune31 JulyOctober200020102020

The last five annual accounts were filed 81 to 90 days before the end of the period.

Checked score

96
Excellent
Financially stronger than 69% of micro companies in head offices and management consultancy (NACE 70)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.1% across 48,570 companies (NACE 70, micro).

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: 0.1% 01-2025: 0.1%● unchanged vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025highest value 07-2025: 0.1%● unchanged vs 06-2025highest value 08-2025: 0.1%● unchanged vs 07-2025highest value 09-2025: 0.1%● unchanged vs 08-2025highest value 10-2025: < 0.1%▼ -0.1 percentage points vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025lowest value 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: < 0.1%● unchanged vs 07-2026 09-2026: < 0.1%● unchanged vs 08-2026 10-2026: < 0.1%● unchanged vs 09-2026 11-2026: < 0.1%● unchanged vs 10-2026

Financial strength
Strong

98-1equity 73.1% of total assets
89-1short-term debt 26.9% · cash 55.2%
89+2return on assets 11.4%

Score breakdown

lowers risk
Liquidity: current ratio 2.31, cash €627,305
Equity €830,106 (73.1% of total assets)
Sector: Activities of head offices; management consultancy activities (NACE 70)
Figures for financial year 2025 (filed on 04-05-2026)
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 69% of them on solvency, 82% on liquidity, 58% on profitability and 67% on growth.

The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 20,137 companies had the same profile as SECREFISC has now. Each dot stands for 51 companies, two years later.

95.1%
were still trading
4.7%
stopped another way
0.2%
went bankrupt
  • Small
  • 20 years or older
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more

That fits the bankruptcy probability of SECREFISC itself: < 0.1% within 12 months.

Test of the method

The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 20,137 companies, not a prediction for SECREFISC. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €25,000 on 30-day terms is acceptable

Liquidity is ample, with a current ratio of 2.31 (3.45 in 2024), above the usual 1.5. Short-term debt is 26.9% and cash 55.2% of total assets. 26.9% of the assets are financed with debt and provisions.

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

5 signals, none raises the risk
Five signals.
lowers riskneutral
lowers risk · Liquidity: current ratio 2.31, cash €627,305
NBB · annual accounts
lowers risk · Equity €830,106 (73.1% of total assets)
NBB · annual accounts
lowers risk · Sector: Activities of head offices; management consultancy activities (NACE 70)
KBO
lowers risk · Figures for financial year 2025 (filed on 04-05-2026)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 04-05-2026, 88 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
88 days early
2024
90 days early
2023
88 days early
2022
90 days early
2021
81 days early
2020
82 days early
2019
83 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 86 days before the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 4 May (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Board and ownership

LJ
Laceur Jean-Paul
Director
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0455951369
Change of role: Laceur Jean-Paul, from manager to director Gazette deed
New establishment in Lokeren Secrefisc bvba, Eekstraat 357
First establishment SECREFISC BVBA, Industriepark-West 75, Sint-Niklaas
All 41 events

Comparable companies

same main activity, similar in size and age
Company
SECREFISC Lokeren €1.1m €200,976 73.1% -
LAMBEDIR Lokeren €1.4m €210,250 60.9% -
GERAN Merelbeke-Melle €1.3m €193,099 26.8% -
FRECA Berlare €1.1m €183,017 46.3% -
INFOSTRAT Buggenhout €1.1m €234,344 89.1% -
AAK CONSULTING Ninove €1.0m €171,098 82.4% -
Ventures4Growth Ghent €1.1m €165,473 19.5% 1.8

These companies have the same main activity as SECREFISC: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €1m and €1.4m, founded between 1995 and 1998.

Official details

Source: KBO
Status
Active since 08-09-1995Normal situation
Activity
Business and other management consultancyNACE 70200
Establishment units
2.073.173.4769100 Sint-Niklaas, since 26-09-1995
2.260.972.7039160 Lokeren, since 10-01-2017
Financial year end
31 December
Peppol
Reachable since 09-12-2025
Company details

Annual accounts 2025

€282,067▲ 18.7%
€129,248▲ 29.4%
€830,106▲ 10.6%
€1.1m▲ 11.5%
Filing
Filed on 04-05-2026, 88 days before the end of the filing period
Financials

Insights on SECREFISC

SECREFISC has existed since 1995. In 2015 turnover rose from €140,593 to €359,263.

