SeCra Construct
ActiveSummary
SeCra Construct is less than twelve months old; there is no public track record yet to compute a bankruptcy probability from. The 2025 annual accounts show equity of €10,551 and a net result of €7,551. Its solvency ranks better than 18% of 34,590 sector peers (NACE 43, financial year 2025). The company has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Activity
Roofing work
NACE 43410
1 site
Size
€68,148total assets 2025
- Equity
- €10,551
- Profit
- €7,551
Turnover not published (micro format)
Structure
- Dakwerken Rik VSDirector · permanent representative Van Seghbroeck Rik
- VCR-ProjectsDirector · permanent representative Van Craenenbroeck Ronny
Accounts 74 days early
Signalsraises riskWeak solvency vs sectorYoung companyneutralLatest accounts filed on timeShow the evidence
Checked score
Score 2025
38
/ 100
Weak
Without a bankruptcy probability: score from the figures alone
Financial strength
Weak
Solvency
40
equity 15.5% of total assets
Liquidity
9
short-term debt 84.5% · cash 4.4%
Profitability
65
return on assets 11.1%
Bankruptcy probability, 12 months
This company is younger than 12 months. There is no public track record yet to base a reliable estimate on, so we'd rather not show a number.
No publishable credit limit; credit only on tighter terms
Liquidity tight (current ratio 1.18, below the usual 1.5; short-term debt: 84.5% and cash: 4.4% of total assets), and 84.5% of the assets are financed with debt and provisions.
Credit check for your own amount and term
Show the recommended maximum and see how the verdict changes with amount, term and advance.
Signals
Three signals.
raises riskneutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 18% of 34590 sector peers (2025).
NBB · sector comparisonPosition among 34590 sector peers
Solvency
better than 18%
← weakest
strongest →
raises risk · Young company
Founded in 2025, less than a year ago. Young companies fail more often than established ones; the risk is highest 2 to 8 years after founding.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-05-2026, 74 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
74 days early
← before the deadline
after the deadline →
Searched, nothing found (1)
- Annual accounts filedfinancial year 2025 · micro…
- IncorporationAppointments: DAKWERKEN RIK VS (director)…
Financials · financial year 2025, micro format
Equity
€10,551
Total assets
€68,148
Net result
€7,551
Working capital
€10,551
Turnover and EBIT margin not published: the micro format does not require them.
Balance-sheet composition
Equity and liabilities €68,148
Equity
€10,551
Debt
€57,597
Debt finances 84.5% of the balance-sheet total.
Key figures and ratios
Current ratio
1.18
Debt to equity
5.46
ROE
71.6%
ROA
11.1%
Debt ≤ 1 year
€57,597
Income taxes
€2,517
Annual accounts
| Line | 2025 |
|---|---|
| Other operating charges640/8 | €400 |
| Gross operating margin9900 | €10,468 |
| Operating profit (loss)9901 | €10,069 |
| Profit (loss) for the period before taxes9903 | €10,069 |
| Income taxes67/77 | €2,517 |
| Profit (loss) for the period9904 | €7,551 |
| Profit (loss) for the period to be appropriated9905 | €7,551 |
| Line | 2025 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €68,148 | |
| Current assets29/58 | €68,148 | |
| Amounts receivable within one year40/41 | €65,148 | |
| Trade receivables40 | €60,900 | |
| Other amounts receivable41 | €4,248 | |
| Cash at bank and in hand54/58 | €3,000 | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €68,148 | |
| Equity10/15 | €10,551 | |
| Contributions10/11 | €3,000 | |
| Reserves13 | €7,551 | |
| Distributable reserves133 | €7,551 | |
| Amounts payable17/49 | €57,597 | |
| Amounts payable within one year42/48 | €57,597 | |
| Trade debts44 | €55,079 | |
| Suppliers440/4 | €55,079 | |
| Taxes, remuneration and social security45 | €2,517 | |
| Taxes450/3 | €2,517 | |
| Line | 2025 |
|---|---|
| Profit (loss) for the period9904 | €7,551 |
| Operating cash flow (approximation) | €7,551 |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Filings with the National Bank (1)
| Financial year | Type | Filed | Reference |
|---|---|---|---|
| 31-12-2025 | micro format | 18-05-2026 | 2026-00113425 |
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Duffel · equity €10,619
Of the 8,457 active companies whose main activity is roofing work (NACE 43410), figures are known for 4,416. 2,385 are within a factor 10 of this equity. These 5 are the closest to it. See the whole sector
Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.
Directors
Directors
2 directors, no change since 2025
Board 2
Dakwerken Rik VS
CurrentDirector · since 15-12-2025 · Private limited company · permanent representative: Van Seghbroeck Rik
VCR-Projects
CurrentDirector · since 15-12-2025 · Private limited company · permanent representative: Van Craenenbroeck Ronny
Permanent representatives 2
Van Craenenbroeck Ronny
CurrentPermanent representative · since 15-12-2025 · for VCR-Projects
Van Seghbroeck Rik
CurrentPermanent representative · since 15-12-2025 · for Dakwerken Rik VS
Derived from published Gazette deeds. The KBO keeps the official list of office holders; we do not read it, so the two can differ.
See the directors and other office holders in the KBO →
Mandate history
2 people since 2025, 2 in office
- Board
| Name | Functions and periods |
|---|---|
| Dakwerken Rik VS |
|
| VCR-Projects |
|
Owners and capital
Capital and shareholders
Shareholders according to the deeds
At incorporation
act of 15-12-2025 ↗
- Van Seghbroeck Rik 150 shares (50%) · €1,500
- Van Craenenbroeck Ronny 150 shares (50%) · €1,500
The Belgian Official Gazette names shareholders only when an act mentions them; the share register itself is not published.
