SEB Construct
Annual accounts 2024
micro format, filed on 08-04-2026, 251 days late2025 annual accounts not yet filed, deadline passed on 31 July 2026 The financial year closed on 31 December 2025. The accounts are due at the latest 7 months after the close (Companies Code art. 3:10). Source: NBB filings, as of 10 November 2026.
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €290,000. Estimated: probably between €220,000 and €590,000.
Balance sheet
balance sheet total €146,781 on 31-12-2024in euro
Position in the sector
66.1%
Higher than 72% of 35,956 companies in 2024.
2.67
Higher than 67% of 35,354 companies in 2024.
5.6%
Higher than 47% of 35,538 companies in 2024.
Net result: middle half · Equity: middle half · Balance sheet total: middle half · Working capital: middle half
Staff
€12,435
Staff costs divided by the average number of full-time equivalents.
+1 person
In 2024, 1 person joined and nobody left. Training hours in 2024: 304.
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 |
|---|---|---|---|---|---|---|---|---|
| Balance sheet: assets | ||||||||
20/58 |
146,781 | 299,465 | 268,782 | 112,579 | 80,578 | 105,149 | 96,688 | |
20 |
- | - | - | 0 | - | - | - | |
21/28 |
14,169 | 28,802 | 5,124 | 7,932 | 14,132 | 16,354 | 21,065 | |
21 |
- | - | 0 | 0 | - | - | - | |
22/27 |
14,009 | 28,642 | 4,964 | 7,772 | 13,972 | 16,194 | 20,905 | |
23 |
8,437 | 17,403 | 1,658 | - | - | - | - | |
24 |
5,573 | 11,238 | 3,306 | 7,772 | 13,972 | 16,194 | 20,905 | |
28 |
160 | 160 | 160 | 160 | 160 | 160 | 160 | |
29/58 |
132,612 | 270,663 | 263,658 | 104,648 | 66,446 | 88,795 | 75,623 | |
29 |
70,000 | - | - | - | - | - | - | |
291 |
70,000 | - | - | - | - | - | - | |
40/41 |
61,652 | 270,470 | 263,524 | 100,853 | 31,524 | 38,772 | 41,480 | |
40 |
55,947 | 222,684 | 183,752 | 3,713 | 1,333 | 16,886 | 23,939 | |
41 |
5,704 | 47,785 | 79,773 | 97,140 | 30,191 | 21,886 | 17,541 | |
54/58 |
960 | - | 42 | 3,794 | 34,648 | 49,524 | 33,251 | |
490/1 |
- | 193 | 92 | - | 274 | 499 | 892 | |
| Balance sheet: equity and liabilities | ||||||||
10/49 |
146,781 | 299,465 | 268,782 | 112,579 | 80,578 | 105,149 | 96,688 | |
10/15 |
97,070 | 188,895 | 150,304 | 89,756 | 50,941 | 39,794 | 31,156 | |
10/11 |
6,200 | 6,200 | 6,200 | 6,200 | 6,200 | 6,200 | 6,200 | |
100 |
- | - | - | - | 18,600 | 18,600 | 18,600 | |
101 |
- | - | - | - | 12,400 | 12,400 | 12,400 | |
13 |
1,860 | 1,860 | 1,860 | 1,860 | 1,860 | 1,860 | 1,248 | |
130/1 |
1,860 | 1,860 | 1,860 | 1,860 | 1,860 | - | - | |
130 |
- | - | - | - | 1,860 | 1,860 | 1,248 | |
1311 |
1,860 | 1,860 | - | - | - | - | - | |
1319 |
- | - | 1,860 | 1,860 | - | - | - | |
14 |
89,010 | 180,835 | 142,244 | 81,696 | 42,881 | 31,734 | 23,708 | |
17/49 |
49,711 | 110,570 | 118,478 | 22,824 | 29,637 | 65,355 | 65,532 | |
17 |
- | - | - | 0 | 2,065 | 5,038 | 8,011 | |
170/4 |
- | - | - | 0 | 2,065 | 5,038 | 8,011 | |
42/48 |
49,711 | 110,570 | 118,478 | 22,824 | 27,169 | 60,233 | 57,419 | |
42 |
- | 9,134 | 9,134 | 2,065 | 2,973 | 2,972 | 2,972 | |
43 |
1,470 | 3 | - | 7,719 | - | 2,779 | 1,771 | |
430/8 |
1,470 | 3 | - | 7,719 | - | 2,779 | 1,771 | |
44 |
6,285 | 42,841 | 80,083 | 3,890 | 18,259 | 42,671 | 25,183 | |
440/4 |
6,285 | 42,841 | 80,083 | 3,890 | 18,259 | 42,671 | 25,183 | |
45 |
41,956 | 58,592 | 29,261 | 9,149 | 5,937 | 11,811 | 14,373 | |
450/3 |
37,877 | 57,797 | 22,291 | 2,677 | 4,982 | 9,694 | 9,294 | |
454/9 |
4,079 | 795 | 6,970 | 6,472 | 955 | 2,117 | 5,079 | |
47/48 |
- | - | - | - | - | - | 13,120 | |
492/3 |
- | - | - | - | 403 | 84 | 102 | |
| Income statement | ||||||||
9900 |
56,622 | 96,979 | 98,876 | 52,445 | 33,292 | 57,594 | 136,804 | |
62 |