Turnover has grown every year since 2022.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette.

Financials

Annual accounts 2025

abbreviated format, filed on 04-05-2026, 88 days before the deadline
€282,067
▲ 18.7%
€180,779
▲ 28.0%
€196,706
▲ 25.8%
€145,175
▲ 26.2%
73.1%
▼ 0.6 percentage points
2.31
▼ 1.14

Money flows

of every €100 of turnover, €45.82 remains as profit in 2025

Balance sheet

balance sheet total €1.1m on 31-12-2025
What the company ownsHow it is paid for

in euro

in euro

Position in the sector

Compare with sector

73.1%

Higher than 70% of 10,856 companies in 2025.

2.31

Higher than 62% of 10,478 companies in 2025.

11.4%

Higher than 68% of 10,725 companies in 2025.

SECREFISC Middle half of the sector 80% of the sector Abbreviated accounts in head offices and management consultancy (NACE 70)

Net result: middle half · Equity: middle half · Balance sheet total: middle half · Working capital: top quarter

Staff

Staff costs divided by the average number of full-time equivalents.

Filed annual accounts

as filed with the National Bank, click a year to choose it
Line Trend20252024202320222021202020192018201720162015201420132012201120102009200820072006
Balance sheet: assets
20/58 1.1m1.0m923,027804,517706,803684,780616,858545,739498,798459,293542,726549,398503,117463,239426,404401,903373,880362,046348,675330,395
21/28 429,41594,43645,25048,82651,902130,073166,497183,932206,372229,24884,228222,144204,986215,524226,376236,473235,597234,046247,661260,908
22/27 79,66194,11844,93247,50850,08451,42054,10356,78665,25374,43083,910222,144204,986215,524226,376236,473235,597234,046247,661260,908
22 39,78042,10844,43646,76449,09251,42053,74856,07658,40460,73263,060194,142204,078214,014223,949233,885232,771225,356231,567237,779
24 39,88152,010496744992-3557106,84913,69820,85028,0029081,5102,4272,5882,8268,69016,09423,129
28 349,7543183181,3181,81878,653112,394127,146141,119154,818318---------
29/58 706,657924,676877,777755,691654,901554,707450,361361,807292,426230,045458,498327,254298,131247,715200,028165,430138,283128,000101,01469,487
40/41 79,35274,06285,755123,197118,789122,187104,979109,54651,32950,54898,499116,88796,12678,08067,83963,64654,90247,02145,22925,617
40 6,95211,66222,81810,7978,78911,1963,70212,4638,64810,0189,93722,1609,0819003,7945,0653,1275,80112,2354,166
41 72,40062,40062,937112,400110,000110,991101,27797,08342,68140,53088,56294,72787,04577,18064,04558,58151,77541,22032,99421,451
54/58 627,305850,614792,022632,494536,112432,300345,163252,261241,097179,497359,999210,367202,005169,635132,189101,78483,38180,97955,78543,870
490/1 -----220219-------------
Balance sheet: equity and liabilities
10/49 1.1m1.0m923,027804,517706,803684,780616,858545,739498,798459,293542,726549,398503,117463,239426,404401,903373,880362,046348,675330,395
10/15 830,106750,858693,979607,597533,011582,629527,833463,903414,526386,935378,858241,115218,266201,722179,980159,344151,194128,197122,532117,353
10/11 37,18437,18437,18437,18437,18437,18437,18437,18437,18437,18437,18437,18437,18437,18437,18437,18437,18437,18437,18437,184
10 ---37,18437,184---------------
100 ---37,18437,18437,18437,18437,18437,18437,18437,18437,18437,18437,18437,18437,18437,18437,18437,18437,184
13 533,800458,800406,800326,800256,800313,800263,800213,800170,800150,800150,80023,8003,8003,8003,8003,8003,8003,8003,8003,800
130/1 3,8003,8003,8003,8003,8003,800--------------
130 ---3,8003,8003,8003,8003,8003,8003,8003,8003,8003,8003,8003,8003,8003,8003,8003,8003,800
1311 3,8003,8003,800-----------------
133 530,000455,000403,000323,000253,000310,000260,000210,000167,000147,000147,00020,000--------
14 259,122254,874249,995243,613239,027231,645226,849212,919206,542198,951190,874180,131177,282160,738138,996118,360110,21087,21381,54876,369
