Seconde Peau

Active

Non-profit associationfounded 1991active for 35 yearsBld du Douzième-de-Ligne 1, 4000 Liège, Belgium91 active companies are registered at this addressKBO/BCE: BE 0443.643.653

Summary

Seconde Peau has been active since 1991 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €260,956 and a net result of -€12,569. Its solvency ranks better than 36% of 694 sector peers (NACE 88, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Risk analysisFollow Report Compare

Seconde PeauActiveChecked score 92/100

Risk analysis Report Compare

Activity

Other social work without accommodation

NACE 88999

2 sites

Size

€953,919total assets 2025

Equity: €260,956
Deficit: -€12,569

Turnover not published (micro format)

Financial health

92 Excellent Checked score 2025

Bankruptcy probabilitywithin 12 months: < 0.1%

Structure

Board: 7 members

2025 accounts 30 days early2 of 7 deeds summarised

Why 92lowers riskLegal form: non-profit associationSize: total assets €953,919Figures for financial year 2025 (filed 01-07-2026)Sector: Social work activities without accommodation (NACE 88)Show the evidence

Checked score

Score 2025

92 / 100

Excellent

Probability in this band: under 0.55%

Financially better than 34% of its sector peers (NACE 88, micro)

Every signal that counts is listed under Signals.

Financial strength

Average

Solvency 52

equity 27.4% of total assets

Liquidity 64

short-term debt 5.3% · cash 11.1%

Profitability 34

return on assets -1.3%

Bankruptcy probability, 12 months

< 0.1% Very low

0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median < 0.1% (1,124 companies, NACE 88, micro)

Last 24 months 11-2024: < 0.1%highest value 12-2024: < 0.1%● unchanged vs 11-2024highest value 01-2025: < 0.1%● unchanged vs 12-2024highest value 02-2025: < 0.1%● unchanged vs 01-2025highest value 03-2025: < 0.1%● unchanged vs 02-2025highest value 04-2025: < 0.1%● unchanged vs 03-2025highest value 05-2025: < 0.1%● unchanged vs 04-2025highest value 06-2025: < 0.1%● unchanged vs 05-2025highest value 07-2025: < 0.1%● unchanged vs 06-2025highest value 08-2025: < 0.1%● unchanged vs 07-2025highest value 09-2025: < 0.1%● unchanged vs 08-2025highest value 10-2025: < 0.1%● unchanged vs 09-2025highest value 11-2025: < 0.1%● unchanged vs 10-2025highest value 12-2025: < 0.1%● unchanged vs 11-2025highest value 01-2026: < 0.1%● unchanged vs 12-2025highest value 02-2026: < 0.1%● unchanged vs 01-2026highest value 03-2026: < 0.1%● unchanged vs 02-2026highest value 04-2026: < 0.1%● unchanged vs 03-2026highest value 05-2026: < 0.1%● unchanged vs 04-2026highest value 06-2026: < 0.1%● unchanged vs 05-2026highest value 07-2026: < 0.1%● unchanged vs 06-2026highest value 08-2026: < 0.1%● unchanged vs 07-2026lowest value 09-2026: < 0.1%● unchanged vs 08-2026 10-2026: < 0.1%● unchanged vs 09-2026

Credit of up to €24,000 on 30-day terms is acceptable

Liquidity ample (current ratio 15.7, above the usual 1.5; short-term debt: 5.3% and cash: 11.1% of total assets), but 72.6% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 88, micro): better than 34% on solvency, 45% on liquidity and 23% on profitability.

The bankruptcy probability was computed on 24-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.

lowers riskneutral

Legal form: non-profit association

KBO

Size: total assets €953,919

Companies of this size fail less often; how much that weighs depends on the rest of its profile.

NBB · annual accounts

Figures for financial year 2025 (filed 01-07-2026)

NBB · annual accounts

Sector: Social work activities without accommodation (NACE 88)

KBO

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-07-2026, 30 days ahead of the deadline.

NBB · 1 filing

Deviation from the deadline

2025

30 days early

← before the deadline after the deadline →

Searched, nothing found (1)

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

01-07-2026 Annual accounts filedfinancial year 2025 · micro…
31-07-2025 Appointments: Christine Monville, Magali Mosbeux and…Resignation: Michèle NISOLLE (administratrice et…
24-11-2023 Amendment of the articlesPower of attorney

Key points

Caution: Among the weakest 15% on net resultsector median €8,984 · 697 companies -€12,569 View
Wallonia-Brussels supportpaid from 2024 to 2025 €528,700 View
Active since 1991founded 04-04-1991 35 years View

By topic

Financials

Financial year: 2025
Total assets: €953,919
Loss: -€12,569
Solvency: 27.4%

Go to Financials

Board & ownership

Board: 7 members

Christine MonvilleDirector
Jacqueline SpitzDirector
Magali MosbeuxDirector
Olivier PirardDirector
Philippe MiermansDirector

and 2 other directors

Go to Board & ownership

Timeline

Events: 3
Since: 2023

Go to Timeline

Company details

Sites: 2

Legal form: Non-profit association
Activity: Other social work without accommodationNACE 88999
Founded: 04-04-1991
Year ends: 31-12
Peppol: Not found in the Peppol directory

Go to Company details

Articles of association

Provisions read: 49

Purpose: “L'accompagnement psychosocial, individuel et/ou collectif, des familles, par une équipe…” (deed in French)

Go to Articles of association

Key facts about Seconde Peau

What is the company number of Seconde Peau?: 0443.643.653. In Belgium the VAT number is the company number with BE in front: BE 0443.643.653.
Where is Seconde Peau based?: The registered office is at Bld du Douzième-de-Ligne 1, 4000 Liège.Company details
What does Seconde Peau do?: According to the KBO register, the main activity is other social work without accommodation (NACE 88999).
What is the legal form of Seconde Peau?: Non-profit association (VZW).
When was Seconde Peau founded?: On 04-04-1991.
Is Seconde Peau still active?: Yes, Seconde Peau is an active enterprise in the KBO register.
What is the turnover of Seconde Peau?: Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
Is Seconde Peau profitable?: In financial year 2025, Seconde Peau made a loss of €12,569.
Where can I find the annual accounts of Seconde Peau?: Seconde Peau filed 1 annual account with the National Bank of Belgium, for financial year 2025.