Seby Veranda's

Active

Private limited companyfounded 1998active for 28 yearsBrusselsesteenweg 58, 1785 Merchtem, BelgiumKBO/BCE: BE 0462.475.412

Summary

Seby Veranda's has been active since 1998 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2.1m and a net result of €155,961. Equity remains stable across the filed financial years (±0% per year). Its solvency ranks better than 71% of 34,747 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Risk analysisFollow Report Compare

Seby Veranda'sActiveChecked score 94/100

Risk analysis Report Compare

Activity

Joinery installation

NACE 43320

2nd largest company by total assets in Merchtem, Construction sector1 site

Size

≈ €1.2mturnover 2025, estimated

Equity: €2.1m
Profit: €155,961

Turnover estimated from the gross margin

Financial health

94 Excellent Checked score 2025

Bankruptcy probabilitywithin 12 months: 0.1%

Structure

2025 accounts 58 days early3 deeds in the Belgian Official Gazette

Why 94raises riskLiquidity: current ratio 0.88, cash €16,119, halvedSector: Specialised construction activities (NACE 43)lowers riskSize: total assets €3.2mFounded in 1998Show the evidence

Checked score

Score 2025

94 / 100

Excellent

Probability in this band: under 0.55%

Financially better than 54% of its sector peers (NACE 43, small)

Every signal that counts is listed under Signals.

Financial strength · tick = 2024

Strong

Solvency 91+4

equity 65.8% of total assets

Liquidity 36-3

short-term debt 32.8% · cash 0.5%

Profitability 75-1

return on assets 4.8%

Bankruptcy probability, 12 months

0.1% Very low

0%0.5%1.5%4%10%≥ 25%

About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.3% (2,647 companies, NACE 43, small)

Last 24 months 11-2024: 0.1% 12-2024: 0.1%● unchanged vs 11-2024 01-2025: 0.1%● unchanged vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025highest value 07-2025: 0.1%● unchanged vs 06-2025lowest value 08-2025: 0.1%● unchanged vs 07-2025lowest value 09-2025: 0.1%● unchanged vs 08-2025lowest value 10-2025: 0.1%● unchanged vs 09-2025lowest value 11-2025: 0.1%● unchanged vs 10-2025lowest value 12-2025: 0.1%● unchanged vs 11-2025lowest value 01-2026: 0.1%● unchanged vs 12-2025lowest value 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026 08-2026: 0.1%● unchanged vs 07-2026 09-2026: 0.1%● unchanged vs 08-2026 10-2026: 0.1%● unchanged vs 09-2026

Credit of up to €190,000 on 30-day terms is acceptable

Liquidity insufficient (current ratio 0.88, compared with 0.72 in 2024, below 1; short-term debt: 32.8% and cash: 0.5% of total assets), and 34.2% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, small): better than 83% on solvency, 34% on liquidity, 56% on profitability and 44% on growth.

The bankruptcy probability was computed on 27-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.

lowers riskraises riskneutral

Size: total assets €3.2m

Companies of this size fail less often; how much that weighs depends on the rest of its profile.

NBB · annual accounts

Liquidity: current ratio 0.88, cash €16,119, halved

NBB · annual accounts

Sector: Specialised construction activities (NACE 43)

KBO

Founded in 1998

Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.

KBO

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-06-2026, 58 days ahead of the deadline.

NBB · 10 filings

Deviation from the deadline

2025

58 days early

2024

38 days early

2023

56 days early

2022

54 days early

2021

52 days early

2020

45 days early

2019

35 days early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 48 days before the deadline; the sector median (NACE 43) for financial year 2024 is 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 7 June (5 of the last 5 filed years within 30 days of that day).

Companies Code · seven months

Where today falls in the filing period

28-10-2026 today31-12-2026 year end31-07-2027 deadline

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

03-06-2026 Annual accounts filedfinancial year 2025 · micro…
23-06-2025 Annual accounts filedfinancial year 2024 · micro…
31-12-2024 Highest result from 2018 to 2025net €182,706 ▲22.3%

Key points

Positive: Among the best 5% on net resultsector median €10,234 · 34,734 companies €155,961 View
Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View
Positive: 8 profitable years in a rowprofit 2025: €155,961 8 years View

By topic

Financials

Financial year: 2025
Total assets: €3.2m
Profit: €155,961
Solvency: 65.8%

Total assets▼ 2.9%

Net result

20182025

Go to Financials

Timeline

Events: 30
Since: 1999
Next accounts: by 31-07-2027

31-12-2024Equity above €2m
05-06-2024Annual accounts filed
07-06-2023Annual accounts filed

Go to Timeline

Company details

Sites: 1

Legal form: Private limited company
Activity: Joinery installationNACE 43320
Founded: 23-01-1998
Year ends: 31-12
Peppol: Reachable for e-invoices

Go to Company details

Key facts about Seby Veranda's

What is the company number of Seby Veranda's?: 0462.475.412. In Belgium the VAT number is the company number with BE in front: BE 0462.475.412.
Where is Seby Veranda's based?: The registered office is at Brusselsesteenweg 58, 1785 Merchtem.Company details
What does Seby Veranda's do?: According to the KBO register, the main activity is joinery installation (NACE 43320).
What is the legal form of Seby Veranda's?: Private limited company (BV).
When was Seby Veranda's founded?: On 23-01-1998.
Is Seby Veranda's still active?: Yes, Seby Veranda's is an active enterprise in the KBO register.
What is the turnover of Seby Veranda's?: Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
Is Seby Veranda's profitable?: In financial year 2025, Seby Veranda's made a profit of €155,961.
Where can I find the annual accounts of Seby Veranda's?: Seby Veranda's filed 28 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of Seby Veranda's due?: By 31-07-2027, for financial year 2026.Timeline