Secomin
ActiveSummary
Secomin has been active since 1976 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €761k and a net result of €78k. Equity is growing by ~10.9% per year across the filed fiscal years. Its solvency ranks better than 95% of 1004 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
94
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability81=
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €70k at 30 days acceptable
cash: 37.4% of total assets, and 0% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
100%
Return on assets
10.2%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-08-2026, 25 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
25 d late
2024
11 d late
2023
26 d late
2022
25 d late
2021
11 d early
2020
26 d late
2019
14 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€78k▲ 17.3%
2024 · €66k
2018: €38k
2019: €37k
2020: €72k
2021: €161k
2022: €96k
2023: €59k
2024: €66k
2018 → 2025
Working capital
€221k▲ 266%
2022 · €60k
2018: €-80k
2019: €-129k
2020: €-55k
2021: €103k
2022: €60k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€518k-€614k▲ 18.6%€617k▲ 0.6%€683k▲ 10.7%€761k▲ 11.3%
Operating result€236k-€128k▼ 45.8%€79k▼ 38.5%€89k▲ 12.7%€103k▲ 16.5%
Net result€161k-€96k▼ 40.2%€59k▼ 39.0%€66k▲ 12.8%€78k▲ 17.3%
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 16% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €761k
Fixed assets
€468k ▲ 1.2%
Current assets
€293k ▲ 31.5%
Key figures and ratios
EBITDA
€105k▲
2024 · €89k
Cash flow
€79k▲
2024 · €67k
Solvency
100.0%▲
2024 · 99.7%
ROE
10.2%▲
2024 · 9.7%
ROA
10.2%▲
2024 · 9.6%
Interest coverage
1357.67▼
2024 · 1931.14
Income taxes
€26k▲
2024 · €23k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 39 lines
Balance sheet
Code20242025
Assets
Total assets20/58€685k€761k▲
Fixed assets21/28€463k€468k▲
Tangible fixed assets22/27€463k€468k▲
Land and buildings22€463k-
Furniture and vehicles24-€4k
Other tangible fixed assets26-€464k
Current assets29/58€223k€293k▲
Amounts receivable within one year40/41€3k€9k▲
Trade receivables40€2k€6k▲
Other amounts receivable41€972€3k▲
Cash at bank and in hand54/58€220k€284k▲
Equity and liabilities
Total equity and liabilities10/49€685k€761k▲
Equity10/15€683k€761k▲
Contributions10/11€63k€63k=
Capital10€63k€63k=
Issued capital100€63k€63k=
Reserves13€605k€605k=
Non-distributable reserves130/1€360k€360k=
Legal reserve130€6k€6k=
Other1319€354k€354k=
Distributable reserves133€245k€245k=
Profit (loss) carried forward14€16k€93k▲
Amounts payable17/49€2k-
Amounts payable within one year42/48€2k-
Other amounts payable47/48€2k-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€647€1k▲
Other operating charges640/8€1k€449▼
Gross operating margin9900€90k€105k▲
Operating profit (loss)9901€89k€103k▲
Financial charges65/66B€46€77▲
Recurring financial charges65€46€77▲
Profit (loss) for the period before taxes9903€89k€103k▲
Income taxes67/77€23k€26k▲
Profit (loss) for the period9904€66k€78k▲
Profit (loss) for the period to be appropriated9905€66k€78k▲
Appropriation of the result
Profit (loss) to be appropriated9906€76k€93k▲
Profit (loss) brought forward from the previous period14P€10k€16k▲
Transfer to equity691/2€60k-
To other reserves6921€60k-
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
25-08
NBB filing
Annual accounts filed
fiscal year 2025 · full schema · 25 days late
2025
11-08
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 11 days late
2024
26-08
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 26 days late
2023
25-08
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 25 days late
2022
20-07
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
31-12
Financial
Highest result since 2018net €161k ▲122%
Operating result €236k, net result €161k, both a record.
31-12
Financial
Liquidity times 27current ratio 7.44
Current ratio from 0.28 to 7.44; short-term debt falls from €77k to €16k.
31-12
Financial
Equity above €500kEq €518k ▲45%
4 profitable years in a row build equity to €518k.
26-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 26 days late
2020
17-07
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
31-12
Financial
Weakest financial yearnet €37k ▼1.8%
Net result drops to €37k, the lowest in the series; recovery starts the following year.
18-07
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
17-07
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
25-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 25 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
18 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Chaudfontaine · 1 establishment unit since 1976
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Voie de l'Air Pur 2224052 ChaudfontaineGround area
1,029 m²
Building footprint
336 m²
Volume, LiDAR
1,796 m³
2 parcels, Wallonia · tallest building 7.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Rue de la Forêt 32, 4100 Seraing
since 19762.013.213.125
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62012A0239/00L002 | Wallonia | 720 m² | 1 · 280 m² | 7.9 m · 2 fl. |
| 62354C0021/00L017 | Wallonia | 309 m² | 1 · 56 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
MARLOT CONSULTING
BE 0474.762.540
Beveren-Kruibeke-Zwijndrecht · Eq €763k
AFIBO
BE 0439.919.447
Beveren-Kruibeke-Zwijndrecht · Eq €769k
BENTIN
BE 0808.849.742
Hoogstraten · Eq €751k
LEADING BUSINESS AND COMMUNICATION PARTNERS
BE 0462.729.392
Rixensart · Eq €771k
DELEWI
BE 0894.541.819
Maldegem · Eq €750k
Of 2,267 companies in sector 69209 we hold annual accounts for 1,098. 660 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded22-10-1976
Fiscal year end31-12
Activities, NACEBEL 2025
69209Other tax advisory services
73200Market research and public opinion polling
Sources
Crossroads Bank for EnterprisesNational Bank · 49 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.