22,384 | 40,986 | 8,819 | 10,089 | 14,716 | 34,413 | 82,199 | |
630 |
9,578 | - | 5,295 | 5,700 | 6,036 | 6,545 | 9,976 | |
640/8 |
5,307 | 1,588 | 1,303 | 303 | 465 | 335 | 573 | |
66A |
5,054 | - | - | 500 | - | 3,687 | - | |
9901 |
14,299 | 54,405 | 83,459 | 35,853 | 12,075 | 12,614 | 44,056 | |
75/76B |
26 | - | - | 3,594 | 2,132 | 1,050 | 1,264 | |
75 |
26 | - | - | 3,594 | 2,132 | 1,050 | 1,264 | |
65/66B |
305 | 683 | 1,026 | 633 | 788 | 623 | 700 | |
65 |
305 | 683 | 1,026 | 633 | 788 | 623 | 700 | |
9903 |
14,020 | 53,723 | 82,433 | 38,814 | 13,419 | 13,041 | 44,620 | |
67/77 |
5,844 | 15,131 | 21,885 | - | 2,272 | 4,403 | 6,064 | |
9904 |
8,176 | 38,591 | 60,548 | 38,814 | 11,147 | 8,638 | 38,556 | |
9905 |
8,176 | 38,591 | 60,548 | 38,814 | 11,147 | 8,638 | 38,556 | |
| Appropriation of the result | ||||||||
9906 |
89,010 | 180,835 | 142,244 | 81,696 | 42,881 | 32,346 | 38,556 | |
14P |
80,835 | 142,244 | 81,696 | 42,881 | - | - | - | |
691/2 |
- | - | - | - | - | 612 | 1,248 | |
6920 |
- | - | - | - | - | 612 | 1,248 | |
694/7 |
- | - | - | - | - | - | 13,600 | |
694 |
- | - | - | - | - | - | 1,600 | |
695 |
- | - | - | - | - | - | 12,000 | |
| Social balance sheet | ||||||||
9087 |
1.8 | - | 1 | - | 1 | 1 | 1 | |
Hours worked1013 |
744 | - | 144 | - | 488 | 1,328 | 3,360 | |
| Document | ||||||||
The notes to these accounts have 12 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the filed accounts (PDF).
Source: Annual accounts 2024 (PDF), filed on 08-04-2026.
Filings
each dot is a set of accounts, on the day it reached the National Bank| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2024 | micro format | 08-04-2026 | 2026-00075121 | |
| 31-12-2023 | micro format | 27-11-2024 | 2024-00605058 | |
| 31-12-2022 | micro format | 08-02-2024 | 2024-00028026 | |
| 31-12-2021 | micro format | 30-03-2023 | 2023-00052525 | |
| 31-12-2020 | micro format | 28-10-2021 | 2021-73700217 | |
| 31-12-2019 | micro format | 31-10-2020 | 2020-66200462 | |
| 31-12-2018 | micro format | 01-08-2019 | 2019-41800270 |
Key figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 |
|---|---|---|---|---|---|---|---|---|
| 23,877 | - | 88,754 | 41,553 | 18,111 | 19,159 | 54,032 | ||
| 17,753 | - | 65,843 | 44,514 | 17,183 | 15,183 | 48,532 | ||
| 7,933 | - | 2,487 | -500 | 3,814 | 6,021 | 29,300 | ||
| - | - | -3,753 | -30,854 | -14,876 | 16,273 | - | ||
| 82,901 | 160,093 | 145,180 | 81,824 | 39,277 | 28,562 | 18,204 | ||
| 66.1% | 63.1% | 55.9% | 79.7% | 63.2% | 37.8% | 32.2% | ||
| 2.67 | 2.45 | 2.23 | 4.59 | 2.45 | 1.47 | 1.32 | ||
| 0.51 | 0.59 | 0.79 | 0.25 | 0.58 | 1.64 | 2.10 | ||
| 8.4% | 20.4% | 40.3% | 43.2% | 21.9% | 21.7% | 123.8% | ||
| 5.6% | 12.9% | 22.5% | 34.5% | 13.8% | 8.2% | 39.9% | ||
| 78.27 | - | 86.51 | 65.65 | - | - | - |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Social balance sheet
| Item | 31-12-2024 | 31-12-2022 |
|---|---|---|
| Employees at the balance-sheet date | 2 | 1 |
| full-time | 2 | 1 |
| in full-time equivalents | 2 | 1 |
| 1.8 | 1 | |
| On a permanent contract | 1 | 1 |
| Joined | 1 | - |
| Left | 0 | - |
| Training hours | 304 | - |
Source: social balance sheet in the 2022 to 2024 annual accounts
Investments
fixed assets acquired| Item | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|
| Tangible fixed assets | €7,933 | - | €2,487 | - |
| €9,578 | - | €5,295 | €5,700 |
Source: notes to the 2021 to 2024 annual accounts (statement of fixed assets)
Insights on SEB Construct
The operating result for 2024 is 74% lower than in 2023 and the lowest since 2020. It is the second fall in a row.
Debt's share of the balance-sheet total falls from 36.9% to 33.9%. Equity and debt are lower.