Financials
- Fiscal year
- 2025
- Total assets
- €1.6m
- Profit
- €169,082
- Solvency
- 2.7%
Total assets▼ 0.2%
Net result
20202025
SEBAHO
ActiveSummary
SEBAHO has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €43,901 and a net result of €169,082. Equity is growing by ~31.9% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 0.8% (low).
Overview
Activity
Business and other management consultancy
NACE 70200Business consulting NACE 70220
1 site
Size
€1.6mtotal assets 2025
- Equity
- €43,901
- Profit
- €169,082
Turnover not published (abridged schema)
Structure
Accounts 45 d early0 of 1 deed read
Why 68- Figures for FY 2024 (filed 14-06-2025)- Equity €24,819 (1.6% of total assets)+ Size: total assets €1.6m+ Sector Activities of head offices; management consultancy activities (NACE 70)Show the evidence
Checked score
Score 2025
68
/ 100
Healthy
Probability in this band: 0.55% to 1.5%
Better than 37% of its sector peers (NACE 70, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Average
Solvency
28+1
equity 2.7% of total assets
Liquidity
54+3
short-term debt 19.0% · cash 7.7%
Profitability
82+8
return on assets 10.6%
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
About 8 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 0.1%
12-2024: 0.1%▼ -1.8% vs 11-2024
01-2025: 0.1%▼ -0.9% vs 12-2024
02-2025: 0.1%▲ +0.9% vs 01-2025
03-2025: 0.1%▲ +3.7% vs 02-2025
04-2025: 0.1%▲ +11.5% vs 03-2025
05-2025: 0.1%▲ +12.7% vs 04-2025
06-2025: 0.2%▲ +13.4% vs 05-2025
07-2025: 0.1%▼ -38.5% vs 06-2025
08-2025: 0.1%▲ +3.0% vs 07-2025
09-2025: 0.1%● 0.0% vs 08-2025
10-2025: 0.1%▲ +3.9% vs 09-2025
11-2025: 0.1%▼ -4.7% vs 10-2025
12-2025: 0.1%● 0.0% vs 11-2025
01-2026: 0.1%▼ -4.0% vs 12-2025lowest value
02-2026: 0.1%▲ +1.0% vs 01-2026
03-2026: 0.1%▲ +4.1% vs 02-2026
04-2026: 0.1%▲ +12.7% vs 03-2026
05-2026: 0.1%▲ +13.0% vs 04-2026
06-2026: 0.1%▲ +15.4% vs 05-2026
07-2026: 0.2%▲ +24.0% vs 06-2026
08-2026: 0.3%▲ +50.0% vs 07-2026
09-2026: 0.4%▲ +35.8% vs 08-2026
10-2026: 0.8%▲ +98.4% vs 09-2026highest value
- Figures for FY 2024 (filed 14-06-2025) raises the probability
- Size: total assets €1.6m lowers the probability for this profile
- Sector Activities of head offices; management consultancy activities (NACE 70) lowers the probability
- Equity €24,819 (1.6% of total assets) raises the probability
Credit up to €2,500 at 30 days acceptable
Liquidity short (current ratio 0.43 against 0.28 in 2024; short-term debt: 19% and cash: 7.7% of total assets), and 97.3% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 70, micro). Better than this share of them on solvency 10%, liquidity 38%, profitability 39%, growth against the median 60%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-06-2026, 45 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
45 d early
2024
49 d early
2023
42 d early
2022
45 d early
2021
23 d early
2020
23 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 38 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 16 June (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
03-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · micro…
- Highest result since 2020net €169,082 ▲132%
- Annual accounts filedfiscal year 2024 · micro…
Key points
By topic
Timeline
- Events
- 9
- Since
- 2021
- Next accounts
- by 31-07-2027
- 16-06-2026Annual accounts filed
- 31-12-2025Highest result since 2020
- 12-06-2025Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Business and other management consultancyNACE 70200
- Founded
- 18-08-2019
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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