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SECOURS & YOU

Active
Private limited companyfounded 2021active for 5 yearsRue de la Fontaine 2, 5022 Namur, BelgiumKBO/BCE: BE 0774.823.429
Summary

SECOURS & YOU has been active since 2021 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€182) and a net result of -€2,585. Equity fluctuates too strongly from year to year to read a trend from it. Its solvency ranks better than 17% of 2,606 sector peers (NACE 85, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

Official details

Source: KBO
Status
Active since 30-09-2021 Normal situation
Activity
Vocational training NACE 85592
Establishment unit
2.322.952.733 5500 Dinant, since 30-09-2021
Financial year end
31 December
Peppol
Reachable since 08-01-2026

Board and ownership

Board
Shareholders
  • DEGUELLE, Lionel Luc Pascaledeed of 04-10-2021
  • HENNAUX, Alexandre Patrick Alain Françoisdeed of 04-10-2021

Financial position

53 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
0.1%
Annual accounts 2025
Gross margin
€11
▼ 98.3%
Turnover
≈ €42
estimated
Loss
€2,585
▲ 213%
Equity
-€182
Total assets
€28,212
▲ 839%
  • Negative equity on 31-12-2025
Score breakdownraises riskCapped at 59: negative equitylowers riskSector: Education (NACE 85)Size: total assets €28,212Founded in 2021Liquidity: current ratio 0.97, cash €8,121Show the evidence

Checked score

Score 2025
53 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 13% of micro companies in education (NACE 85)
Negative equity caps the score at 59. Every signal that counts is listed under Signals.
Financial strength · tick: 2024
Weak
Solvency 24-76
equity -0.6% of total assets
Liquidity 36-58
short-term debt 100.6% · cash 28.8%
Profitability 7-14
return on assets -9.2%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (3,823 companies, NACE 85, micro)
Last 24 months 12-2024: 0.2% 01-2025: 0.2%● unchanged vs 12-2024 02-2025: 0.2%● unchanged vs 01-2025 03-2025: 0.2%● unchanged vs 02-2025 04-2025: 0.3%▲ +0.1 percentage points vs 03-2025 05-2025: 0.3%● unchanged vs 04-2025 06-2025: 0.2%▼ -0.1 percentage points vs 05-2025 07-2025: 0.3%▲ +0.1 percentage points vs 06-2025 08-2025: 0.5%▲ +0.2 percentage points vs 07-2025highest value 09-2025: 0.2%▼ -0.3 percentage points vs 08-2025 10-2025: 0.2%● unchanged vs 09-2025 11-2025: 0.2%● unchanged vs 10-2025 12-2025: 0.2%● unchanged vs 11-2025 01-2026: 0.2%● unchanged vs 12-2025 02-2026: 0.1%▼ -0.1 percentage points vs 01-2026lowest value 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026 08-2026: 0.1%● unchanged vs 07-2026 09-2026: 0.1%● unchanged vs 08-2026 10-2026: 0.1%● unchanged vs 09-2026 11-2026: 0.1%● unchanged vs 10-2026
No credit on open account
Liquidity is insufficient, with a current ratio of 0.97, below 1. Short-term debt is 100.6% and cash 28.8% of total assets. Equity is negative.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 85, micro). It does better than 15% of them on solvency, 19% on liquidity, 15% on profitability and 5% on growth.

The bankruptcy probability was computed on 04-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises riskneutral
lowers risk · Sector: Education (NACE 85)
KBO
lowers risk · Size: total assets €28,212
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Founded in 2021
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Liquidity: current ratio 0.97, cash €8,121
NBB · annual accounts
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
22232425
2022 to 2025 · latest year -€182
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-07-2026, 23 days ahead of the deadline.
NBB · 4 filings
Deviation from the deadline
2025
23 days early
2024
19 days late
2023
56 days late
2022
28 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 4 accounts on average 20 days after the deadline. In the sector (NACE 85), the median for financial year 2024 was 16 days before the deadline, and 32% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 24 August (3 of the last 4 accounts filed within 33 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
05-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Risk: Negative equitydebts exceed assets in financial year 2025 -€182 View
  • Caution: Lower solvency than 83% of companies in educationsector median 43.8% · 2,606 companies -0.6% View
  • Caution: A director leftlatest change 01-02-2026 · 1 in office 1 left View
  • Caution: 2 loss-making years in a rowloss in financial year 2025 -€2,585 View

Recent changes

  1. · Gazette deed Resignation: Sébastien Lutel (director)Director discharge: Sébastien Lutel
  2. · Gazette deed Appointment: Sébastien Lutel (director)
  3. · Gazette deed Registered office moved from Dinant to CogneleeNew registered office: Rue de la Fontaine 2 à 5022 COGNELEE · Previous registered office: Rue Saint-Roch 24 Bte 3 à 5500 DINANT · Resignation: Alexandre HENNAUX (director)
All 12 events

Comparable companies

These companies have the same main activity as SECOURS & YOU: vocational training (NACE 85592). They are comparable in size and age: total assets between €17,800 and €48,200, founded between 2020 and 2022.

CompanyTotal assetsGross margin
SECOURS & YOU Namur€28,212€11
Propleider Wetteren€29,950-€4,064
STORYPLE Koekelberg€34,710-€7,964
Inner Transformation & Investments Geraardsbergen€42,087-€7,727
Almuruna Borsbeek€41,591€761
Cover Two Solutions Kontich€17,806-€331
Verisure Academy Brussels€48,163-€10,943
Full comparison

Key facts about SECOURS & YOU

What is the company number of SECOURS & YOU?
The company number of SECOURS & YOU is 0774.823.429. The VAT number is the same number with BE in front: BE 0774.823.429.
Where is SECOURS & YOU based?
The registered office is at Rue de la Fontaine 2, 5022 Namur.Company details
What does SECOURS & YOU do?
According to the KBO register, the main activity is vocational training (NACE 85592).
What is the legal form of SECOURS & YOU?
SECOURS & YOU is a private limited company (BV).
When was SECOURS & YOU founded?
SECOURS & YOU was founded on 30-09-2021.
Is SECOURS & YOU still active?
Yes, SECOURS & YOU is an active enterprise in the KBO register.
What is the turnover of SECOURS & YOU?
The turnover in financial year 2025 is ≈ €42. This figure is estimated from the gross margin of €11 and 42 comparable companies (NACE 855). It probably lies between €28 and €85. It is a rough estimate.Financials
Is SECOURS & YOU profitable?
In financial year 2025, SECOURS & YOU made a loss of €2,585.
Where can I find the annual accounts of SECOURS & YOU?
SECOURS & YOU filed 4 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of SECOURS & YOU due?
SECOURS & YOU must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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