Sebarga
ActiveSummary
The computed 12-month bankruptcy probability of Sebarga is 2.5% (moderate). The 2025 annual accounts show equity of €181,253 and a net result of €74,962. Equity is growing by ~69.2% per year across the filed fiscal years. The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability100=
Solvency100=
Growth78=
Track record82
Bankruptcy probability, 12 months
2.5%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €14,000 at 30 days only on tighter terms
Liquidity ample (current ratio 5.3 against 6.34 in 2024; short-term debt: 18.3% and cash: 22.6% of total assets), and 18.3% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
81.7%
Return on assets
33.8%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-07-2026, 22 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
22 d early
2024
29 d late
2023
23 d late
← before the deadline
after the deadline →
tick = median of all Belgian filings
This company filed its last 3 accounts on average 10 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
26-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€181,253▲ 70.5%
2024 · €106,291
Total assets
€221,888▲ 78.0%
2024 · €124,681
Net result
€74,962▲ 4.0%
2024 · €72,090
Working capital
€174,539▲ 77.9%
2024 · €98,127
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line202320242025
Operating result€30,240-€88,695▲ 193%€89,423▲ 0.8%
Net result€24,200-€72,090▲ 198%€74,962▲ 4.0%
Equity€34,200-€106,291▲ 211%€181,253▲ 70.5%
Total assets€40,443-€124,681▲ 208%€221,888▲ 78.0%
Debt€6,243-€18,390▲ 195%€40,635▲ 121%
Working capital€29,620-€98,127▲ 231%€174,539▲ 77.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen two years in a row; 2025 is 1% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €221,888
Fixed assets
€6,713 ▼ 17.8%
Current assets
€215,174 ▲ 84.7%
Equity and liabilities €221,888
Equity
€181,253 ▲ 70.5%
Debt
€40,635 ▲ 121%
Debt's share of the balance-sheet total rises from 14.7% to 18.3%. Equity and debt are higher.
Key figures and ratios
EBITDA
€93,116▲
2024 · €90,911
Cash flow
€78,656▲
2024 · €74,306
Current ratio
5.30▼
2024 · 6.34
Debt to equity
0.22▲
2024 · 0.17
ROE
41.4%▼
2024 · 67.8%
ROA
33.8%▼
2024 · 57.8%
Interest coverage
109.58▼
2024 · 1454.57
Debt ≤ 1 year
€40,635▲
2024 · €18,390
Income taxes
€18,746▲
2024 · €18,023
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €420 | €2,216 | €3,693 | ▲ 66.7% |
| Other operating charges640/8 | - | €1,045 | €698 | ▼ 33.2% |
| Gross operating margin9900 | €30,660 | €91,955 | €93,814 | ▲ 2.0% |
| Operating profit (loss)9901 | €30,240 | €88,695 | €89,423 | ▲ 0.8% |
| Financial income75/76B | €60 | €1,481 | €5,135 | ▲ 247% |
| Recurring financial income75 | €60 | €1,481 | €5,135 | ▲ 247% |
| Financial charges65/66B | €50 | €63 | €850 | ▲ 1,260% |
| Recurring financial charges65 | €50 | €63 | €850 | ▲ 1,260% |
| Profit (loss) for the period before taxes9903 | €30,251 | €90,113 | €93,708 | ▲ 4.0% |
| Income taxes67/77 | €6,050 | €18,023 | €18,746 | ▲ 4.0% |
| Profit (loss) for the period9904 | €24,200 | €72,090 | €74,962 | ▲ 4.0% |
| Profit (loss) for the period to be appropriated9905 | €24,200 | €72,090 | €74,962 | ▲ 4.0% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €40,443 | €124,681 | €221,888 | ▲ 78.0% |
| Fixed assets21/28 | €4,580 | €8,164 | €6,713 | ▼ 17.8% |
| Tangible fixed assets22/27 | €4,580 | €8,164 | €6,713 | ▼ 17.8% |
| Plant, machinery and equipment23 | €4,580 | €2,913 | €1,247 | ▼ 57.2% |
| Furniture and vehicles24 | - | €5,251 | €5,467 | ▲ 4.1% |
| Current assets29/58 | €35,863 | €116,517 | €215,174 | ▲ 84.7% |
| Amounts receivable within one year40/41 | €30,131 | €50,534 | €118,020 | ▲ 134% |
| Trade receivables40 | - | €1,308 | €1,308 | = |
| Other amounts receivable41 | €30,131 | €49,227 | €116,712 | ▲ 137% |
| Current investments50/53 | - | €40,000 | €44,429 | ▲ 11.1% |
| Cash at bank and in hand54/58 | €5,732 | €24,575 | €50,169 | ▲ 104% |
| Deferred charges and accrued income490/1 | - | €1,407 | €2,557 | ▲ 81.7% |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €40,443 | €124,681 | €221,888 | ▲ 78.0% |
| Equity10/15 | €34,200 | €106,291 | €181,253 | ▲ 70.5% |
| Contributions10/11 | €10,000 | €10,000 | €10,000 | = |
| Reserves13 | €24,200 | €96,291 | €171,253 | ▲ 77.8% |
| Distributable reserves133 | €24,200 | €96,291 | €171,253 | ▲ 77.8% |
| Amounts payable17/49 | €6,243 | €18,390 | €40,635 | ▲ 121% |
| Amounts payable within one year42/48 | €6,243 | €18,390 | €40,635 | ▲ 121% |
| Trade debts44 | €192 | €368 | €1,970 | ▲ 436% |
| Suppliers440/4 | €192 | €368 | €1,970 | ▲ 436% |
| Taxes, remuneration and social security45 | €6,050 | €18,023 | €38,666 | ▲ 115% |
| Taxes450/3 | €6,050 | €18,023 | €38,666 | ▲ 115% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | €24,200 | €72,090 | €74,962 | ▲ 4.0% |
| + Depreciation and write-downs630 | €420 | €2,216 | €3,693 | ▲ 66.7% |
| Operating cash flow (approximation) | €24,620 | €74,306 | €78,656 | ▲ 5.9% |
| Investment in fixed assets (approximation) | - | -€5,800 | -€2,243 | ▲ 61.3% |
| Change in cash | - | €18,844 | €25,593 | ▲ 35.8% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2023net €74,962 ▲4%
Operating result €89,423, net result €74,962, both a record.
31-12
Financial
Equity above €150,000Eq €181,253 ▲70.5%
3 profitable years in a row build equity to €181,253.
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
31-12
Financial
Equity above €100,000Eq €106,291 ▲211%
2 profitable years in a row build equity to €106,291.
23-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 23 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Aubange · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de Nickbas - HALANZY 50A6792 Aubange1 establishment unit
SEBARGA
since 20232.352.713.818
Identification & contact
Identification
Legal formPrivate limited company
Founded07-12-2023
Fiscal year end31-12
Contact
E-mail
isacalc@yahoo.fr
Phone
+32478886410
Scores and ratios are computed by Checked and are not a credit decision.