SEBER
ActiveSummary
SEBER has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €3.0m and a net result of €46,034. Equity is growing by ~3.3% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability21▼-39
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €190,000 at 30 days acceptable
Liquidity ample (current ratio 3.07 against 3.42 in 2024; short-term debt: 5.8% and cash: 1.7% of total assets), and 6.8% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
93.2%
Return on assets
1.4%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-07-2026, 29 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
29 d early
2024
6 d late
2023
57 d early
2022
35 d early
2021
89 d early
2020
32 d early
2019
45 d early
← before the deadline
after the deadline →
tick = median of all Belgian filings
This company filed its last 7 accounts on average 40 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€46,034▼ 66.9%
2024 · €139,185
Working capital
€387,313▼ 42.3%
2024 · €671,710
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result-€31,905▲ 43.8%€57,979-€31,347€16,347-€70,366
Net result-€1,528€113,757€50,041▼ 56.0%€139,185▲ 178%€46,034▼ 66.9%
Equity€2.7m▼ 0.1%€2.8m▲ 4.3%€2.8m▲ 1.8%€3.0m▲ 4.9%€3.0m▲ 1.6%
Total assets€3.0m▼ 0.1%€3.1m▲ 3.7%€3.1m▲ 1.3%€3.3m▲ 5.5%€3.2m▼ 1.8%
Debt€305,780▼ 0.9%€302,513▼ 1.1%€291,115▼ 3.8%€305,617▲ 5.0%€201,487▼ 34.1%
Working capital€546,135▼ 7.1%€717,929▲ 31.5%€609,461▼ 15.1%€671,710▲ 10.2%€387,313▼ 42.3%
Staff (FTE)000
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €70,366 after €16,347 in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €3.2m
Fixed assets
€2.7m ▲ 13.5%
Current assets
€574,491 ▼ 39.5%
Equity and liabilities €3.2m
Equity
€3.0m ▲ 1.6%
Provisions
€16,396 ▼ 8.3%
Debt
€201,487 ▼ 34.1%
Debt's share of the balance-sheet total falls from 9.3% to 6.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
-€19,089▼
2024 · €51,116
Cash flow
€97,311▼
2024 · €173,953
Current ratio
3.07▼
2024 · 3.42
Debt to equity
0.07▼
2024 · 0.10
ROE
1.5%▼
2024 · 4.7%
ROA
1.4%▼
2024 · 4.2%
Interest coverage
-1.45▼
2024 · 4.35
Debt ≤ 1 year
€187,177▼
2024 · €277,899
Debt > 1 year
€14,310▼
2024 · €23,686
Income taxes
€10,164▼
2024 · €12,307
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | €93,686 | €0 | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €46,333 | €35,611 | €34,631 | €34,768 | €51,277 | ▲ 47.5% |
| Other operating charges640/8 | €8,690 | €8,586 | €11,209 | €29,581 | €8,969 | ▼ 69.7% |
| Gross operating margin9900 | €23,118 | €102,176 | €14,494 | €80,696 | -€10,121 | ▼ 113% |
| Operating profit (loss)9901 | -€31,905 | €57,979 | -€31,347 | €16,347 | -€70,366 | ▼ 530% |
| Financial income75/76B | €41,730 | €70,338 | €112,915 | €164,782 | €138,698 | ▼ 15.8% |
| Recurring financial income75 | €41,730 | €70,338 | €112,915 | €157,582 | €138,698 | ▼ 12.0% |
| Non-recurring financial income76B | €0 | - | - | €7,200 | €0 | ▼ 100% |
| Financial charges65/66B | €11,083 | €11,869 | €11,234 | €11,759 | €13,617 | ▲ 15.8% |
| Recurring financial charges65 | €11,083 | €11,869 | €11,234 | €11,759 | €13,161 | ▲ 11.9% |
| Non-recurring financial charges66B | €0 | - | - | - | €456 | - |
| Profit (loss) for the period before taxes9903 | -€1,259 | €116,448 | €70,334 | €169,370 | €54,715 | ▼ 67.7% |
