Sebaa
ActiveSebaa has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €722k and a net result of €63k. Equity is growing by ~13.3% per year across the filed fiscal years. Its solvency ranks better than 39% of 31523 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability43▼-47
Solvency54▼-27
Growth78=
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €35k at 30 days acceptable
Liquidity short (current ratio 0.41 against 1.25 in 2024), and 57.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
42.6%
Return on assets
3.7%
Age of the figures
11 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 29-04-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
29 d early
2023
27 d early
2022
31 d early
2021
40 d early
2020
37 d early
2019
36 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€722k▲ 2.6%
2024 · €704k
2018: €336k
2019: €368k
2020: €353k
2021: €420k
2022: €582k
2023: €620k
2024: €704k
2018 → 2025
Total assets
€1.70M▲ 35.9%
2024 · €1.25M
2018: €665k
2019: €655k
2020: €704k
2021: €892k
2022: €1.01M
2023: €1.08M
2024: €1.25M
2018 → 2025
Net result
€63k▼ 50.5%
2024 · €127k
2018: €23k
2019: €46k
2020: €67k
2021: €147k
2022: €155k
2023: €74k
2024: €127k
2018 → 2025
Working capital
€-295k
2024 · €65k
2018: €6
2019: €42k
2020: €30k
2021: €-63k
2022: €48k
2023: €16k
2024: €65k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€420k-€582k▲ 38.6%€620k▲ 6.7%€704k▲ 13.5%€722k▲ 2.6%
Operating result€207k-€226k▲ 9.0%€107k▼ 52.7%€183k▲ 71.1%€104k▼ 43.0%
Net result€147k-€155k▲ 5.6%€74k▼ 52.5%€127k▲ 71.9%€63k▼ 50.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 43% below 2024 and is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.70M
Fixed assets
€1.49M▲ 61.1%
Current assets
€209k▼ 35.7%
Equity and liabilities €1.70M
Equity
€722k▲ 2.6%
Provisions
€27k▼ 6.6%
Debt
€947k▲ 83.7%
The debt ratio rises from 41.3% to 55.8%: debt grows faster than equity.
Key figures and ratios
EBITDA
€221k▼
2024 · €236k
Cash flow
€180k▲
2024 · €180k
Solvency
42.6%▼
2024 · 56.4%
Current ratio
0.41▼
2024 · 1.25
Quick ratio
0.41▼
2024 · 1.25
Debt / equity
1.31▲
2024 · 0.73
ROE
8.7%▼
2024 · 18.0%
ROA
3.7%▼
2024 · 10.1%
Interest coverage
14.77▼
2024 · 25.69
Debt
€947k▲
2024 · €516k
Debt ≤ 1 year
€505k▲
2024 · €261k
Debt > 1 year
€422k▲
2024 · €241k
Income taxes
€33k▼
2024 · €53k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.25M€1.70M▲
Fixed assets21/28€923k€1.49M▲
Tangible fixed assets22/27€923k€1.49M▲
Land and buildings22€849k€1.44M▲
Plant, machinery and equipment23€741€1k▲
Furniture and vehicles24€50k€33k▼
Other tangible fixed assets26€22k€17k▼
Current assets29/58€326k€209k▼
Amounts receivable within one year40/41€128k€95k▼
Trade receivables40€29k€4k▼
Other amounts receivable41€99k€92k▼
Cash at bank and in hand54/58€188k€105k▼
Deferred charges and accrued income490/1€9k€9k▲
Equity and liabilities
Total equity and liabilities10/49€1.25M€1.70M▲
Equity10/15€704k€722k▲
Contributions10/11€19k€19k=
Revaluation surpluses12€22k€29k▲
Reserves13€663k€675k▲
Tax-exempt reserves132€87k€81k▼
Distributable reserves133€576k€593k▲
Profit (loss) carried forward14€0€0=
Provisions and deferred taxes16€29k€27k▼
Deferred taxes168€29k€27k▼
Amounts payable17/49€516k€947k▲
Amounts payable after more than one year17€241k€422k▲
Financial debts170/4€217k€405k▲
Other amounts payable178/9€24k€16k▼
Amounts payable within one year42/48€261k€505k▲
Current portion of amounts payable after more than one year42€49k€70k▲
Trade debts44€26k€12k▼
Suppliers440/4€26k€12k▼
Taxes, remuneration and social security45€7k€3k▼
Taxes450/3€7k€1k▼
Remuneration and social security454/9-€2k
Other amounts payable47/48€180k€420k▲
Accrued charges and deferred income492/3€13k€20k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€53k€117k▲
Other operating charges640/8€20k€21k▲
Gross operating margin9900€256k€242k▼
Operating profit (loss)9901€183k€104k▼
Financial income75/76B€4k€5k▲
Recurring financial income75€4k€5k▲
Financial charges65/66B€9k€15k▲
Recurring financial charges65€9k€15k▲
Profit (loss) for the period before taxes9903€178k€94k▼
Transfer from deferred taxes780€2k€2k=
Income taxes67/77€53k€33k▼
Profit (loss) for the period9904€127k€63k▼
Transfer from tax-exempt reserves789€6k€6k=
Profit (loss) for the period to be appropriated9905€132k€68k▼
Appropriation of the result
Profit (loss) to be appropriated9906€132k€68k▼
Transfer from equity791/2€37k€51k▲
Transfer to equity691/2€126k€68k▼
To other reserves6921€126k€68k▼
Profit to be distributed694/7€43k€51k▲
Return on contributions (dividend)694€37k€51k▲
Directors or managers695€6k€0▼
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
01-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
03-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-09
Financial
Highest result since 2018net €155k ▲5.6%
Operating result €226k, net result €155k, both a record.
30-09
Financial
Liquidity doublescurrent ratio 1.31
Current ratio from 0.61 to 1.31; short-term debt falls from €160k to €151k.
30-09
Financial
Equity above €500kEq €582k ▲38.6%
5 profitable years in a row build equity to €582k.
21-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
24-03
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
25-03
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
04-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
08-03
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
04-05
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 4 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Roeselare · 1 establishment unit since 2001
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Meenseheirweg 368800 RoeselareGround area
1,381 m²
Building footprint
329 m²
Volume, LiDAR
1,834 m³
Parcel 36502B0550/00R000, Flanders · tallest building 10.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
BABY COMPANY
since 20012.093.151.518
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 36502B0550/00R000 | Flanders | 1,381 m² | 1 · 329 m² | 10.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 9,094 companies in sector 68201 we hold annual accounts for 6,725. 4,953 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-03-2001
Fiscal year end30-09
Activities, NACEBEL
68201Renting and operating of own or leased residential real estate, excluding social housing
70200Business and other management consultancy
70220Business consulting
68203Renting and operating of own or leased non-residential real estate, excluding land
Sources
Crossroads Bank for EnterprisesNational Bank · 24 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.