Equity
€157,158 ▲ 15.0%
SEB MENUISERIE has made a profit without a break since 2016.
SEB MENUISERIE
Lifetime
15 annual accounts with figures on one time axispeak €71,705 (2024)
€61,956▼ 13.6%
lowest -€5,667 (2013)
€32,715▼ 19.2%
peak €157,158 (2025)
€157,158▲ 15.0%
€239,555▼ 12.6%
peak 0 FTE (2023)
0 FTE
Board1 name since 2021
1 directorSébastien WINNE
Documentsfilings and deeds
22-06-202639 days before the deadline
2025abbreviated format
Gross margin from €71,705 to €61,956Dividend €11,578Equity from €136,630 to €157,158
Key points
from the 2025 annual accountsChecked score
88
Excellent
Financially stronger than 55% of micro companies in specialised construction (NACE 43)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.7% across 47,695 companies (NACE 43, micro).
About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.5%
01-2025: 0.5%● unchanged vs 12-2024
02-2025: 0.5%● unchanged vs 01-2025
03-2025: 0.5%● unchanged vs 02-2025
04-2025: 0.7%▲ +0.2 percentage points vs 03-2025
05-2025: 0.8%▲ +0.1 percentage points vs 04-2025
06-2025: 0.8%● unchanged vs 05-2025
07-2025: 0.9%▲ +0.1 percentage points vs 06-2025highest value
08-2025: 0.2%▼ -0.7 percentage points vs 07-2025lowest value
09-2025: 0.2%● unchanged vs 08-2025lowest value
10-2025: 0.2%● unchanged vs 09-2025lowest value
11-2025: 0.2%● unchanged vs 10-2025lowest value
12-2025: 0.2%● unchanged vs 11-2025lowest value
01-2026: 0.2%● unchanged vs 12-2025lowest value
02-2026: 0.2%● unchanged vs 01-2026
03-2026: 0.2%● unchanged vs 02-2026
04-2026: 0.2%● unchanged vs 03-2026
05-2026: 0.3%▲ +0.1 percentage points vs 04-2026
06-2026: 0.2%▼ -0.1 percentage points vs 05-2026
07-2026: 0.2%● unchanged vs 06-2026
08-2026: 0.2%● unchanged vs 07-2026
09-2026: 0.2%● unchanged vs 08-2026
10-2026: 0.2%● unchanged vs 09-2026
11-2026: 0.2%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Sector: Specialised construction activities (NACE 43)
lowers risk
Founded in 2010
Figures for financial year 2025 (filed on 22-06-2026)
Size: total assets €396,714
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 42% of them on solvency, 57% on liquidity, 57% on profitability and 62% on growth.
The bankruptcy probability was computed on 06-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 34,693 companies had the same profile as SEB MENUISERIE has now. Each dot stands for 87 companies, two years later.
95.3%
were still trading
3.9%
stopped another way
0.7%
went bankrupt
That fits the bankruptcy probability of SEB MENUISERIE itself: 0.2% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 34,693 companies, not a prediction for SEB MENUISERIE. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €13,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.78 (0.84 in 2024), below 1. Short-term debt is 13.4% and cash 9.5% of total assets. 60.4% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-06-2026, 39 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
39 days early
2024
27 days early
2023
33 days early
2022
38 days early
2021
31 days early
2020
19 days early
2019
23 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 30 days before the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 29 June (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
07-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0832107570
Change of role: Sébastien WINNE, from manager to director
Legal-form conversion: from private limited company (pre-2019) to private limited company · Director discharge: Sébastien WINNE · Registered office clause: rue des Croisiers 38 A, 7712 Mouscron (Herseaux) · General meeting of 30-06-2023 · Gazette deed
First establishment
Kruisherenstraat 38, Mouscron
Incorporation
published on 31-12-2010 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| SEB MENUISERIE Mouscron | €396,714 | €61,956 | 39.6% | 0 |
| B.C.ALU Retie | €520,874 | €62,073 | 24.5% | 0.1 |
| GEMA CONCEPT Antwerp | €428,144 | €83,269 | 52.9% | 0 |
| PRIMO INDUSTRIAL DOORS Beveren-Kruibeke-Zwijndrecht | €438,421 | €67,532 | 23.4% | 0 |
| BOUFFIOUX XAVIER Fleurus | €547,889 | €112,393 | 62.2% | 0 |
| LES FOURMIS SOUS LA BUCHE Tournai | €226,281 | €48,854 | 38.4% | 0.3 |
| HOOYBERGHS WALTER Arendonk | €422,522 | €69,542 | 79.2% | 0 |
These companies have the same main activity as SEB MENUISERIE: joinery installation (NACE 43320). They are comparable in size and age: total assets between €226,000 and €548,000, founded between 2001 and 2013.
Official details
Source: KBO- Status
- Active since 22-12-2010Normal situation
- Activity
- Joinery installationNACE 43320
- Establishment unit
- 2.195.325.2797712 Mouscron, since 01-02-2011
- Financial year end
- 31 December
- Peppol
- Reachable since 13-10-2025
Annual accounts 2025
- €396,714▼ 3.4%
- Filing
- Filed on 22-06-2026, 39 days before the end of the filing period
Insights on SEB MENUISERIE
SEB MENUISERIE files the abbreviated format. That format states no turnover. The gross margin rose from €60,686 in 2011 to €61,956 in 2025.
The balance sheet grew most from 2021 to 2022 through fixed assets.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about SEB MENUISERIE
- What is the company number of SEB MENUISERIE?
- The company number of SEB MENUISERIE is 0832.107.570. The VAT number is the same number with BE in front: BE 0832.107.570.
- Where is SEB MENUISERIE based?
- The registered office is at Kruisherenstraat 38, 7712 Mouscron.Company details
- What does SEB MENUISERIE do?
- According to the KBO register, the main activity is joinery installation (NACE 43320).
- What is the legal form of SEB MENUISERIE?
- SEB MENUISERIE is a private limited company (BV).
- When was SEB MENUISERIE founded?
- SEB MENUISERIE was founded on 22-12-2010.
- Is SEB MENUISERIE still active?
- Yes, SEB MENUISERIE is an active enterprise in the KBO register.
- What is the turnover of SEB MENUISERIE?
- The turnover in financial year 2025 is ≈ €280,000. This figure is estimated from the gross margin of €61,956 and 49 comparable companies (NACE 43320). It probably lies between €180,000 and €390,000.Financials
- Is SEB MENUISERIE profitable?
- In financial year 2025, SEB MENUISERIE made a profit of €32,715.
- Where can I find the annual accounts of SEB MENUISERIE?
- SEB MENUISERIE filed 15 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of SEB MENUISERIE due?
- SEB MENUISERIE must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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