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SEBIMA

Active
Public limited companyfounded 200521 yrs activeRue du Noir Chien(NAL) 8, 6120 Ham-sur-Heure-Nalinnes, BelgiumKBO/BCE: BE 0872.847.768
Summary

SEBIMA has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €292,579 and a net result of €125,558. Equity is shrinking by ~3.2% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 0.1% (very low).

Risk analysisWatch ReportCompare
SEBIMAActiveChecked score 93/100
Risk analysis ReportCompare

Overview

Activity
Activity not known1 site
Size
€1.3mtotal assets 2025
Equity
€292,579
Profit
€125,558
Financial health
93 Excellent Checked score 2025
Bankruptcy chance 12 m
0.1%
Structure
Accounts filed 26 d late0 of 4 deeds read
Why 93- Latest accounts 26 days late; 1 of the last 3 late- Liquidity: current ratio 0.09, cash €49,944+ Size: total assets €1.3m+ Figures for FY 2025 (filed 26-08-2026)Show the evidence

Checked score

Score 2025
93 / 100
Excellent
Probability in this band: under 0.55%
Better than 44% of its sector peers (no NACE code, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Average
Solvency 47+11
equity 22.4% of total assets
Liquidity 26+8
short-term debt 56.6% · cash 3.8%
Profitability 64+21
return on assets 9.6%
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 11-2024: 0.2% 12-2024: 0.2%● 0.0% vs 11-2024 01-2025: 0.2%▲ +11.2% vs 12-2024 02-2025: 0.2%▲ +5.6% vs 01-2025 03-2025: 0.2%● 0.0% vs 02-2025 04-2025: 0.2%▼ -6.9% vs 03-2025 05-2025: 0.2%▲ +8.0% vs 04-2025 06-2025: 0.2%▲ +6.3% vs 05-2025 07-2025: 0.3%▲ +35.6% vs 06-2025 08-2025: 0.5%▲ +99.6% vs 07-2025 09-2025: 0.7%▲ +34.4% vs 08-2025highest value 10-2025: 0.2%▼ -76.1% vs 09-2025 11-2025: 0.2%● 0.0% vs 10-2025 12-2025: 0.2%● 0.0% vs 11-2025 01-2026: 0.2%▲ +10.2% vs 12-2025 02-2026: 0.2%▲ +6.2% vs 01-2026 03-2026: 0.2%● 0.0% vs 02-2026 04-2026: 0.2%▼ -8.3% vs 03-2026 05-2026: 0.2%▲ +10.6% vs 04-2026 06-2026: 0.2%▲ +9.6% vs 05-2026 07-2026: 0.3%▲ +24.5% vs 06-2026 08-2026: 0.6%▲ +96.1% vs 07-2026 09-2026: 0.1%▼ -81.9% vs 08-2026lowest value 10-2026: 0.1%● 0.0% vs 09-2026lowest value
  • Size: total assets €1.3m lowers the probability for this profile
  • Latest accounts 26 days late; 1 of the last 3 late raises the probability
  • Figures for FY 2025 (filed 26-08-2026) lowers the probability
  • Liquidity: current ratio 0.09, cash €49,944 raises the probability
Credit up to €25,000 at 30 days acceptable
Liquidity short (current ratio 0.09 against 0.04 in 2024; short-term debt: 56.6% and cash: 3.8% of total assets), and 77.6% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (no NACE code, micro). Better than this share of them on solvency 29%, liquidity 15%, profitability 42%, growth against the median 90%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Size: total assets €1.3m
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
raises risk · Latest accounts 26 days late; 1 of the last 3 late
In the bankruptcy model this factor raises the probability.
NBB · filings
lowers risk · Figures for FY 2025 (filed 26-08-2026)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
raises risk · Liquidity: current ratio 0.09, cash €49,944
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025
Equity per financial year
1819202122232425
2018 to 2025 · latest year €292,579
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-08-2026, 26 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
26 d late
2024
36 d late
2023
20 d early
2022
3 d early
2021
34 d early
2020
33 d early
2019
16 d early
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 7 accounts on average 6 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 28 July (4 of the last 5 filed years within 31 days of that day).
Companies Code · seven months
Position in the running window
03-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · full…
  2. Back to profitnet €125,558
  3. Equity above €200,000Eq €292,579 ▲75.2%

Key points

  • Positive: Back in profit in 2025after -€4,028 in 2024 €125,558 View
  • Total assets 20256 fiscal years filed €1.3m View
  • Active since 2005founded 31-03-2005 21 years View

By topic

Financials

Fiscal year
2025
Total assets
€1.3m
Profit
€125,558
Solvency
22.4%
Total assets▼ 10.4%
Net result
20182025
Go to Financials

Timeline

Events
15
Since
2017
Next accounts
by 31-07-2027
  1. 26-08-2026Annual accounts filed
  2. 31-12-2025Back to profit
  3. 31-12-2025Equity above €200,000
Go to Timeline

Company details

Sites
1
Legal form
Public limited company
Founded
31-03-2005
Year ends
31-12
Peppol
Not found in the Peppol directory
Go to Company details

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