| Transfer from deferred taxes780 | - | - | - | €117 | €1,482 | ▲ 1,165% |
| Transfer to deferred taxes680 | - | - | - | €17,995 | €0 | ▼ 100% |
| Income taxes67/77 | €270 | €2,691 | €20,293 | €12,307 | €10,164 | ▼ 17.4% |
| Profit (loss) for the period9904 | -€1,528 | €113,757 | €50,041 | €139,185 | €46,034 | ▼ 66.9% |
| Transfer from tax-exempt reserves789 | - | - | - | €352 | €4,447 | ▲ 1,165% |
| Transfer to tax-exempt reserves689 | - | - | - | €53,986 | €0 | ▼ 100% |
| Profit (loss) for the period to be appropriated9905 | -€1,528 | €113,757 | €50,041 | €85,550 | €50,481 | ▼ 41.0% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €3.0m | €3.1m | €3.1m | €3.3m | €3.2m | ▼ 1.8% |
| Fixed assets21/28 | €2.2m | €2.1m | €2.2m | €2.3m | €2.7m | ▲ 13.5% |
| Tangible fixed assets22/27 | €1.1m | €898,120 | €863,489 | €806,966 | €982,697 | ▲ 21.8% |
| Land and buildings22 | €1.1m | €892,810 | €858,179 | €801,656 | €977,387 | ▲ 21.9% |
| Furniture and vehicles24 | €5,310 | €5,310 | €5,310 | €5,310 | €5,310 | = |
| Financial fixed assets28 | €1.1m | €1.2m | €1.4m | €1.5m | €1.7m | ▲ 9.2% |
| Current assets29/58 | €796,881 | €974,111 | €867,644 | €949,609 | €574,491 | ▼ 39.5% |
| Amounts receivable after more than one year29 | €53,186 | €55,313 | €57,526 | €67,495 | €69,187 | ▲ 2.5% |
| Other amounts receivable291 | €53,186 | €55,313 | €57,526 | €67,495 | €69,187 | ▲ 2.5% |
| Amounts receivable within one year40/41 | €19,263 | €6,382 | €0 | €96,775 | €0 | ▼ 100% |
| Trade receivables40 | €0 | €1,348 | €0 | - | - | - |
| Other amounts receivable41 | €19,263 | €5,034 | €0 | €96,775 | €0 | ▼ 100% |
| Current investments50/53 | €560,326 | €560,326 | €772,465 | €765,184 | €449,073 | ▼ 41.3% |
| Cash at bank and in hand54/58 | €157,925 | €346,971 | €33,764 | €16,562 | €54,540 | ▲ 229% |
| Deferred charges and accrued income490/1 | €6,181 | €5,119 | €3,889 | €3,593 | €1,691 | ▼ 52.9% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €3.0m | €3.1m | €3.1m | €3.3m | €3.2m | ▼ 1.8% |
| Equity10/15 | €2.7m | €2.8m | €2.8m | €3.0m | €3.0m | ▲ 1.6% |
| Contributions10/11 | €1.6m | €1.6m | €1.6m | €1.6m | €1.6m | = |
| Reserves13 | €75,469 | €75,469 | €125,510 | €264,695 | €260,248 | ▼ 1.7% |
| Non-distributable reserves130/1 | €75,469 | €34,709 | €34,709 | €34,709 | €34,709 | = |
| Reserves not available under the articles1311 | €40,760 | €0 | - | - | - | - |
| Other1319 | €34,709 | €34,709 | €34,709 | €34,709 | €34,709 | = |
| Tax-exempt reserves132 | - | - | - | €53,634 | €49,187 | ▼ 8.3% |
| Distributable reserves133 | - | €40,760 | €90,801 | €176,352 | €176,352 | = |
| Profit (loss) carried forward14 | €1.0m | €1.1m | €1.1m | €1.1m | €1.2m | ▲ 4.4% |
| Provisions and deferred taxes16 | - | - | - | €17,878 | €16,396 | ▼ 8.3% |
| Deferred taxes168 | - | - | - | €17,878 | €16,396 | ▼ 8.3% |
| Amounts payable17/49 | €305,780 | €302,513 | €291,115 | €305,617 | €201,487 | ▼ 34.1% |
| Amounts payable after more than one year17 | €51,044 | €42,050 | €32,933 | €23,686 | €14,310 | ▼ 39.6% |
| Financial debts170/4 | €51,044 | €42,050 | €32,933 | €23,686 | €14,310 | ▼ 39.6% |
| Amounts payable within one year42/48 | €250,745 | €256,183 | €258,182 | €277,899 | €187,177 | ▼ 32.6% |