17/49 305,966268,254229,048196,920173,792102,15189,02581,83684,27272,358163,868308,283284,851261,517246,424242,559222,686233,849226,143213,042
17 --------4,54912,20719,69027,82912,81020,45328,09735,74043,38351,02658,66966,313
170/4 --------4,54912,20719,69027,82912,81020,45328,09735,74043,38351,02658,66966,313
42/48 305,966268,254229,048196,920173,792102,15189,02581,83679,72360,151144,178275,454267,041236,064212,327206,819179,303182,823167,474145,229
44 1,0831702,3213,440-1,8787,9227,8764,9016,6052,1315,9415,4607,9428,1666,6906,23411,458937
440/4 1,0831702,3213,440-1,8787,9227,8764,9016,6052,1315,9415,4607,9428,1666,6906,23411,458937
45 23,39518,98618,03211,55013,25811,5586,6014,3007,2391,21349,0698,5706,3672,8631,1454,3683,1513,3461,2812,693
450/3 23,39518,98618,03211,55013,25811,5586,6014,3007,2391,21349,0698,5706,3672,8631,1451,8531,8311,6731,2812,693
454/9 ---------------2,5151,3201,673--
47/48 281,488249,251211,016183,049157,09490,59380,54669,61464,60854,03788,504264,753254,733227,741203,240194,285169,462173,243154,735141,599
492/3 -----------5,0005,0005,0006,000----1,500
Income statement
70 282,067237,685230,295189,278190,260183,045171,772164,963162,259161,657359,263140,593138,231124,333121,717115,246117,96795,84195,55499,157
9900 200,976159,904147,782117,096118,443106,15491,52681,05756,44261,277276,95169,60256,54858,08555,64971,28983,13154,62152,66163,865
60/61 81,09177,78182,51376,34471,81776,89080,24683,907105,817100,38082,31270,99181,68366,24866,06843,95634,83541,22142,89335,293
62 ---------------24,00021,80017,05016,00017,600
630 15,92715,1202,5762,5762,5762,6832,6839,5329,1779,4809,48017,08710,53810,85210,99711,11619,19014,19414,23514,459
640/8 4,2703,5063,7463,8393,5413,3033,1103,1133,1333,1333,8644,3113,3893,2183,1833,9002,5203,1362,9062,546
9901 180,779141,278141,460110,681112,326100,16885,73368,41244,13248,664263,60748,20442,62144,01541,46932,27339,62120,24119,52029,260
75/76B 21,70025,0146,1863,4003,9264,7536,0735,7085,5694,4887,1277,4215,7126,1916,6964,6443,4433,6522,2901,530
75 21,70025,0146,1863,4003,9264,7536,0735,7085,5694,4887,1277,4215,7126,1916,6964,6443,4433,6522,2901,530
65/66B 18,81019,4118,0876,9435,3833,4785,5015,0454,4405,9717,30619,18617,25715,89414,90114,30014,49313,78413,00414,682
65 18,81019,4118,0876,9435,3833,4785,5015,0454,4405,9717,30619,18617,25715,89414,90114,30014,49313,78413,00414,682
9903 183,669146,881139,559107,138110,869101,44386,30569,07545,26147,181263,42836,43931,07634,31233,26422,61728,57110,1098,80616,108
67/77 54,42147,00232,37731,75233,48725,84721,57519,69817,67039,10475,6858,5909,5327,5706,62814,4675,5744,4443,6278,609
9904 129,24899,879107,18275,38677,38275,59664,73049,37727,5918,077187,74327,84921,54426,74226,6368,15022,9975,6655,1797,499
9905 129,24899,879107,18275,38677,38275,59664,73049,37727,5918,077187,74327,84921,54426,74226,6368,15022,9975,6655,1797,499
Appropriation of the result
9906 384,122349,874350,795314,413309,027302,445277,649255,919226,542198,951367,874205,131182,282165,738144,996118,360110,21087,21381,54876,369
14P 254,874249,995243,613239,027231,645---------------
791/2 50,00043,00020,000-127,00020,000--------------
691/2 125,00095,000100,00070,00070,00070,00050,00043,00020,000-127,00020,000--------
6921 125,00095,000100,00070,00070,00070,00050,00043,00020,000-127,00020,000--------
694/7 50,00043,00020,800800127,00020,800800---50,0005,0005,0005,0006,000-----
694 50,00043,00020,800800127,00020,800800---50,000---------
695 -----------5,0005,0005,0006,000-----
Social balance sheet
9087 ---------------11111
Hours worked1013 ---------------1,6001,6001,6001,6001,600
Document PDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDF

