Checked.be · Company dossierhttps://checked.be/en/c/sebenade-concept-0797136102 · as of 09-11-2026
Sebenade Concept
ActiveRisk: not assessedPrivate limited company · founded 2023 · active for 3 yearsRue René Ménada,H.-M. 62 C, 1320 BeauvechainKBO/BCE: BE 0797.136.102
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Financial institution: outside the modelBankruptcy probability: sector outside the model
Checked score
Outside the general model
Checked score
The higher the Checked score (0 to 100), the smaller the chance that the company goes bankrupt within twelve months. That chance sets the band, from Critical to Excellent, and within the band how the company does against its sector peers counts too. With a low score, agree a shorter payment term, an advance or security.
Model not applicable to financial institutions
The Checked score measures liquidity, leverage and margins against the norms for trading and manufacturing companies. A bank, insurer or financial holding has a very different balance sheet. Those ratios and the score mean nothing here. So there is no financial strength either.
Bankruptcy probability within 12 months
Bankruptcy probability
It is the chance that the company goes bankrupt within twelve months, estimated from the registers, the annual accounts and the Belgian Official Gazette. At 0.2%, about 2 in 1,000 comparable companies go bankrupt. The higher it is, the shorter the payment term to agree.
The company is a financial institution: a bank, insurer or financial holding. Its balance sheet works differently from that of a trading or manufacturing company. A bankruptcy probability from the general model would mislead here.
Credit check for an amount and term of your choice
tick = median of all Belgian filingsring = median in the sector
The company filed its last 2 accounts on average on the deadline day. In the sector (NACE 64), the median for financial year 2024 was 14 days before the deadline, and 28% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-09-2026 is due by 30-04-2027. Nothing is late today.
Sector peers are the companies with the same activity (NACE code) and, where stated, the same size, that the company is compared with. A percentile says how many of them do worse.
These companies have the same main activity as Sebenade Concept: activities of holding companies (NACE 64210). They are comparable in size and age: total assets between €372,000 and €575,000, founded between 2022 and 2023.
Sebenade Concept is a financial institution. The bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €118,887 and a net result of €65,225.
Its solvency ranks better than 30% of 9,771 sector peers (NACE 64, financial year 2025). The company has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals.
micro format, filed on 30-04-2026, on the day of the deadline
Abbreviated and micro format
Small companies may file abbreviated or micro-format accounts. They often leave out revenue and other detail. The law allows it, so it is not missing data.
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Balance sheet
balance sheet total €454,333 on 30-09-2025
What the company ownsHow it is paid for
in euro
in euro
Position in the sector
Sector peers
Sector peers are the companies with the same activity (NACE code) and, where stated, the same size, that the company is compared with. A percentile says how many of them do worse.
The notes to these accounts have 3 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the filed accounts (PDF).
A company files its annual accounts with the National Bank no later than seven months after its financial year ends. Repeated late filing is a warning sign.
per financial year, computed from the annual accounts
Line
Trend
2025
2024
-
450,000
78
-
26.2%
11.9%
54.9%
95.3%
14.4%
11.4%
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Investments
fixed assets acquired
Investment
Investment is what the company bought in the financial year in buildings, machinery, software and other fixed assets. Above depreciation, it is building up. Years below it, it is living off what it has.
Item
30-09-2025
30-09-2024
Financial fixed assets
-
€450,000
Source: notes to the 2024 to 2025 annual accounts (statement of fixed assets)
Insights on Sebenade Concept
The operating result for 2025 is 53% lower than in 2024.
Debt's share of the balance-sheet total falls from 88.1% to 73.8%. Equity is higher and debt is lower.
Board & ownership
Board
Directors
Many board changes in a short time are a reason to keep a close eye on the company.
Signing authorityThe articles say who may bind the company, for example by signing a contract.
Each director alone
“Chaque administrateur représente la société à l'égard des tiers et en justice, soit en demandant, soit en défendant. Chaque administrateur…”
Full text
Chaque administrateur représente la société à l'égard des tiers et en justice, soit en demandant, soit en défendant. Chaque administrateur peut déléguer des pouvoirs spéciaux à tout mandataire. A moins que l'assemblée générale n’en décide autrement lors de leur nomination, les administrateurs sont rémunérés pour l’exercice de leur mandat. L’organe d'administration peut conférer la gestion journalière de la société ainsi que la représentation de la société en ce qui concerne cette gestion:
Each bar is one period in a role, from appointment to resignation or to today. An open left edge means the mandate began before its first mention. An open right edge means the mandate ended without a stated end date.
Each sentence rests on a document from the KBO register, the Belgian Official Gazette or the National Bank. The number after the sentence opens that document.
On 13 January 2023, Sebenade Concept was incorporated as a private limited company by two natural persons, with a starting capital of €2,500.12Of the 2 current board members, 2 have served since 2023.3The company has filed 2 sets of annual accounts, the latest for financial year 2025.4
PurposeThe purpose describes the activities the company may carry out under its articles.
“L’achat et la vente des boissons de brasserie,bières,vins,alcools,limonades,eaux,cafés,etc; Le dépôt de brasserie,vins et alcools…”
14 activities
L’achat et la vente des boissons de brasserie,bières,vins,alcools,limonades,eaux,cafés,etc
Le dépôt de brasserie,vins et alcools
L’importation et l’exportation,la vente en gros,demi-gros et détail de boissons,denrées et produits alimentaires,et tous services s’y rapportant
La fabrication de bières et autres boissons
La vente,la location,la mise à disposition de tout matériel de brasserie et du secteur Horeca nécessaire à l’organisation d’événements et l’exploitation de restaurants et débits de boisson,en ce compris la mise à disposition de jeux de loisirs et de hasard
Toutes opérations se rapportant directement ou indirectement à l’installation et à l’exploitation de restaurants,tavernes,brasseries,cafeterias,bars,en ce compris la préparation et la fourniture de repas chauds et froids,l’organisation de banquets
L’exécution de tous travaux de nettoyage en son sens le plus large et d’entretien intérieur aux immeubles privés ou publics,commerciaux et industriels
Pour son propre compte,la constitution et la gestion d'un patrimoine immobilier et la location-financement de biens immeubles aux tiers,l'acquisition par l'achat ou autrement,la vente,l'échange,la construction,la transformation,la mise à disposition,l'amélioration,l'équipement,l'aménagement,l'embellissement,l'entretien,la location,la prise en location,le lotissement,la prospection et l'exploitation de biens immobiliers,ainsi que toutes opérations qui,directement ou indirectement sont en relation avec cet objet et qui sont de nature à favoriser l'accroissement et le rapport d'un patrimoine immobilier,de même que se porter caution pour la bonne fin d'engagements pris par des tiers qui auraient la jouissance de ces biens immobiliers
La mise à disposition de fonds la prise de garanties,le fait de se porter garant,à titre gratuit ou onéreux pour les administrateurs,les tiers liés de près ou de loin à l’activité
La prise de participation directe ou indirecte dans toutes sociétés ou entreprises commerciales,industrielles,financières,mobilières et immobilières
Le contrôle de leur gestion ou la participation à celle-ci par la prise de tous mandats au sein desdites sociétés ou entreprises
L’achat,l’administration,la vente de toutes valeurs mobilières et immobilières,de tous droits sociaux et d’une manière plus générale toutes opérations de gestion de portefeuille ainsi constitué
La société peut se porter caution personnelle ou hypothécaire au profit de sociétés ou d'entreprises dans lesquelles elle possède une participation ou plus généralement des intérêts
La société peut exécuter tous mandats d’administrateur,et en général,tous mandats et fonctions se rapportant directement ou indirectement à son objet