SEBONT
ActiveSEBONT has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €648k and a net result of €24k. Equity is growing by ~14.7% per year across the filed fiscal years. Its solvency ranks better than 86% of 11282 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
78
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability73▼-8
Solvency100=
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €50k at 30 days acceptable
Liquidity ample (current ratio 8.75 against 6.4 in 2024; short-term debt: 7.8% and cash: 7.2% of total assets), and 13.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
86.4%
Return on assets
3.2%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-07-2026, 30 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
30 d early
2024
2 d early
2023
29 d late
2022
92 d late
2021
88 d late
2020
31 d late
2019
43 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€24k▼ 66.8%
2024 · €73k
2018: €42k
2019: €48k
2020: €79k
2021: €95k
2022: €92k
2023: €92k
2024: €73k
2018 → 2025
Working capital
€456k▲ 6.0%
2024 · €430k
2018: €161k
2019: €198k
2020: €212k
2021: €242k
2022: €269k
2023: €351k
2024: €430k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€410k-€459k▲ 11.9%€550k▲ 20.0%€624k▲ 13.3%€648k▲ 3.9%
Operating result€130k-€126k▼ 3.0%€124k▼ 1.5%€96k▼ 22.9%€31k▼ 67.6%
Net result€95k-€92k▼ 2.6%€92k▼ 0.9%€73k▼ 20.0%€24k▼ 66.8%
Result per fiscal year
Operating resultNet result
The operating result has fallen four years in a row; 2025 is 68% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €750k
Fixed assets
€236k▼ 6.0%
Current assets
€514k▲ 0.9%
Equity and liabilities €750k
Equity
€648k▲ 3.9%
Debt
€102k▼ 25.3%
The debt ratio falls from 17.9% to 13.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€50k▼
2024 · €115k
Cash flow
€44k▼
2024 · €93k
Solvency
86.4%▲
2024 · 82.1%
Current ratio
8.75▲
2024 · 6.40
Quick ratio
3.56▲
2024 · 2.06
Debt / equity
0.16▼
2024 · 0.22
ROE
3.8%▼
2024 · 11.8%
ROA
3.2%▼
2024 · 9.6%
Interest coverage
7.48▼
2024 · 23.25
Debt
€102k▼
2024 · €136k
Debt ≤ 1 year
€59k▼
2024 · €80k
Debt > 1 year
€43k▼
2024 · €56k
Income taxes
€12k▼
2024 · €30k
Staff costs
€33k▲
2024 · €33k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€760k€750k▼
Fixed assets21/28€251k€236k▼
Tangible fixed assets22/27€251k€236k▼
Land and buildings22€242k€230k▼
Plant, machinery and equipment23€7k€4k▼
Furniture and vehicles24€2k€2k▲
Current assets29/58€510k€514k▲
Stocks and contracts in progress3€346k€305k▼
Stocks30/36€346k€305k▼
Amounts receivable within one year40/41€137k€156k▲
Trade receivables40€130k€127k▼
Other amounts receivable41€7k€28k▲
Cash at bank and in hand54/58€26k€54k▲
Equity and liabilities
Total equity and liabilities10/49€760k€750k▼
Equity10/15€624k€648k▲
Contributions10/11€19k€19k=
Reserves13€547k€571k▲
Tax-exempt reserves132€20k€20k=
Distributable reserves133€527k€551k▲
Profit (loss) carried forward14€59k€59k=
Amounts payable17/49€136k€102k▼
Amounts payable after more than one year17€56k€43k▼
Financial debts170/4€56k€43k▼
Amounts payable within one year42/48€80k€59k▼
Current portion of amounts payable after more than one year42€25k€25k▲
Trade debts44€29k€14k▼
Suppliers440/4€29k€14k▼
Taxes, remuneration and social security45€21k€18k▼
Taxes450/3€16k€12k▼
Remuneration and social security454/9€5k€6k▲
Other amounts payable47/48€4k€1k▼
Accrued charges and deferred income492/3€462€267▼
Income statement
Code20242025
Remuneration, social security and pensions62€33k€33k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€20k€19k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€2k€0▼
Other operating charges640/8€3k€3k▼
Non-recurring operating charges66A€63€151▲
Gross operating margin9900€152k€87k▼
Operating profit (loss)9901€96k€31k▼
Financial income75/76B€13k€12k▼
Recurring financial income75€13k€12k▼
Financial charges65/66B€5k€7k▲
Recurring financial charges65€5k€7k▲
Profit (loss) for the period before taxes9903€104k€36k▼
Income taxes67/77€30k€12k▼
Profit (loss) for the period9904€73k€24k▼
Profit (loss) for the period to be appropriated9905€73k€24k▼
Appropriation of the result
Profit (loss) to be appropriated9906€132k€83k▼
Profit (loss) brought forward from the previous period14P€59k€59k=
Transfer to equity691/2€73k€24k▼
To other reserves6921€73k€24k▼
Social balance
Average headcount (FTE)90870.8-
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
01-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €24k ▼66.8%
Net result drops to €24k, the lowest in the series.
29-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 29 days late
2023
31-12
Financial
Equity above €500kEq €550k ▲20%
6 profitable years in a row build equity to €550k.
31-10
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 92 days late
2022
27-10
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 88 days late
2021
31-12
Financial
Highest result since 2018net €95k ▲20.8%
Operating result €130k, net result €95k, both a record.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
18-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
27-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 58 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 30 days late
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Visé · 1 establishment unit since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de Jupille 424600 ViséGround area
365 m²
Building footprint
66 m²
Volume, LiDAR
568 m³
Parcel 62108C0755/02E000, Wallonia · tallest building 8.9 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
SEBONT
since 20082.167.409.966
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62108C0755/02E000 | Wallonia | 365 m² | 1 · 65 m² | 8.9 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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PluginCompany
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Of 1,247 companies in sector 46643 we hold annual accounts for 954. 711 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded21-12-2007
Fiscal year end31-12
Activities, NACEBEL
46643Wholesale of electrical equipment, including installation materials
47521Retail sale of hardware, building materials, paint and glass (general range)
46649Wholesale of other machinery and equipment
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.