The accounts for 10 older financial years (1996-2005) were filed as documents without figures as data, scans for example.

The notes to these accounts have 7 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the filed accounts (PDF).

Source: Annual accounts 2025 (PDF), filed on 04-05-2026.

Download as CSV

Filings

each dot is a set of accounts, on the day it reached the National Bank
Financial year Type Filed Reference Document
31-12-2025 abbreviated format 04-05-2026 2026-00100330 PDF
31-12-2024 abbreviated format 02-05-2025 2025-00085610 PDF
31-12-2023 abbreviated format 04-05-2024 2024-00081834 PDF
31-12-2022 abbreviated format 02-05-2023 2023-00074521 PDF
31-12-2021 abbreviated format 11-05-2022 2022-20024528 PDF
31-12-2020 abbreviated format 10-05-2021 2021-13900247 PDF
31-12-2019 abbreviated format 09-05-2020 2020-11700358 PDF
31-12-2018 abbreviated format 13-05-2019 2019-12800231 PDF
31-12-2017 abbreviated format 01-06-2018 2018-14900262 PDF
31-12-2016 abbreviated format 30-05-2017 2017-13400229 PDF
31-12-2015 abbreviated format 04-07-2016 2016-26000216 PDF
31-12-2014 abbreviated format 29-05-2015 2015-13300596 PDF
31-12-2013 abbreviated format 28-06-2014 2014-24700547 PDF
31-12-2012 abbreviated format 05-06-2013 2013-14800511 PDF
31-12-2011 abbreviated format 10-06-2012 2012-15700422 PDF
31-12-2010 abbreviated format 07-06-2011 2011-14200578 PDF
31-12-2009 abbreviated format 19-06-2010 2010-19100052 PDF
31-12-2008 abbreviated format 14-05-2009 2009-15000132 PDF
31-12-2007 abbreviated format 15-05-2008 2008-13700224 PDF
31-12-2006 abbreviated format 29-05-2007 2007-16000123 PDF
31-12-2005 abbreviated format 05-07-2006 2006-41400835 PDF
31-12-2004 abbreviated format 13-06-2005 2005-24803705 PDF
31-12-2003 abbreviated format 11-06-2004 2004-23604801 PDF
31-12-2002 abbreviated format 24-06-2003 2003-29603591 PDF
31-12-2001 abbreviated format 10-06-2002 2002-19103001 PDF
31-12-2000 abbreviated format 30-05-2001 2001-15602417 PDF
31-12-1999 abbreviated format 30-05-2000 2000-16600807 PDF
31-12-1998 abbreviated format 17-05-1999 1999-10102928 PDF
31-12-1997 abbreviated format 15-07-1998 1998-33102917 PDF
31-12-1996 abbreviated format 29-05-1997 1997-10104120 PDF

