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Second Life Stables

Active
Private limited companyfounded 200422 years activeSchipperstraat 60, 3583 Beringen, BelgiumKBO/BCE: BE 0862.557.454
Summary

Second Life Stables has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €86,288 and a net result of €25,141. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 65% of 3,656 sector peers (NACE 01, fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Overview

Activity
Raising of horses and other equines
NACE 01430
1 site
Size
€170,157total assets 2025
Equity
€86,288
Profit
€25,141
Turnover not published (abridged schema)
Financial health
91 Excellent Checked score 2025
Bankruptcy probability, 12 months
0.2%
Structure
Accounts filed 8 days late0 of 5 deeds read
Why 91- Latest accounts 8 days late; 1 of the last 3 late+ Sector Crop and animal production, hunting and related service activities (NACE 01)+ Size: total assets €170,157+ Founded in 2004Show the evidence

Checked score

Score 2025
91 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 64% of its sector peers (NACE 01, micro)
Financial strength · tick = 2024
Strong
Solvency 76+10
equity 50.7% of total assets
Liquidity 35-11
short-term debt 49.3% · cash 7.3%
Profitability 87-5
return on assets 14.8%
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (5,676 companies)
Last 24 months 11-2024: 0.4% 12-2024: 0.4%● unchanged vs 11-2024 01-2025: 0.4%● unchanged vs 12-2024 02-2025: 0.4%● unchanged vs 01-2025 03-2025: 0.4%● unchanged vs 02-2025 04-2025: 0.4%● unchanged vs 03-2025 05-2025: 0.4%● unchanged vs 04-2025 06-2025: 0.4%● unchanged vs 05-2025 07-2025: 0.5%▲ +0.1 percentage points vs 06-2025 08-2025: 0.8%▲ +0.3 percentage points vs 07-2025 09-2025: 1.1%▲ +0.3 percentage points vs 08-2025highest value 10-2025: 0.1%▼ -1.0 percentage point vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026lowest value 07-2026: 0.1%● unchanged vs 06-2026 08-2026: 0.2%▲ +0.1 percentage points vs 07-2026 09-2026: 0.2%● unchanged vs 08-2026 10-2026: 0.2%● unchanged vs 09-2026
Credit up to €7,000 at 30 days acceptable
Liquidity tight (current ratio 1.34 against 1.29 in 2024; short-term debt: 49.3% and cash: 7.3% of total assets), and 49.3% of the assets are financed with debt.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 01, micro): better than 64% on solvency, 28% on liquidity, 85% on profitability and 79% on growth.

The bankruptcy probability was computed on 06-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
−lowers risk+raises risk○neutral
raises risk · Latest accounts 8 days late; 1 of the last 3 late
NBB · filings
lowers risk · Sector Crop and animal production, hunting and related service activities (NACE 01)
KBO
lowers risk · Size: total assets €170,157
The company's size counts in the probability; how much depends on the rest of its profile.
NBB · annual accounts
lowers risk · Founded in 2004
How long the company has existed counts in the probability; how much depends on the rest of its profile.
KBO
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025
Equity per financial year
1819202122232425
2018 to 2025 · latest year €86,288
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-08-2026, 8 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
8 days late
2024
39 days late
2023
13 days late
2022
71 days early
2021
16 days late
2020
49 days early
2019
11 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 5 days before the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 37% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 14 August (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
07-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Checked from 2021 on.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Annual accounts filedfiscal year 2024 · micro…
  3. Annual accounts filedfiscal year 2023 · micro…

Key points

  • Total assets 20256 fiscal years filed €170,157 View
  • Active since 2004founded 09-01-2004 22 years View

By topic

Financials

Fiscal year
2025
Total assets
€170,157
Profit
€25,141
Solvency
50.7%
Total assets▲ 5.2%
Net result
20182025
Go to Financials

Timeline

Events
12
Since
2017
Next accounts
by 31-07-2027
  1. 21-05-2023Annual accounts filed
  2. 31-12-2022Back to profit
  3. 16-08-2022Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Raising of horses and other equinesNACE 01430
Founded
09-01-2004
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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