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SEB PROFESSIONAL BELUX

Active
Private limited companyfounded 1988active for 37 yearsPlantin en Moretuslei 295, 2140 Antwerpen, BelgiumKBO/BCE: BE 0436.185.343
Summary

The computed 12-month bankruptcy probability of SEB PROFESSIONAL BELUX is 6.6% (elevated). The 2025 annual accounts show negative equity (-€8.0m) and a net result of -€1.5m. Equity fluctuates too strongly from year to year to read a trend from it. Its solvency ranks better than 5% of 6,167 sector peers (NACE 46, financial year 2025). The company has been active since 1988 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Official details

Source: KBO
Status
Active since 16-12-1988 Normal situation
Activity
Wholesale of other machinery and equipment NACE 46649
Joint committee
200 Aanvullend Paritair Comité voor de bedienden · annual accounts 2025
Establishment unit
2.041.741.815 2140 Antwerpen, since 19-01-1989
Financial year end
31 December
Peppol
Reachable

Board and ownership

Board
Shareholders
  • Schaerer Deutschland Gmbhannual accounts 2025
  • SEB S.A.annual accounts 2025
  • Schaerer AGannual accounts 2025

Financial position

33 Weak Checked score 2025
Bankruptcy probabilitywithin 12 months
6.6%
Annual accounts 2025
Turnover
€4.6m
▲ 10.6%
Loss
€1.5m
▼ 48.1%
Equity
-€8.0m
▼ 23.1%
Total assets
€2.3m
▼ 26.8%
Employees on 31-12-2025
28
▼ 22.2%
  • Negative equity on 31-12-2025
Filed on 29-07-2026, 2 days before the deadline
Score breakdownraises riskNegative equity -€8.0mLoss of €1.5m, the second in a row (financial year 2025)Liquidity: current ratio 0.18, cash €34Size: turnover €4.6m, 32.2 FTE, total assets €2.3mShow the evidence

Checked score

Score 2025
33 / 100
Weak
Probability in this band: 4.2% to 15.0%
Financially stronger than 12% of small companies in wholesale trade (NACE 46)
Financial strength · tick: 2024
Weak
Solvency 0=
equity -345.9% of total assets
Liquidity 0=
short-term debt 425.4% · cash 0.0%
Profitability 0=
return on assets -64.9%
Bankruptcy probability within 12 months
6.6% Elevated
0%0.5%1.5%4%10%≥ 25%

About 7 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (4,372 companies, NACE 46, small)
Last 24 months 12-2024: 6.0%lowest value 01-2025: 6.0%● unchanged vs 12-2024lowest value 02-2025: 6.1%▲ +0.1 percentage points vs 01-2025 03-2025: 6.7%▲ +0.6 percentage points vs 02-2025 04-2025: 6.7%● unchanged vs 03-2025 05-2025: 6.7%● unchanged vs 04-2025 06-2025: 6.8%▲ +0.1 percentage points vs 05-2025 07-2025: 6.9%▲ +0.1 percentage points vs 06-2025 08-2025: 6.1%▼ -0.8 percentage points vs 07-2025 09-2025: 6.1%● unchanged vs 08-2025 10-2025: 6.1%● unchanged vs 09-2025 11-2025: 6.1%● unchanged vs 10-2025 12-2025: 6.1%● unchanged vs 11-2025 01-2026: 7.0%▲ +0.9 percentage points vs 12-2025 02-2026: 7.1%▲ +0.1 percentage points vs 01-2026 03-2026: 7.8%▲ +0.7 percentage points vs 02-2026 04-2026: 7.8%● unchanged vs 03-2026 05-2026: 8.2%▲ +0.4 percentage points vs 04-2026 06-2026: 8.3%▲ +0.1 percentage points vs 05-2026 07-2026: 8.4%▲ +0.1 percentage points vs 06-2026highest value 08-2026: 6.6%▼ -1.8 percentage points vs 07-2026 09-2026: 6.6%● unchanged vs 08-2026 10-2026: 6.6%● unchanged vs 09-2026 11-2026: 6.6%● unchanged vs 10-2026
No credit on open account
Liquidity is insufficient, with a current ratio of 0.18 (0.3 in 2024), below 1. Short-term debt is 425.4% and cash 0% of total assets. Equity is negative.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, small). It does better than 1% of them on solvency, 1% on liquidity, 1% on profitability and 44% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
raises riskneutral
raises risk · Negative equity -€8.0m
NBB · annual accounts
raises risk · Loss of €1.5m, the second in a row (financial year 2025)
NBB · annual accounts
raises risk · Liquidity: current ratio 0.18, cash €34
NBB · annual accounts
raises risk · Size: turnover €4.6m, 32.2 FTE, total assets €2.3m
Companies of this size fail more often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
1819202122232425
2018 to 2025 · latest year -€8.0m
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
2 days early
2024
20 days early
2023
13 days early
2022
8 days late
2021
46 days early
2020
81 days early
2019
53 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 30 days before the deadline. In the sector (NACE 46), the median for financial year 2024 was 3 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 19 July (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Risk: Negative equitydebts exceed assets in financial year 2025 -€8.0m View
  • Risk: 5 loss-making years in a rowloss in financial year 2025 -€1.5m View
  • Caution: Lower solvency than 95% of companies in wholesale tradesector median 45.2% · 6,167 companies -345.9% View
  • Positive: Result rose in 2025from -€2.9m to -€1.5m ▲ 48.1% View
  • Board changedlatest change 01-01-2026 · 2 in office 1 joined · 1 left View