Subsidies and aid

Flemish government 2022, 1 entry, €30 awarded, €30 paid

Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
€30

Key figures and ratios

per financial year, computed from the annual accounts
Line Trend20252024202320222021202020192018201720162015201420132012201120102009200820072006
196,706156,398144,036113,257114,902102,85188,41677,94453,30958,144273,08765,29153,15954,86752,46643,38958,81134,43533,75543,719
145,175114,999109,75877,96279,95878,27967,41358,90936,76817,557197,22344,93632,08237,59437,63319,26642,18719,85919,41421,958
350,90664,306-1,000-5001,240-33,741-14,7521,065-13,699154,50031834,2450090011,99220,741579988659
-223,30958,592159,52896,382103,81287,13792,90211,16461,600-180,502149,6328,36232,37037,44630,40518,4032,40225,19411,915-
400,691656,422648,729558,771481,109452,556361,336279,971212,703169,894314,32051,80031,09011,651-12,299-41,389-41,020-54,823-66,460-75,742
64.1%59.4%61.4%58.5%59.0%54.7%49.9%41.5%27.2%30.1%73.4%34.3%30.8%35.4%34.1%28.0%33.6%21.1%20.4%29.5%
73.1%73.7%75.2%75.5%75.4%85.1%85.6%85.0%83.1%84.2%69.8%43.9%43.4%43.5%42.2%39.6%40.4%35.4%35.1%35.5%
2.313.453.833.843.775.435.064.423.673.823.181.191.121.050.940.800.770.700.600.48
0.370.360.330.320.330.180.170.180.200.190.431.281.311.301.371.521.471.821.851.82
15.6%13.3%15.4%12.4%14.5%13.0%12.3%10.6%6.7%2.1%49.6%11.6%9.9%13.3%14.8%5.1%15.2%4.4%4.2%6.4%
11.4%9.8%11.6%9.4%10.9%11.0%10.5%9.0%5.5%1.8%34.6%5.1%4.3%5.8%6.2%2.0%6.2%1.6%1.5%2.3%
10.468.0617.8116.3121.35---------------
9 days18 days36 days21 days17 days22 days8 days28 days19 days23 days10 days58 days24 days3 days11 days16 days10 days22 days47 days15 days
5 days0 days0 days11 days17 days-9 days34 days27 days18 days29 days11 days27 days30 days44 days68 days70 days55 days98 days10 days

A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.

Investments

fixed assets acquired
Item20252024202320222021
Tangible fixed assets€1,470€64,306--€1,240
Financial fixed assets€349,436----
€15,927€15,120€2,576€2,576€2,576

Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)

Insights on SECREFISC

The operating result for 2025 is 28% higher than in 2024 and the highest since 2015. It is a recovery after the fall in 2024.

Debt's share of the balance-sheet total rises from 26.3% to 26.9%. Equity and debt are higher.

Board & ownership

Board

1 director, last change in 2023
Laceur Jean-Paul
Director (not named in the articles)
appointed by deed of 15-09-2023 term without a fixed end
earlier manager, until 15-09-2023
listed in the 2025 annual accounts, filed on 04-05-2026

Office holders in the KBO →

Mandates through the years

1 name, the dashed line is today
Laceur Jean-Paul
Director (not named in the articles)
BoardEarliermandate already running before its first mention
Mandates as a list
  • Laceur Jean-Paul
    • Director (not named in the articles), since before 31-12-2021
    • Manager, until 15-09-2023

See the board, name and registered office on a given date →

Control

See the annual accounts at the National Bank and the publications in the Belgian Official Gazette.

Capital

Contribution
€37,184
Source
2025 annual accounts

Articles of association

deed of 15-09-2023 (in Dutch)
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
First Monday of May at 18:00

Network & group

No group

SECREFISC has no parent and no holdings in its annual accounts. Laceur Jean-Paul is the only director. SECREFISC shares no director with another company.

At the same address

Eekstraat 357, 9160 Lokeren · 1 other company
FINFISC
establishment since 01-01-2017 · founded in 1990
 turnover €318,253 (2025)
0441.405.032

Timeline

Timeline

41 events since 1995

Deadline for the 2026 accounts: 31-07-2027

2026
Annual accounts 2025 filed PDFabbreviated format · 88 days before the deadline
2025
Registered in the Peppol Directory Reachable for e-invoices through 0208:0455951369
Annual accounts 2024 filed PDFabbreviated format · 90 days before the deadline
2024
Annual accounts 2023 filed PDFabbreviated format · 88 days before the deadline
2023
Change of role: Laceur Jean-Paul, from manager to director4 points ▸
  • Director resignation, Laceur Jean-Paul (manager)
  • Director appointment, Laceur Jean-Paul (director (not named in the articles))
  • Registered-office move, Eekstraat 357, Lokeren
  • Power of attorney, Fransiska De Meirsman
  • The deed holds 4 more points.

