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SEBASTIEN ROBERT

Active
Private limited companyfounded 20232 years activeRue Sainte-Monégonde(SAL) 48, 6460 Chimay, BelgiumKBO/BCE: BE 1003.948.317
Summary

The computed 12-month bankruptcy probability of SEBASTIEN ROBERT is 2.4% (moderate). The 2025 annual accounts show equity of €66,464 and a net result of €17,817. Its solvency ranks better than 41% of 33,994 sector peers (NACE 43, fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Overview

Activity
Plumbing work
NACE 43221Installation of electric heating, air conditioning, cooling and ventilation NACE 43222
1 site
Size
€171,532total assets 2025
Equity
€66,464
Profit
€17,817
Turnover not published (abridged schema)
Financial health
53 Fair Checked score 2025
Bankruptcy probability, 12 months
2.4%
Structure
Accounts filed 20 days late
Why 53- Founded in 2023- Size: total assets €171,532- Latest accounts 20 days late; 1 of the last 3 late- Sector Specialised construction activities (NACE 43)Show the evidence

Checked score

Score 2025
53 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 50% of its sector peers (NACE 43, micro)
Financial strength · tick = 2024
Average
Solvency 64-1
equity 38.7% of total assets
Liquidity 31-6
short-term debt 61.3% · cash 10.3%
Profitability 82-18
return on assets 10.4%
Bankruptcy probability, 12 months
2.4% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,513 companies)
Last 24 months 01-2025: 1.9%lowest value 02-2025: 1.9%● unchanged vs 01-2025lowest value 03-2025: 1.9%● unchanged vs 02-2025 04-2025: 2.3%▲ +0.4 percentage points vs 03-2025 05-2025: 2.4%▲ +0.1 percentage points vs 04-2025 06-2025: 2.7%▲ +0.3 percentage points vs 05-2025 07-2025: 2.7%● unchanged vs 06-2025 08-2025: 3.0%▲ +0.3 percentage points vs 07-2025 09-2025: 3.0%● unchanged vs 08-2025 10-2025: 4.9%▲ +1.9 percentage points vs 09-2025 11-2025: 5.0%▲ +0.1 percentage points vs 10-2025 12-2025: 5.2%▲ +0.2 percentage points vs 11-2025 01-2026: 5.2%● unchanged vs 12-2025 02-2026: 5.2%● unchanged vs 01-2026 03-2026: 5.2%● unchanged vs 02-2026 04-2026: 5.2%● unchanged vs 03-2026 05-2026: 5.2%● unchanged vs 04-2026 06-2026: 5.1%▼ -0.1 percentage points vs 05-2026 07-2026: 5.0%▼ -0.1 percentage points vs 06-2026 08-2026: 5.6%▲ +0.6 percentage points vs 07-2026highest value 09-2026: 2.4%▼ -3.2 percentage points vs 08-2026 10-2026: 2.4%● unchanged vs 09-2026
Credit up to €3,500 at 30 days acceptable
Liquidity ample (current ratio 1.51 against 1.42 in 2024; short-term debt: 61.3% and cash: 10.3% of total assets), but 61.3% of the assets are financed with debt.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro): better than 41% on solvency, 19% on liquidity, 63% on profitability and 78% on growth.

The bankruptcy probability was computed on 06-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
+raises risk○neutral
raises risk · Founded in 2023
How long the company has existed counts in the probability; how much depends on the rest of its profile.
KBO
raises risk · Size: total assets €171,532
The company's size counts in the probability; how much depends on the rest of its profile.
NBB · annual accounts
raises risk · Latest accounts 20 days late; 1 of the last 3 late
NBB · filings
raises risk · Sector Specialised construction activities (NACE 43)
KBO
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-08-2026, 20 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filings
Deviation from the deadline
2025
20 days late
2024
54 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 37 days after the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 43% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
07-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Checked from 2021 on.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Annual accounts filedfiscal year 2024 · micro…

Key points

  • Total assets 20252 fiscal years filed €171,532 View
  • Active since 2023founded 27-12-2023 2 years View

By topic

Financials

Fiscal year
2025
Total assets
€171,532
Profit
€17,817
Solvency
38.7%
Total assets▲ 40.5%
Net result
20242025
Go to Financials

Company details

Sites
1
Legal form
Private limited company
Activity
Plumbing workNACE 43221
Founded
27-12-2023
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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