Capital over the years
- 15-12-2025 Incorporation · €3,000 · 300 shares
Group and network
Connections & network
2 current directorsThe board mandates are listed below; here you explore them as a network.
This company
Company
Director
Shareholding
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History
Acts, filings and financial milestones
2026
18-05
NBB filing
Annual accounts filed
financial year 2025 · micro format
2025
15-12
Gazette deed
IncorporationAppointments: DAKWERKEN RIK VS (director) and VCR-PROJECTS (director) · Permanent representatives: Van Seghbroeck Rik and Van Craenenbroeck Ronny · Founding capital13 facts ▸
Gazette deed
Incorporation
Appointments: DAKWERKEN RIK VS (director) and VCR-PROJECTS (director) · Permanent representatives: Van Seghbroeck Rik and Van Craenenbroeck Ronny · Founding capital13 facts ▸
- Incorporation, “SeCra Construct” (deed in Dutch)
- Founding capital, €3,000
- Founder, Van Seghbroeck Rik
- Founder, Van Craenenbroeck Ronny
- Capital
- Registered office clause, “3150 Haacht (Tildonk),Woeringstraat 69” (deed in Dutch)
- Board rule, 2
- Director appointment, DAKWERKEN RIK VS (director)
- Director appointment, VCR-PROJECTS (director)
- Permanent representative, Van Seghbroeck Rik
- Permanent representative, Van Craenenbroeck Ronny
- Other provision, “geen bestuursverbod, geen strafrechtelijk of burgerrechtelijk bestuursverbod opgelegd” (deed in Dutch)
- +1 further fact in this act
Gazette deedNBB filing
1 of 1 deed read
Register details
Identification
Legal formPrivate limited company
Founded11-12-2025
Financial year end31-12
Activities, NACEBEL 2025
43410Roofing work
41001General construction of residential buildings
43230Insulation installation
43320Joinery installation
77320Rental and leasing activities
E-invoicing
Reachable via Peppol
Peppol ID
0208:1031469492
Also
9925:BE1031469492
Registered
12-01-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 22 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice, with enterprise number 1031.469.492
Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.
Sites & property
Location & real-estate footprint
Registered office, Haacht · 1 establishment unit since 2025
Ground area
878 m²
Building footprint
228 m²
Building volume
939 m³
Parcel 24108A0061/00H000, Flanders · tallest building 8.1 m. Linked by address, not a title deed.
1 establishment unit
SeCra Construct
since 2025unit no. 2.382.184.396
1 parcel
Flanders
1
(100%)
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 24108A0061/00H000 | Flanders | 878 m² | 1 · 228 m² | 8.1 m · 1 |
How the parcels are linked
Good to know
The parcel matches the address exactly.
Articles of association
What the company does
- PurposeThe activities the company may carry out under its articles.
- “Alle activiteiten van een algemene bouwonderneming in de ruimste zin van het woord voor de uitvoering van alle aannemingen van…” (deed in Dutch)
Text of the purpose (deed in Dutch)
“Alle activiteiten van een algemene bouwonderneming in de ruimste zin van het woord voor de uitvoering van alle aannemingen van werken,eventueel in coördinatie met onderaannemers,en inzonderheid van een bouwonderneming gespecialiseerd in alle dakwerken en alle daarmee rechtstreeks of onrechtstreeks gerelateerde werken,alsook schrijn-en timmerwerken,stukadoorswerken,schilderwerken,betonwerken en werken van ruwbouw,werken in wegenbouw,loodgieterij en elektriciteitswerken,omvattende onder meer maar niet uitsluitend:”
- DurationHow long the company exists; usually unlimited, so until it is dissolved.
- Unlimited
- Name clauseThe name the company operates under according to its articles.
- SeCra Construct
- Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
- “Vlaamse Gewest, kan bij enkel besluit van het bestuursorgaan administratieve zetels,agentschappen,werkhuizen,stapelplaatsen en bijkantoren…” (deed in Dutch)
Who represents it, and how
- Who signsWho may bind the company towards others, for example by signing a contract.
- Each director alone
- Board ruleHow the board is made up, meets and takes decisions.
- “Bestuursorgaan, Artikel 11” (deed in Dutch)“Vergoeding bestuurders, Artikel 14” (deed in Dutch)
Capital, shares and profit
- Kind of sharesWhich classes of shares exist and what rights each class carries.
- One provision in the deed
- Transfer restrictionWhether shareholders may sell their shares freely or need approval first.
- “Voor helft ten laste overdrager en helft ten laste koper(s) naar evenredigheid verworven aantal bij meerdere kopers, elke overdracht onder…” (deed in Dutch)
- Share issue ruleHow and by whom new shares can be issued.
- One provision in the deed
Meetings and financial year
- Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
- Third Wednesday of June at 20:00
Oversight and winding up
- Statutory auditorA statutory auditor is a registered auditor who checks the accounts; small companies need not have one. According to the deed, the legal criteria do not require one here.
- No statutory auditor
- Dissolution ruleWhen and by whom the company can be dissolved.
- “Vormen vereist voor statutenwijziging, algemene vergadering” (deed in Dutch)“Bijzonder verslag tenzij ontbinding voorgesteld, bestuursorgaan” (deed in Dutch)
- Liquidation ruleHow assets are shared after dissolution: creditors first, then shareholders.
- “Geen andere vereffenaar benoemd, bestuurder(s) in functie” (deed in Dutch)