Open the deed in the Belgian Official Gazette

Annual accounts 2022 filed PDFabbreviated format · 90 days before the deadline
2022
Annual accounts 2021 filed PDFabbreviated format · 81 days before the deadline
2021
Annual accounts 2020 filed PDFabbreviated format · 82 days before the deadline
2020
Annual accounts 2019 filed PDFabbreviated format · 83 days before the deadline
2019
Equity above €500,000 equity €527,833 ▲13.8% With a profit in every financial year since 2006, equity grows to €527,833.
Annual accounts 2018 filed PDFabbreviated format · 79 days before the deadline
2018
Annual accounts 2017 filed PDFabbreviated format · 60 days before the deadline
2017
Annual accounts 2016 filed PDFabbreviated format · 62 days before the deadline
New establishment in Lokeren Secrefisc bvba, Eekstraat 357
2016
Annual accounts 2015 filed PDFabbreviated format · 27 days before the deadline
2015
Highest result from 2006 to 2025 net €187,743 ▲574% The operating result of €263,607 and the net result of €187,743 are both a record.
Liquidity more than doubled current ratio 3.18 The current ratio rises from 1.19 to 3.18. Short-term debt falls from €275,454 to €144,178.
Annual accounts 2014 filed PDFabbreviated format · 63 days before the deadline
2014
Annual accounts 2013 filed PDFabbreviated format · 33 days before the deadline
2013
Annual accounts 2012 filed PDFabbreviated format · 56 days before the deadline
2012
Equity above €200,000 equity €201,722 ▲12.1% With a profit in every financial year since 2006, equity grows to €201,722.
Annual accounts 2011 filed PDFabbreviated format · 51 days before the deadline
2011
Annual accounts 2010 filed PDFabbreviated format · 54 days before the deadline
2010
Annual accounts 2009 filed PDFabbreviated format · 42 days before the deadline
2009
Equity above €150,000 equity €151,194 ▲17.9% With a profit in every financial year since 2006, equity grows to €151,194.
Annual accounts 2008 filed PDFabbreviated format · 78 days before the deadline
2008
Annual accounts 2007 filed PDFabbreviated format · 77 days before the deadline
2007
Weakest financial year net €5,179 ▼30.9% The net result drops to €5,179, the lowest from 2006 to 2025. It recovers the following year.
Annual accounts 2006 filed PDFabbreviated format · 63 days before the deadline
2006
Annual accounts 2005 filed PDFabbreviated format
2005
Annual accounts 2004 filed PDFabbreviated format
2004
Annual accounts 2003 filed PDFabbreviated format
2003
Annual accounts 2002 filed PDFabbreviated format
2002
Annual accounts 2001 filed PDFabbreviated format
2001
Annual accounts 2000 filed PDFabbreviated format
2000
Annual accounts 1999 filed PDFabbreviated format
1999
Annual accounts 1998 filed PDFabbreviated format
1998
Annual accounts 1997 filed PDFabbreviated format
1997
Annual accounts 1996 filed PDFabbreviated format
1995
First establishment SECREFISC BVBA, Industriepark-West 75, Sint-Niklaas
Incorporation published on 30-09-1995

Financial milestones sit on the financial year-end date, not the filing date.

