Financials
- Financial year
- 2025
- Total assets
- €1.7m
- Loss
- -€24,428
- Solvency
- -6.9%
Total assets▲ 14.5%
Net result
20192025
SEB TRADING
ActiveSummary
SEB TRADING has been active since 1991 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€117,004) and a net result of -€24,428. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 19% of 22,536 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Overview
Activity
Retail sale of cars and light vans (up to 3.5 tonnes)
NACE 47811
1 site
Size
€1.7mtotal assets 2025
- Equity
- -€117,004
- Loss
- -€24,428
Turnover not published (micro format)
Structure
- Holdings
- 1
2025 accounts 2 days early7 deeds in the Belgian Official Gazette
Why 54raises riskCapped at 59: negative equityNegative equity -€117,004Sector: Retail trade (NACE 47)lowers riskSize: total assets €1.7mFounded in 1991Show the evidence
Checked score
Score 2025
54
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 22% of its sector peers (NACE 47, micro)
Negative equity caps the score at 59. Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Weak
Solvency
18-1
equity -6.9% of total assets
Liquidity
12+10
short-term debt 73.2% · cash 1.1%
Profitability
62+52
return on assets -1.4%
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 0.5%
12-2024: 0.5%● unchanged vs 11-2024
01-2025: 0.7%▲ +0.2 percentage points vs 12-2024
02-2025: 0.8%▲ +0.1 percentage points vs 01-2025
03-2025: 0.8%● unchanged vs 02-2025
04-2025: 0.8%● unchanged vs 03-2025
05-2025: 0.8%● unchanged vs 04-2025
06-2025: 0.8%● unchanged vs 05-2025
07-2025: 0.8%● unchanged vs 06-2025
08-2025: 0.8%● unchanged vs 07-2025
09-2025: 0.8%● unchanged vs 08-2025
10-2025: 0.8%● unchanged vs 09-2025
11-2025: 0.8%● unchanged vs 10-2025
12-2025: 0.8%● unchanged vs 11-2025
01-2026: 0.9%▲ +0.1 percentage points vs 12-2025highest value
02-2026: 0.4%▼ -0.5 percentage points vs 01-2026lowest value
03-2026: 0.4%● unchanged vs 02-2026lowest value
04-2026: 0.4%● unchanged vs 03-2026lowest value
05-2026: 0.4%● unchanged vs 04-2026lowest value
06-2026: 0.4%● unchanged vs 05-2026lowest value
07-2026: 0.4%● unchanged vs 06-2026lowest value
08-2026: 0.5%▲ +0.1 percentage points vs 07-2026
09-2026: 0.5%● unchanged vs 08-2026
10-2026: 0.5%● unchanged vs 09-2026
No credit on open account
Liquidity insufficient (current ratio 0.11, compared with 0.11 in 2024, below 1; short-term debt: 73.2% and cash: 1.1% of total assets), and equity is negative.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro): better than 17% on solvency, 12% on liquidity, 44% on profitability and 17% on growth.
The bankruptcy probability was computed on 23-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Six signals.
lowers riskraises riskneutral
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
19202122232425
2019 to 2025 · latest year -€117,004
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 29-01-2026, 2 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
2 days early
2024
1 day early
2023
51 days early
2022
39 days early
2021
39 days early
2020
17 days early
2019
on the day
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 21 days before the deadline; the sector median (NACE 47) for financial year 2024 is on the deadline day, and 47% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 23 December (4 of the last 5 filed years within 37 days of that day).
Companies Code · seven monthsWhere today falls in the filing period
30-06-2026 year end24-10-2026 today31-01-2027 deadline
- Annual accounts filedfinancial year 2025 · micro…
- Annual accounts filedfinancial year 2024 · micro…
- Weakest financial yearnet -€104,192
Key points
- Risk: Negative equityfinancial year 2025: debts exceed assets -€117,004 View
- Risk: 4 loss-making years in a rowloss financial year 2025 -€24,428 View
- Caution: Among the weakest 5% on equitysector median €41,219 · 22,577 companies -€117,004 View
- Positive: Result rose in 2025from -€104,192 to -€24,428 ▲ 76.6% View
- Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View
By topic
Network & group
- Subsidiaries
- 1
1 subsidiary
Timeline
- Events
- 31
- Since
- 1996
- Next accounts
- by 31-01-2027
- 11-12-2023Annual accounts filed
- 23-12-2022Annual accounts filed
- 23-12-2021Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Public limited company
- Activity
- Retail sale of cars and light vans (up…NACE 47811
- Founded
- 01-08-1991
- Year ends
- 30-06
- Peppol
- Reachable for e-invoices
Key facts about SEB TRADING
- What is the company number of SEB TRADING?
- 0444.753.809. In Belgium the VAT number is the company number with BE in front: BE 0444.753.809.
- Where is SEB TRADING based?
- The registered office is at Rue du 1er Décembre 119, 6200 Châtelet.Company details
- What does SEB TRADING do?
- According to the KBO register, the main activity is retail sale of cars and light vans (up to 3.5 tonnes) (NACE 47811).
- What is the legal form of SEB TRADING?
- Public limited company (NV).
- When was SEB TRADING founded?
- On 01-08-1991.
- Is SEB TRADING still active?
- Yes, SEB TRADING is an active enterprise in the KBO register.
- What is the turnover of SEB TRADING?
- Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
- Is SEB TRADING profitable?
- In financial year 2025, SEB TRADING made a loss of €24,428.
- Where can I find the annual accounts of SEB TRADING?
- SEB TRADING filed 29 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of SEB TRADING due?
- By 31-01-2027, for financial year 2026.Timeline
Companies related to SEB TRADING
Subsidiaries and holdings
- Fortunati100%
Comparable companies
- AF CARChâtelet
- AMC CARSChâtelet
- ARAMEX AUTOSChâtelet
- ATG GROUPEChâtelet
- AUTO ADAChâtelet
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