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SeBIO

Open bankruptcy
Private limited company (pre-2019)founded 2006Zone d'activités Nord, Bail. 37-41, 5377 Somme-Leuze, BelgiumKBO/BCE: BE 0885.855.963

A bankruptcy procedure is open for SeBIO according to publications in the Belgian State Gazette; curator: PIERRE RONDIAT.

Summary

The 2024 annual accounts show negative equity (-€355,808) and a net result of -€1,844.

Are you a creditor?

Open bankruptcy Source: Belgian Official Gazette

If this company owes you money, you are not paid automatically: you file your claim yourself, within the deadline the judgment sets.

The procedure

Court
Enterprise Court of Liège, Namur division
Declared bankrupt
27 November 2025
Supervising judge
Regis Gillard
Official Gazette
03-12-2025 (pdf) ↗search the document for 2025/149996

Deadlines

Appeal or third-party opposition until
passed on 18 December 2025Fifteen days after the publication in the Official Gazette.art. XX.108 CEL
File the claim in RegSol until
passed on 27 December 2025art. XX.104 and XX.155 CEL
First verification report
passed on 6 January 2026Goods that belong to you, such as those delivered under retention of title, are reclaimed before this day.art. XX.104 and XX.194 CEL
Late claim until
27 November 2026Late, you share only in what has not been paid out yet, and the costs are yours.art. XX.165 CEL

Curator

  • Pierre RondiatRue De Sommiere 4C, 5537 04 Haut-Le-Wastiap.rondiat@avocat.be

What to do now

  1. Do not deliver on credit any more without an agreement with the curator.
  2. Gather your documents: invoices, purchase orders, contract, delivery notes and reminders.
  3. File your proof of claim in RegSol (regsol.be), yourself with eID or itsme, or through your lawyer. State principal, interest and costs separately, and any preferential right you hold.
  4. Delivered under retention of title? Reclaim your goods before the first report on the verification of claims.
  5. Ask your accountant about the VAT on the unpaid invoices: in a bankruptcy it can be recovered under conditions.
  6. Follow the file in RegSol: the verification report (admitted or disputed) and the curator's reports appear there.

The deadlines above come from the publication of the judgment. Check them in RegSol before you file anything; a passed deadline no longer applies.

File a claim in RegSol ↗ Watch Follow this bankruptcy: you are alerted when it is closed or reversed.

General information, not legal advice. If in doubt, the curator, your lawyer or your accountant can help.Creditor guide for this company

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Signals

Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Negative equity
The 2024 annual accounts show negative equity and a net loss.
NBB · annual accounts 2024
Equity per financial year
18192021222324
2018 to 2024 · latest year -€355,808
raises risk · Register: open bankruptcy
The KBO register records the legal situation: open bankruptcy. This is today's state according to the register itself; the register carries no start date.
KBO · legal situation
raises risk · Open bankruptcy
Active bankruptcy procedure in the Belgisch Staatsblad. Claims are handled by the appointed curator.
Belgian State Gazette
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 26-08-2025, 26 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
not confirmed
2024
26 d late
2023
46 d late
2022
20 d early
2021
29 d late
2020
27 d late
2019
99 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 35 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

SeBIO was incorporated on 21 December 2006.1 Total assets fell from EUR 716,525 in 2018 to EUR 34,893 in 2024 and headcount from 14.1 full-time equivalents in 2018 to 2.2 in 2023.2 On 27 November 2025 the company was declared bankrupt.3

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018, 2023 and 2024
  3. 3Belgian State Gazette, 03-12-2025

Go further with this company

Investigating this company? Keep it with today's facts in a case file.

