Equity
-€4,113
Debts exceed assets in financial year 2026.
SEB Intern
Lifetime
18 annual accounts with figures on one time axis, 32 filings since 1995peak €11,492 (2024)
€9,365▲ 56.5%
lowest -€8,638 (2025)
-€3,376▲ €5,262
peak €26,720 (2013)
-€4,113▲ €2,899
€49,128▼ 11.2%
Board1 name since 2022
1 director
Documentsfilings and deeds
18-10-202613 days before the deadline
2026micro format
Gross margin from €5,983 to €9,365Loss of €3,376Equity from -€7,012 to -€4,113
Key points
from the 2026 annual accountsLosses
-€12,014 in two years
The 2025 and 2026 financial years closed with a loss. 2025 was the heaviest.
Turnover
≈ €92,000 estimated
The micro format states no turnover.
Debts
€49,128 109% of the balance sheet
Suppliers 16%Taxes and wages 2%Other 82%
Of this, €42,128 falls due within a year.
Filings
32 annual accounts since 1995
Three of the last ten came late. The 2017 accounts came latest: 61 days after the end of the period.
Position in the sector
-9.1%
Lower solvency than 85% of companies in wholesale trade. Sector median 45.9% · 575 companies.
Checked score
Bankruptcy probability within 12 months
Financial strength
Score breakdown
Comparable companies, two years later
In July 2024, 2,795 companies had the same profile as SEB Intern has now. Each dot stands for 7 companies, two years later.
90.3%
were still trading
6.1%
stopped another way
2.1%
went bankrupt
Another 1.4% stopped without a precise date, possibly only after those two years.
Test of the method
The method was tested on the 497,762 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 2.9% | 3.1% |
| 10 | 5.6% | 6.1% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 2,795 companies, not a prediction for SEB Intern. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0452362963
Reappointment: (director)
General meeting of 09-01-2024 · Gazette deed
First establishment
Waverse Steenweg 5, Ixelles
Incorporation
published on 07-04-1994 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| SEB Intern Forest | €45,016 | €9,365 | -9.1% | - |
| RATTANNE CREATION Puurs-Sint-Amands | €57,786 | €6,592 | -176.8% | - |
| TRATSAERT IVAN Ostend | €39,898 | €7,055 | 57.3% | - |
| ROREP INTERNATIONAL Geraardsbergen | €32,840 | €11,092 | 56.4% | - |
| STOCK 83 Vosselaar | €28,013 | €9,125 | -0.1% | - |
| ARNIS Waterloo | €38,072 | €19,721 | -166.5% | - |
| BBSA - EURO- TOP Bernissart | €50,185 | €15,664 | -25.9% | - |
These companies have the same main activity as SEB Intern: wholesale of other household goods (NACE 46499). They are comparable in size and age: total assets between €28,000 and €57,800, founded between 1988 and 2000.
Official details
Source: KBO- Status
- Active since 17-03-1994Normal situation
- Activity
- Wholesale of other household goodsNACE 46499and 1 other
- Establishment unit
- 2.066.384.6641050 Ixelles, since 12-04-1994
- Financial year end
- 31 March
- Peppol
- Reachable since 10-12-2025
Annual accounts to 31-03-2026
- €45,016▼ 6.8%
- Filing
- Filed on 18-10-2026, 13 days before the end of the filing period
Insights on SEB Intern
SEB Intern files the micro format. That format states no turnover. The gross margin rose from €63 in 2009 to €9,365 in 2026.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about SEB Intern
- What is the company number of SEB Intern?
- The company number of SEB Intern is 0452.362.963. The VAT number is the same number with BE in front: BE 0452.362.963.
- Where is SEB Intern based?
- The registered office is at Neptunuslaan 21, 1190 Forest.Company details
- What does SEB Intern do?
- According to the KBO register, the main activity is wholesale of other household goods (NACE 46499).
- What is the legal form of SEB Intern?
- SEB Intern is a private limited company (BV).
- When was SEB Intern founded?
- SEB Intern was founded on 17-03-1994.
- Is SEB Intern still active?
- Yes, SEB Intern is an active enterprise in the KBO register.
- What is the turnover of SEB Intern?
- The turnover in financial year 2026 is ≈ €92,000. This figure is estimated from the gross margin of €9,365 and 41 comparable companies (NACE 464). It probably lies between €47,000 and €380,000. It is a rough estimate.Financials
- Is SEB Intern profitable?
- In financial year 2026, SEB Intern made a loss of €3,376.
- Where can I find the annual accounts of SEB Intern?
- SEB Intern filed 32 annual accounts with the National Bank of Belgium, the latest for financial year 2026.
- When are the next annual accounts of SEB Intern due?
- SEB Intern must file the annual accounts for financial year 2027 by 31-10-2027.Timeline
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check Compare this company with its sector.Sector benchmark See what changed in the latest annual accounts.What changed
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