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SECOBI

Active
Public limited companyfounded 199530 yrs activeRue de Scoumont(OB) 28B, 6230 Pont-à-Celles, BelgiumKBO/BCE: BE 0456.542.079
Summary

SECOBI has been active since 1995 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €34,639 and a net result of -€466. Equity remains stable across the filed fiscal years (±0.9% per year). The computed 12-month bankruptcy probability is 0.9% (low).

Checked score

Score 2025
Axes · tick = 2024
Profitability37▲+2
Solvency46=
Growth22=
Track record100
Bankruptcy probability, 12 months
0.9% Low
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Liquidity tight (current ratio 1.26 against 1.27 in 2024; short-term debt: 79.2% and cash: 0.2% of total assets), and 79.4% of the assets are financed with debt.
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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 30 years 0 40 y
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
20.6%
Return on assets
-0.3%
Age of the figures
18 mo
lowers risk · Lower-risk legal form
Companies with this legal form statistically fail less often than a BV.
KBO · legal form
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · A punctual record breaks
This company filed 3 consecutive financial years on time. The year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 21-11-2025, 21 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filings
Deviation from the deadline
2025
21 d late
2024
34 d early
2023
6 d early
2022
42 d early
2021
22 d late
2020
3 d early
2019
25 d late
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 7 accounts on average 2 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today. Usually files around 25 October (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
31-03-2026 close28-09-2026 today31-10-2026 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 15 November 1995, SECOBI was incorporated.1 Revenue went from EUR 4,800 in 2019 to EUR 1,000 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2019 and 2025

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Financials · fiscal year 2025, micro schema

Turnover
€1,000▼ 66.7%
2023 · €3,000
EBIT margin
-38.2%▼ 54.7pp
2023 · 16.5%
Net result
-€466▲ 75.9%
2024 · -€1,932
Working capital
€34,986▼ 1.3%
2024 · €35,452
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Turnover€5,000▼ 16.7%€5,000=€3,000▼ 40.0%€1,000
Operating result€518€98▼ 81.1%€496▲ 406%-€1,848-€382▲ 79.3%
Net result€430€20▼ 95.3%€421▲ 2,005%-€1,932-€466▲ 75.9%
EBIT margin10.4%▲ 22.3pp2.0%▼ 8.4pp16.5%▲ 14.6pp-38.2%
Equity€36,596▲ 1.2%€36,616▲ 0.1%€37,037▲ 1.1%€35,105▼ 5.2%€34,639▼ 1.3%
Total assets€176,299▼ 0.4%€173,266▼ 1.7%€171,093▼ 1.3%€169,071▼ 1.2%€168,421▼ 0.4%
Debt€139,703▼ 0.8%€136,650▼ 2.2%€134,056▼ 1.9%€133,966▼ 0.1%€133,782▼ 0.1%
Working capital€34,814▲ 2.4%€36,963▲ 6.2%€37,384▲ 1.1%€35,452▼ 5.2%€34,986▼ 1.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€2,000-€1,000€0€1,000Operating result 2021: €518€518Net result 2021: €430€430Operating result 2022: €98€98Net result 2022: €20€20Operating result 2023: €496€496Net result 2023: €421€421Operating result 2024: -€1,848-€1,848Net result 2024: -€1,932-€1,932Operating result 2025: -€382-€382Net result 2025: -€466-€46620212022202320242025-€2,000-€1,000€0Operating result 2023: €496€496Net result 2023: €421€421Operating result 2024: -€1,848-€1,850Net result 2024: -€1,932-€1,930Operating result 2025: -€382-€382Net result 2025: -€466-€466202320242025
The operating result stays negative: a loss of €382 in 2025 against €1,848 in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €168,421
Equity €34,639 ▼ 1.3%
Debt €133,782 ▼ 0.1%
Debt's share of the balance-sheet total rises from 79.2% to 79.4%. Equity and debt are lower.
Key figures and ratios
2025 value · change against 2024
Current ratio
1.26▼
2024 · 1.27
Debt to equity
3.86▲
2024 · 3.82
ROE
-1.3%▲
2024 · -5.5%
ROA
-0.3%▲
2024 · -1.1%
Debt ≤ 1 year
€133,435▼
2024 · €133,619
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 2,448 companies that looked in July 2024 the way this one looks now, 1.4% went bankrupt within 24 months and 93% are still going.

  • Micro
  • 20 years or older
  • solvency 10 to 30%
  • a small loss
1.4% went bankrupt
5.0% stopped otherwise
93% still going

A further 0.4% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.9% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.7%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 2,448 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 32 lines
Balance sheet Code20242025
Assets
Total assets20/58€169,071€168,421▼
Current assets29/58€169,071€168,421▼
Amounts receivable within one year40/41€168,931€168,006▼
Other amounts receivable41€168,931€168,006▼
Cash at bank and in hand54/58€140€415▲
Equity and liabilities
Total equity and liabilities10/49€169,071€168,421▼
Equity10/15€35,105€34,639▼
Contributions10/11€30,987€30,987=
Capital10€30,987€30,987=
Issued capital100€30,987€30,987=
Reserves13€3,099€3,099=
Non-distributable reserves130/1€3,099€3,099=
Legal reserve130€3,099€3,099=
Profit (loss) carried forward14€1,019€553▼
Amounts payable17/49€133,966€133,782▼
Amounts payable within one year42/48€133,619€133,435▼
Trade debts44€658€658=
Suppliers440/4€658€658=
Other amounts payable47/48€132,961€132,777▼
Accrued charges and deferred income492/3€347€347=
Income statement Code20242025
Turnover70-€1,000
Goods, raw materials, services and sundry goods60/61-€995
Other operating charges640/8€384€387▲
Gross operating margin9900-€1,464€5▲
Operating profit (loss)9901-€1,848-€382▲
Financial charges65/66B€84€84=
Recurring financial charges65€84€84=
Profit (loss) for the period before taxes9903-€1,932-€466▲
Profit (loss) for the period9904-€1,932-€466▲
Profit (loss) for the period to be appropriated9905-€1,932-€466▲
Appropriation of the result
Profit (loss) to be appropriated9906€1,019€553▼
Profit (loss) brought forward from the previous period14P€2,951€1,019▼