| Current portion of amounts payable after more than one year42 | €8,869 | €8,993 | €9,118 | €9,247 | €9,376 | ▲ 1.4% |
| Trade debts44 | €10,675 | €8,555 | €10,440 | €9,845 | €1,265 | ▼ 87.2% |
| Suppliers440/4 | €10,675 | €8,555 | €10,440 | €9,845 | €1,265 | ▼ 87.2% |
| Taxes, remuneration and social security45 | €2,830 | €2,840 | €12,929 | €16,310 | €10,982 | ▼ 32.7% |
| Taxes450/3 | €2,830 | €2,840 | €12,929 | €16,310 | €10,982 | ▼ 32.7% |
| Other amounts payable47/48 | €228,371 | €235,794 | €225,695 | €242,497 | €165,555 | ▼ 31.7% |
| Accrued charges and deferred income492/3 | €3,991 | €4,280 | €0 | €4,032 | €0 | ▼ 100% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€1,528 | €113,757 | €50,041 | €139,185 | €46,034 | ▼ 66.9% |
| + Depreciation and write-downs630 | €46,333 | €35,611 | €34,631 | €34,768 | €51,277 | ▲ 47.5% |
| Operating cash flow (approximation) | €44,805 | €149,368 | €84,672 | €173,953 | €97,311 | ▼ 44.1% |
| Investment in fixed assets (approximation) | - | €31,129 | -€179,742 | -€124,368 | -€366,818 | ▼ 195% |
| Change in cash | - | €189,046 | -€313,208 | -€17,202 | €37,978 | ▲ 321% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
06-08
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 6 days late
2024
04-06
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
26-06
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
31-12
Financial
Back to profitnet €113,757
Net result €113,757 after one loss-making year.
03-05
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
29-06
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
16-06
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
31-12
Financial
Back to profitnet €358,019
Net result €358,019 after one loss-making year.
31-12
Financial
Liquidity triplescurrent ratio 2.02
Current ratio from 0.64 to 2.02; short-term debt falls from €527,141 to €371,575.
25-06
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
12-07
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
12-07
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 9 acts read
About the unread acts
We know of 9 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
9 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tournai · 1 establishment unit since 2001
Ground area
506 m²
Building footprint
539 m²
Volume, LiDAR
7,451 m³
Parcel 57073B0193/00C000, Wallonia · tallest building 23.8 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
Rue du Croquet(RUM) 1, 7540 Tournai
since 20012.098.389.617
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 57073B0193/00C000 | Wallonia | 506 m² | 1 · 539 m² | 23.8 m · 5 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Owners and holdings
8 holdingsOwners 0
The accounts to 31-12-2025 list no shareholders, and no other source names one.
Holdings 8
-
35.48%
-
35.28%
-
25%
-
18.5%
-
14%
-
12.5%
-
10%
-
10%
According to the 2025 annual accounts of SEBER and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
Recognitions · licences · registrations
Legal Entity Identifier
875500WOK8AYF81L1F02
Identification & contact
Identification
Legal formPrivate limited company
Founded10-07-2001
Fiscal year end31-12
E-invoicing
Reachable via Peppol
Peppol ID
0208:0475246748
Registered
17-07-2026
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.