Financials · fiscal year 2024, full schema

Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
-€1,844
2023 · €25,651
Working capital
€22,284
2023 · -€361,464
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20202021202220232024
Operating result€53,358▲ 119%€17,370▼ 67.4%-€38,281€34,299€1,144▼ 96.7%
Net result€36,805within the sector's middle half▲ 285%€3,481within the sector's middle half▼ 90.5%-€41,904below the sector's middle half€25,651within the sector's middle half-€1,844within the sector's middle half
Equity-€341,193below the sector's middle half▲ 9.7%-€337,712below the sector's middle half▲ 1.0%-€379,615below the sector's middle half▼ 12.4%-€353,964below the sector's middle half▲ 6.8%-€355,808below the sector's middle half▼ 0.5%
Total assets€39,865below the sector's middle half▼ 91.2%€981,712within the sector's middle half▲ 2,363%€308,754below the sector's middle half▼ 68.5%€38,455below the sector's middle half▼ 87.5%€34,893below the sector's middle half▼ 9.3%
Debt€381,058▼ 54.1%€1.3m▲ 246%€688,369▼ 47.8%€392,419▼ 43.0%€390,702▼ 0.4%
Working capital-€348,693▲ 11.0%-€345,212▲ 1.0%-€387,115▼ 12.1%-€361,464▲ 6.6%€22,284
Solvency-855.9%below the sector's middle half▼ 772.2pp-34.4%below the sector's middle half▲ 821.5pp-123.0%below the sector's middle half▼ 88.6pp-920.5%below the sector's middle half▼ 797.5pp
Staff (FTE)23.9above the sector's middle half▲ 41.4%25.3above the sector's middle half▲ 5.9%17above the sector's middle half▼ 32.8%2.2below the sector's middle half▼ 87.1%
above within below the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
-€50,000-€25,000€0€25,000€50,000Operating result 2020: €53,358€53,358Net result 2020: €36,805€36,805Operating result 2021: €17,370€17,370Net result 2021: €3,481€3,481Operating result 2022: -€38,281-€38,281Net result 2022: -€41,904-€41,904Operating result 2023: €34,299€34,299Net result 2023: €25,651€25,651Operating result 2024: €1,144€1,144Net result 2024: -€1,844-€1,84420202021202220232024-€60,000-€40,000-€20,000€0€20,000€40,000Operating result 2022: -€38,281-€38,300Net result 2022: -€41,904-€41,900Operating result 2023: €34,299€34,300Net result 2023: €25,651€25,700Operating result 2024: €1,144€1,140Net result 2024: -€1,844-€1,840202220232024
The operating result falls in 2024; 2024 is 97% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €34,893
Fixed assets €7,500 =
Current assets €27,393 ▼ 11.5%
Key figures and ratios
2024 value · change against 2023
Current ratio
5.36▲
2023 · 0.08
Debt to equity
-1.10▲
2023 · -1.11
ROA
-5.3%▼
2023 · 66.7%
Debt ≤ 1 year
€5,109▼
2023 · €392,419
Debt > 1 year
€385,593
Staff costs
-€3,591▼
2023 · €35,338
A ratio outside any meaningful range has been withheld (balance sheet total €34,893, equity -€355,808).
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2024 against 2023 · 34 lines
Balance sheet Code20232024
Assets
Total assets20/58€38,455€34,893▼
Fixed assets21/28€7,500€7,500=
Financial fixed assets28€7,500€7,500=
Current assets29/58€30,955€27,393▼
Amounts receivable within one year40/41€21,893€18,462▼
Other amounts receivable41€21,893€18,462▼
Cash at bank and in hand54/58€9,062€8,931▼
Equity and liabilities
Total equity and liabilities10/49€38,455€34,893▼
Equity10/15-€353,964-€355,808▼
Contributions10/11€25,000€25,000=
Profit (loss) carried forward14-€378,964-€380,808▼
Amounts payable17/49€392,419€390,702▼
Amounts payable after more than one year17-€385,593
Other amounts payable178/9-€385,593
Amounts payable within one year42/48€392,419€5,109▼
Trade debts44€6,625€1,557▼
Suppliers440/4€6,625€1,557▼
Taxes, remuneration and social security45€4,296€551▼
Remuneration and social security454/9€4,296€551▼
Other amounts payable47/48€381,499€3,001▼
Income statement Code20232024
Remuneration, social security and pensions62€35,338-€3,591▼
Other operating charges640/8€247-
Gross operating margin9900€69,884-€2,447▼
Operating profit (loss)9901€34,299€1,144▼
Financial income75/76B€25-
Recurring financial income75€25-
Financial charges65/66B€8,673€2,988▼
Recurring financial charges65€8,673€2,988▼
Profit (loss) for the period before taxes9903€25,651-€1,844▼
Profit (loss) for the period9904€25,651-€1,844▼
Profit (loss) for the period to be appropriated9905€25,651-€1,844▼
Appropriation of the result
Profit (loss) to be appropriated9906-€378,964-€380,808▼
Profit (loss) brought forward from the previous period14P-€404,615-€378,964▲
Social balance
Average headcount (FTE)90872.2-