The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Turnover70€5,000€5,000€3,000-€1,000-
Goods, raw materials, services and sundry goods60/61-€4,185€2,157-€995-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€370€369----
Other operating charges640/8-€348€347€384€387▲ 0.8%
Gross operating margin9900€1,235€815€843-€1,464€5▲ 100%
Operating profit (loss)9901€518€98€496-€1,848-€382▲ 79.3%
Financial charges65/66B-€78€75€84€84=
Recurring financial charges65€88€78€75€84€84=
Profit (loss) for the period before taxes9903€430€20€421-€1,932-€466▲ 75.9%
Profit (loss) for the period9904€430€20€421-€1,932-€466▲ 75.9%
Profit (loss) for the period to be appropriated9905€430€20€421-€1,932-€466▲ 75.9%
Line20212022202320242025Change
Assets
Total assets20/58€176,299€173,266€171,093€169,071€168,421▼ 0.4%
Fixed assets21/28€2,129-----
Tangible fixed assets22/27€369-----
Financial fixed assets28€1,760-----
Current assets29/58€174,170€173,266€171,093€169,071€168,421▼ 0.4%
Amounts receivable within one year40/41€171,294€171,294€169,380€168,931€168,006▼ 0.5%
Other amounts receivable41-€171,294€169,380€168,931€168,006▼ 0.5%
Cash at bank and in hand54/58€2,876€1,972€1,713€140€415▲ 196%
Equity and liabilities
Total equity and liabilities10/49€176,299€173,266€171,093€169,071€168,421▼ 0.4%
Equity10/15€36,596€36,616€37,037€35,105€34,639▼ 1.3%
Contributions10/11€30,987€30,987€30,987€30,987€30,987=
Capital10-€30,987€30,987€30,987€30,987=
Issued capital100-€30,987€30,987€30,987€30,987=
Reserves13€3,099€3,099€3,099€3,099€3,099=
Non-distributable reserves130/1-€3,099€3,099€3,099€3,099=
Legal reserve130-€3,099€3,099€3,099€3,099=
Profit (loss) carried forward14€2,510€2,530€2,951€1,019€553▼ 45.7%
Amounts payable17/49€139,703€136,650€134,056€133,966€133,782▼ 0.1%
Amounts payable within one year42/48€139,356€136,303€133,709€133,619€133,435▼ 0.1%
Trade debts44€37€400€568€658€658=
Suppliers440/4-€400€568€658€658=
Other amounts payable47/48-€135,903€133,141€132,961€132,777▼ 0.1%
Accrued charges and deferred income492/3-€347€347€347€347=
Line20212022202320242025Change
Profit (loss) for the period9904€430€20€421-€1,932-€466▲ 75.9%
+ Depreciation and write-downs630€370€369----
Operating cash flow (approximation)€800€389€421-€1,932-€466▲ 75.9%
Change in cash--€904-€259-€1,573€275▲ 117%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-10-2026
2025
21-11
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 21 days late
2024
27-09
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
31-03
Financial Weakest financial yearnet -€1,932
Net result drops to -€1,932, the lowest in the series; recovery starts the following year.
2023
25-10
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2022
19-09
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2021
22-11
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 22 days late
31-03
Financial Back to profitnet €430
Net result €430 after one loss-making year.
2020
28-10
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2019
25-11
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 25 days late
2018
07-11
NBB filing Annual accounts filed
fiscal year 2018 · full schema · 7 days late
2017
21-09
NBB filing Annual accounts filed
fiscal year 2017 · full schema
2016
06-10
NBB filing Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Pont-à-Celles · 1 establishment unit since 1996
seat establishment The establishment unit on the map
Ground area
452 m²
Building footprint
282 m²
2 parcels, Wallonia. Linked by address, not a title deed.
1 establishment unit
SECOBI
Place Albert Ier 13, 6150 AnderluesOther professional, scientific and technical activities
since 19962.103.041.558
2 parcels
Wallonia 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
52051A0677/00B000 Wallonia 401 m² 1 · 282 m² -
56001B0555/00T000 Wallonia 51 m² - -
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Structure & network

Owners and holdings

1 owner

Chain of control

  1. GESLAB 99%
  2. SECOBI

Highest known parent: GESLAB. The sources do not say who stands above it.

Owners 1

Holdings 0

No holding stated in the accounts, acts or LEI register we read.

According to the annual accounts of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.

Connections & network

No current directors or connected companies found in the register.

Identification & contact

Identification
Legal formPublic limited company
Founded15-11-1995
Fiscal year end31-03
E-invoicing
Reachable via Peppol
Peppol ID 0208:0456542079
Also 9925:BE0456542079
Registered 18-12-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 28 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.