Comparable companies

These companies have the same main activity as SEB PROFESSIONAL BELUX: wholesale of other machinery and equipment (NACE 46649). They are comparable in size and age: total assets between €1.4m and €3.8m, founded between 1979 and 1995.

CompanyTotal assetsTurnover
SEB PROFESSIONAL BELUX Antwerpen€2.3m€4.6m
ICADIS Kapellen€1.8m€3.5m
AQUAFLAM Deerlijk€1.7m€4.0m
HANSA - FLEX HYDRAULICS Gent€3.1m€7.1m
B.G.S. Hoegaarden€3.6m€6.9m
STATAMAT Evergem€1.4m€3.5m
AF BELGIUM Braine-l'Alleud€3.8m€4.4m
Full comparison

Key facts about SEB PROFESSIONAL BELUX

What is the company number of SEB PROFESSIONAL BELUX?
The company number of SEB PROFESSIONAL BELUX is 0436.185.343. The VAT number is the same number with BE in front: BE 0436.185.343.
Where is SEB PROFESSIONAL BELUX based?
The registered office is at Plantin en Moretuslei 295, 2140 Antwerpen.Company details
What does SEB PROFESSIONAL BELUX do?
According to the KBO register, the main activity is wholesale of other machinery and equipment (NACE 46649).
What is the legal form of SEB PROFESSIONAL BELUX?
The legal form of SEB PROFESSIONAL BELUX is Private limited company (BV).
When was SEB PROFESSIONAL BELUX founded?
SEB PROFESSIONAL BELUX was founded on 16-12-1988.
Is SEB PROFESSIONAL BELUX still active?
Yes, SEB PROFESSIONAL BELUX is an active enterprise in the KBO register.
How many employees does SEB PROFESSIONAL BELUX have?
SEB PROFESSIONAL BELUX had an average of 32.2 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
Which joint committee does SEB PROFESSIONAL BELUX fall under?
In its 2025 annual accounts, SEB PROFESSIONAL BELUX states joint committee 200 (Aanvullend Paritair Comité voor de bedienden).
What is the turnover of SEB PROFESSIONAL BELUX?
The turnover of SEB PROFESSIONAL BELUX was €4.6m in financial year 2025, according to the filed annual accounts.
Is SEB PROFESSIONAL BELUX profitable?
In financial year 2025, SEB PROFESSIONAL BELUX made a loss of €1.5m.
Where can I find the annual accounts of SEB PROFESSIONAL BELUX?
SEB PROFESSIONAL BELUX filed 37 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of SEB PROFESSIONAL BELUX due?
SEB PROFESSIONAL BELUX must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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