Sources: Publications in the Belgian Official GazetteFilings with the National Bank

History

SECREFISC was incorporated on 8 September 1995.1 Turnover grew from €164,963 in 2018 to €282,067 in 2025.2

  1. 1KBO register
  2. 2National Bank, annual accounts 2018 and 2025

Company details

Identity

Enterprise number
0455.951.369
VAT number
BE 0455.951.369
Peppol ID
0208:0455951369
Legal form
Private limited company
Status
Active, normal situation
Founded
08-09-1995
Financial year
ends on 31 December
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
First Monday of May at 18:00
deed of 15-09-2023 (in Dutch)
Peppol
Reachable since 09-12-2025Follow this company and you will hear the next morning if it leaves the Peppol register.
Name
SECREFISC in Dutch
Entity type
Legal entity
Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
“Vlaams Gewest”
deed of 15-09-2023 (in Dutch)

Activities

NACEBEL 2025
70200 Business and other management consultancy main activity
Codes under NACEBEL 2008
70220 Business consulting main activity
Codes under NACEBEL 2003
74142 main activity
PurposeThe purpose describes the activities the company may carry out under its articles.
“De organisatie van boekhoudingdiensten en raadgeving daaromtrent; Het openen,het houden,het centraliseren en het sluiten van…”
11 activities
  1. De organisatie van boekhoudingdiensten en raadgeving daaromtrent
  2. Het openen,het houden,het centraliseren en het sluiten van boekingen,geschikt voor het opmaken van de rekeningen
  3. Het bepalen van de resultaten en het opmaken van de jaarrekening in de door de wet bepaalde vorm
  4. Het belastingsadvies,bijstand en vertegenwoordiging van belastingplichtigen in alle belastingaangelegenheden
  5. Studie - organisatie- en raadgevend bureau betreffende financiële,fiscale en sociale aangelegenheden
  6. Juridische adviesverlening,in het bijzonder dan de bijstand bij de oprichting en vereffening van vennootschappen
  7. De vennootschap mag via inbreng,fusie,inschrijving belangen nemen in of optreden als bestuurder van andere rechtspersonen of burgerlijke vennootschappen met een gelijkaardig voorwerp
  8. De vennootschap mag op treden als vereffenaar van andere vennootschappen
  9. De vennootschap mag alle verrichtingen,met inbegrip van financiële,roerende en onroerende verrichtingen,doen die rechtstreeks of onrechtstreeks verband houden met het voorwerp van de vennootschap voor zover deze in overeenstemming zijn met de plichtenleer die geldt voor het beroep van boekhouder
  10. Zowel in België als in het buitenland mag de vennootschap alles nijverheids-,handels-,financiële roerende en onroerende handelingen verrichten,die rechtstreeks of onrechtstreeks op haar voorwerp betrekking hebben of die van aard zouden zijn de verwezenlijking ervan te bevorderen of te vergemakkelijken
  11. De vennootschap kan eveneens belangen hebben door middel van inbreng,afstand,samensmelting of op gelijk welke andere manier in andere vennootschappen of gelijkaardige ondernemingen of van aard om rechtstreeks of onrechtstreeks de ontwikkeling der zaken te bevorderen.Zij mag zich voor deze vennootschappen borg stellen en aval verlenen,voorschotten en kredieten toestaan en hypothecaire of andere waarborgen verstrekken.Deze verrichtingen mogen de burgerlijke aard van de vennootschap niet in gedrang brengen
deed of 15-09-2023 (in Dutch)

Registered office and establishments

2 establishments
Establishment Since Unit number
SECREFISC BVBA Industriepark-West 75, 9100 Sint-Niklaas 69201 Certified accountants and tax accountants 26-09-1995 2.073.173.476
Secrefisc bvba registered office Eekstraat 357, 9160 Lokeren 69201 Certified accountants and tax accountants 10-01-2017 2.260.972.703
1 former office
  • Industriepark-West 75, 9100 Sint-Niklaas until the deed of 15-09-2023

Buildings and parcels at the address

Ground area
805 m²
Buildings
196 m²
Volume, LiDAR
960 m³
Tallest building
7.2 m
Buildings to scale, each on its own parcel
196 m², 7.2 m 196 m², 7.2 m

Location

registered office establishment approximate All 2 establishment units on the map
2 companies at this address See who is registered here

Parcels

Cadastral parcelArea Buildings Height / floors
46383D1584/00S000805 m² 1 · 196 m² 7.2 m · 2

Contact

E-mail laceur.jp@skynet.be establishment in Lokeren
Phone +32 477 22 21 77 establishment in Lokeren

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