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20202021202220232024Change
Remuneration, social security and pensions62-€874,803€680,508€35,338-€3,591▼ 110%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€178-----
Other operating charges640/8-€44-€247--
Gross operating margin9900€889,003€892,217€642,227€69,884-€2,447▼ 104%
Operating profit (loss)9901€53,358€17,370-€38,281€34,299€1,144▼ 96.7%
Financial income75/76B-€372€44€25--
Recurring financial income75€0€372€44€25--
Financial charges65/66B-€14,139€3,666€8,673€2,988▼ 65.5%
Recurring financial charges65€16,263€14,139€3,666€8,673€2,988▼ 65.5%
Profit (loss) for the period before taxes9903€37,096€3,603-€41,904€25,651-€1,844▼ 107%
Income taxes67/77€290€122----
Profit (loss) for the period9904€36,805€3,481-€41,904€25,651-€1,844▼ 107%
Profit (loss) for the period to be appropriated9905€36,805€3,481-€41,904€25,651-€1,844▼ 107%
Line20202021202220232024Change
Assets
Total assets20/58€39,865€981,712€308,754€38,455€34,893▼ 9.3%
Fixed assets21/28€7,500€7,500€7,500€7,500€7,500=
Financial fixed assets28€7,500€7,500€7,500€7,500€7,500=
Current assets29/58€32,365€974,212€301,254€30,955€27,393▼ 11.5%
Amounts receivable within one year40/41€3,458€943,634€278,427€21,893€18,462▼ 15.7%
Trade receivables40-€931,996€247,906---
Other amounts receivable41-€11,638€30,521€21,893€18,462▼ 15.7%
Cash at bank and in hand54/58€28,907€30,578€22,826€9,062€8,931▼ 1.4%
Equity and liabilities
Total equity and liabilities10/49€39,865€981,712€308,754€38,455€34,893▼ 9.3%
Equity10/15-€341,193-€337,712-€379,615-€353,964-€355,808▼ 0.5%
Contributions10/11-€25,000€25,000€25,000€25,000=
Profit (loss) carried forward14-€366,193-€362,712-€404,615-€378,964-€380,808▼ 0.5%
Amounts payable17/49€381,058€1.3m€688,369€392,419€390,702▼ 0.4%
Amounts payable after more than one year17----€385,593-
Other amounts payable178/9----€385,593-
Amounts payable within one year42/48€381,058€1.3m€688,369€392,419€5,109▼ 98.7%
Trade debts44€24,730€943,594€29,447€6,625€1,557▼ 76.5%
Suppliers440/4-€943,594€29,447€6,625€1,557▼ 76.5%
Taxes, remuneration and social security45-€109,490€77,068€4,296€551▼ 87.2%
Taxes450/3-€5,580€3,807---
Remuneration and social security454/9-€103,910€73,261€4,296€551▼ 87.2%
Other amounts payable47/48-€266,340€581,854€381,499€3,001▼ 99.2%
Line20202021202220232024Change
Profit (loss) for the period9904€36,805€3,481-€41,904€25,651-€1,844▼ 107%
+ Depreciation and write-downs630€178-----
Operating cash flow (approximation)€36,983€3,481-€41,904€25,651-€1,844▼ 107%
Investment in fixed assets (approximation)-€0€0€0€0-
Change in cash-€1,672-€7,752-€13,764-€131▲ 99.0%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Timeline · acts, filings and financial milestones

2025
03-12
Bankruptcy Opening
Tribunal de l’entreprise de Liège, division Namur · event 27-11-2025
26-08
NBB filing Annual accounts filed
fiscal year 2024 · full schema · 26 days late
2024
31-12
Financial Liquidity times 68current ratio 5.36
Current ratio from 0.08 to 5.36; short-term debt falls from €392,419 to €5,109.
15-09
NBB filing Annual accounts filed
fiscal year 2023 · full schema · 46 days late
2023
31-12
Financial Back to profitnet €25,651
Net result €25,651 after one loss-making year.
11-07
NBB filing Annual accounts filed
fiscal year 2022 · full schema
2022
31-12
Financial Weakest financial yearnet -€41,904
Net result drops to -€41,904, the lowest in the series.
29-08
NBB filing Annual accounts filed
fiscal year 2021 · full schema · 29 days late
2021
27-08
NBB filing Annual accounts filed
fiscal year 2020 · full schema · 27 days late
2020
31-12
Financial Highest result since 2018net €36,805 ▲285%
Operating result €53,358, net result €36,805, both a record.
07-11
NBB filing Annual accounts filed
fiscal year 2019 · full schema · 99 days late
2019
31-12
Financial Back to profitnet €9,550
Net result €9,550 after one loss-making year.
Show earlier events
30-08
NBB filing Annual accounts filed
fiscal year 2018 · full schema · 30 days late
2018
25-08
NBB filing Annual accounts filed
fiscal year 2017 · full schema · 25 days late
2017
20-08
NBB filing Annual accounts filed
fiscal year 2016 · full schema · 20 days late
2016
30-08
NBB filing Annual accounts filed
fiscal year 2015 · full schema · 30 days late
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 7 acts read
About the unread acts

We know of 7 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Somme-Leuze · 1 establishment unit since 2006
seat establishment approximate The establishment unit on the map
Ground area
1.3 ha
Building footprint
3,356 m²
2 parcels, Wallonia. Linked by address, not a title deed.
1 establishment unit
Zone d'activités Sud, Bail. 33, 5377 Somme-Leuze
Intermediation services for non-specialised retail
since 20062.158.183.880
2 parcels
Wallonia 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
91101E0416/00B002 Wallonia 9,246 m² 1 · 3,234 m² -
91010B0142/00N000 Wallonia 4,219 m² 1 · 122 m² -
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Insolvency mandates

1 mandate
Role Name Tenure
Curator PIERRE RONDIAT
RUE DE SOMMIERE 4C, 5537 04 HAUT-LE-WASTIA
27-11-2025 → present

Structure & network

Owners and holdings

1 owner

Chain of control

  1. Noé Nature 100%
  2. SeBIO

Highest known parent: Noé Nature. The sources do not say who stands above it.

Owners 1

Holdings 0

No holding stated in the accounts, acts or LEI register we read.

According to the annual accounts of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.

Connections & network

No current directors or connected companies found in the register.

Similar companies · same sector and region

This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 12,955 companies in sector 47120 we hold annual accounts for 2,193. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company (pre-2019)
Founded21-12-2006
Fiscal year end31-12
Activities, NACEBEL 2025
47120Other non-specialised retail sale
E-invoicing
Not found in the Peppol register

No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.