Financials
- Financial year
- 2025
- Total assets
- €1.1m
- Profit
- €81,348
- Solvency
- 36.9%
Total assets▼ 2.7%
Net result
20182025
SEB EXPRESS
ActiveSummary
SEB EXPRESS has been active since 2003 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €394,656 and a net result of €81,348. Equity is growing by about 17% per year across the filed financial years. Its solvency ranks better than 49% of 5,826 sector peers (NACE 49, financial year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Overview
Activity
Freight transport by road
NACE 49410
1 site
Size
€1.1mtotal assets 2025
- Staff
- 1 FTE
- Equity
- €394,656
- Profit
- €81,348
Turnover not published (micro format)
Why 85raises riskSector: Land transport and transport via pipelines (NACE 49)1 of the last 3 latelowers riskSize: total assets €1.1mFounded in 2003Show the evidence
Checked score
Score 2025
85
/ 100
Excellent
Probability in this band: under 0.55%
Financially better than 59% of its sector peers (NACE 49, micro)
Financial strength · tick = 2024
Strong
Solvency
62+6
equity 36.9% of total assets
Liquidity
57+16
short-term debt 14.5% · cash 7.9%
Profitability
78-4
return on assets 7.6%
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 1.0%
12-2024: 1.0%● unchanged vs 11-2024
01-2025: 1.0%● unchanged vs 12-2024
02-2025: 1.0%● unchanged vs 01-2025
03-2025: 1.0%● unchanged vs 02-2025
04-2025: 0.9%▼ -0.1 percentage points vs 03-2025
05-2025: 1.0%▲ +0.1 percentage points vs 04-2025
06-2025: 1.0%● unchanged vs 05-2025
07-2025: 1.3%▲ +0.3 percentage points vs 06-2025highest value
08-2025: 0.8%▼ -0.5 percentage points vs 07-2025
09-2025: 0.8%● unchanged vs 08-2025
10-2025: 0.8%● unchanged vs 09-2025
11-2025: 0.8%● unchanged vs 10-2025
12-2025: 0.8%● unchanged vs 11-2025
01-2026: 0.8%● unchanged vs 12-2025
02-2026: 0.8%● unchanged vs 01-2026
03-2026: 0.8%● unchanged vs 02-2026
04-2026: 0.8%● unchanged vs 03-2026
05-2026: 0.9%▲ +0.1 percentage points vs 04-2026
06-2026: 0.8%▼ -0.1 percentage points vs 05-2026
07-2026: 0.8%● unchanged vs 06-2026
08-2026: 0.4%▼ -0.4 percentage points vs 07-2026lowest value
09-2026: 0.4%● unchanged vs 08-2026lowest value
10-2026: 0.4%● unchanged vs 09-2026lowest value
Credit of up to €30,000 on 30-day terms is acceptable
Liquidity ample (current ratio 2.44, compared with 1.2 in 2024, above the usual 1.5; short-term debt: 14.5% and cash: 7.9% of total assets), but 63.1% of the assets are financed with debt and provisions.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 49, micro): better than 49% on solvency, 63% on liquidity, 61% on profitability and 63% on growth.
The bankruptcy probability was computed on 26-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-07-2026, 16 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
16 days early
2024
14 days early
2023
61 days late
2022
32 days late
2021
61 days late
2020
30 days late
2019
122 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 39 days after the deadline; the sector median (NACE 49) for financial year 2024 is on the deadline day, and 49% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 1 September (4 of the last 5 filed years within 46 days of that day).
Companies Code · seven monthsWhere today falls in the filing period
27-10-2026 today31-12-2026 year end31-07-2027 deadline
- Annual accounts filedfinancial year 2025 · micro…
- Liquidity doublescurrent ratio 2.44
- Annual accounts filedfinancial year 2024 · micro…
Key points
By topic
Board & ownership
- Board
- 1 member
- Bernard GuidouxManaging director
Timeline
- Events
- 29
- Since
- 2005
- Next accounts
- by 31-07-2027
- 31-12-2024Highest result from 2018 to 2025
- 30-09-2024Annual accounts filed
- 10-07-2024Appointment: Bernard Guidoux (director)
Company details
- Sites
- 1
- Legal form
- Private limited company (pre-2019)
- Activity
- Freight transport by roadNACE 49410
- Founded
- 16-12-2003
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Key facts about SEB EXPRESS
- What is the company number of SEB EXPRESS?
- 0862.217.162. In Belgium the VAT number is the company number with BE in front: BE 0862.217.162.
- Where is SEB EXPRESS based?
- The registered office is at Meirhoevendreef 2, 2280 Grobbendonk.Company details
- What does SEB EXPRESS do?
- According to the KBO register, the main activity is freight transport by road (NACE 49410).
- What is the legal form of SEB EXPRESS?
- Private limited company (pre-2019) (BVBA).
- When was SEB EXPRESS founded?
- On 16-12-2003.
- Is SEB EXPRESS still active?
- Yes, SEB EXPRESS is an active enterprise in the KBO register.
- How many employees does SEB EXPRESS have?
- On average 1 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- What is the turnover of SEB EXPRESS?
- Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
- Is SEB EXPRESS profitable?
- In financial year 2025, SEB EXPRESS made a profit of €81,348.
- Where can I find the annual accounts of SEB EXPRESS?
- SEB EXPRESS filed 22 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of SEB EXPRESS due?
- By 31-07-2027, for financial year 2026.Timeline
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