Skip to content

SeasonsAhead

Active
Private limited companyfounded 200917 yrs activeMaretak 12, 2970 Schilde, BelgiumKBO/BCE: BE 0809.630.294
Summary

SeasonsAhead has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €93,059 and a net result of -€17,646. Equity is shrinking by ~11.9% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 1.1% (low).

Checked score

Score 2025
Axes · tick = 2024
Profitability0=
Solvency100=
Growth32=
Track record100
Bankruptcy probability, 12 months
1.1% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6,000 at 30 days acceptable
short-term debt: 0.4% and cash: 37.9% of total assets, and 1.3% of the assets are financed with debt.
Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 17 years 0 20 y
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
98.7%
Return on assets
-18.7%
Age of the figures
15 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
19202122232425
2019 to 2025 · latest year -€17,646
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 29-01-2026, 2 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
2 d early
2024
18 d early
2023
on the day
2022
1 d early
2021
10 d early
2020
45 d early
2019
8 d early
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 7 accounts on average 12 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 29 January (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
30-06-2026 close28-09-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

SeasonsAhead was incorporated on 6 February 2009.1 Total assets fell from EUR 256,699 in 2019 to EUR 94,264 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2019 and 2025

Go further with this company

Is this your company? See how customers and banks see it.

Investigating this company? Keep it with today's facts in a case file.

Financials · fiscal year 2025, micro schema

Source amounts without an identifiable currency are assumed to be EUR.

Equity
€93,059▼ 15.9%
2024 · €110,705
Total assets
€94,264▼ 16.2%
2024 · €112,450
Net result
-€17,646▲ 16.3%
2024 · -€21,084
Working capital
€39,015▼ 25.5%
2024 · €52,402
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result€17,776▼ 45.4%-€20,453-€20,359▲ 0.5%-€20,765▼ 2.0%-€17,591▲ 15.3%
Net result€11,512▼ 50.2%-€21,589-€21,044▲ 2.5%-€21,084▼ 0.2%-€17,646▲ 16.3%
Equity€184,284=€152,833▼ 17.1%€131,788▼ 13.8%€110,705▼ 16.0%€93,059▼ 15.9%
Total assets€250,274▼ 1.2%€175,405▼ 29.9%€139,162▼ 20.7%€112,450▼ 19.2%€94,264▼ 16.2%
Debt€65,990▼ 18.0%€22,572▼ 65.8%€7,373▼ 67.3%€1,745▼ 76.3%€1,205▼ 31.0%
Working capital€139,021▲ 0.1%€93,816▼ 32.5%€72,535▼ 22.7%€52,402▼ 27.8%€39,015▼ 25.5%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€30,000-€20,000-€10,000€0€10,000€20,000Operating result 2021: €17,776€17,776Net result 2021: €11,512€11,512Operating result 2022: -€20,453-€20,453Net result 2022: -€21,589-€21,589Operating result 2023: -€20,359-€20,359Net result 2023: -€21,044-€21,044Operating result 2024: -€20,765-€20,765Net result 2024: -€21,084-€21,084Operating result 2025: -€17,591-€17,591Net result 2025: -€17,646-€17,64620212022202320242025-€30,000-€20,000-€10,000€0Operating result 2023: -€20,359-€20,400Net result 2023: -€21,044-€21,000Operating result 2024: -€20,765-€20,800Net result 2024: -€21,084-€21,100Operating result 2025: -€17,591-€17,600Net result 2025: -€17,646-€17,600202320242025
The operating result stays negative: a loss of €17,591 in 2025 against €20,765 in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €94,264
Fixed assets €54,894 ▼ 5.8%
Current assets €39,370 ▼ 27.3%
Equity and liabilities €94,264
Equity €93,059 ▼ 15.9%
Debt €1,205 ▼ 31.0%
Debt's share of the balance-sheet total falls from 1.6% to 1.3%. Equity and debt are lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
-€14,182▲
2024 · -€16,780
Cash flow
-€14,237▲
2024 · -€17,099
Debt to equity
0.01▼
2024 · 0.02
ROE
-19.0%▲
2024 · -19.0%
ROA
-18.7%▲
2024 · -18.7%
Interest coverage
-54.47▼
2024 · -52.24
Debt ≤ 1 year
€355▼
2024 · €1,745
Income taxes
€135▲
2024 · €133
A ratio outside any meaningful range has been withheld (balance sheet total €94,264, equity €93,059).
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 4,815 companies that looked in July 2024 the way this one looks now, 1.9% went bankrupt within 24 months and 88% are still going.

  • Micro
  • 10 to 20 years old
  • solvency 30% or more
  • a loss of 10% of the balance sheet or more
1.9% went bankrupt
9.8% stopped otherwise
88% still going

A further 0.5% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 1.1% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.7%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 4,815 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 40 lines
Balance sheet Code20242025
Assets
Total assets20/58€112,450€94,264▼
Fixed assets21/28€58,303€54,894▼
Tangible fixed assets22/27€58,303€54,894▼
Land and buildings22€57,507€54,440▼
Furniture and vehicles24€796€453▼
Current assets29/58€54,147€39,370▼
Amounts receivable within one year40/41€3,951€2,914▼
Other amounts receivable41€3,951€2,914▼
Cash at bank and in hand54/58€49,383€35,684▼
Deferred charges and accrued income490/1€814€772▼
Equity and liabilities
Total equity and liabilities10/49€112,450€94,264▼
Equity10/15€110,705€93,059▼
Contributions10/11€12,400€12,400=
Reserves13€98,305€80,659▼
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€98,305€80,659▼
Amounts payable17/49€1,745€1,205▼
Amounts payable within one year42/48€1,745€355▼
Current portion of amounts payable after more than one year42€0-
Trade debts44€569€286▼
Suppliers440/4€569€286▼
Taxes, remuneration and social security45€1,176€68▼
Taxes450/3€119€68▼
Remuneration and social security454/9€1,057€0▼
Accrued charges and deferred income492/3€0€850▲
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3,984€3,409▼
Other operating charges640/8€812€572▼
Gross operating margin9900-€15,968-€13,610▲
Operating profit (loss)9901-€20,765-€17,591▲
Financial income75/76B€135€341▲
Recurring financial income75€135€341▲
Financial charges65/66B€321€260▼
Recurring financial charges65€321€260▼
Profit (loss) for the period before taxes9903-€20,950-€17,510▲
Income taxes67/77€133€135▲
Profit (loss) for the period9904-€21,084-€17,646▲
Profit (loss) for the period to be appropriated9905-€21,084-€17,646▲
Appropriation of the result
Profit (loss) to be appropriated9906-€21,084-€17,646▲
Transfer from equity791/2€21,084€17,646▼

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9,870€9,810€4,952€3,984€3,409▼ 14.4%
Other operating charges640/8-€298€537€812€572▼ 29.6%
Gross operating margin9900€28,131-€10,345-€14,870-€15,968-€13,610▲ 14.8%
Operating profit (loss)9901€17,776-€20,453-€20,359-€20,765-€17,591▲ 15.3%
Financial income75/76B-€47€132€135€341▲ 152%
Recurring financial income75€0€47€132€135€341▲ 152%
Financial charges65/66B-€1,133€692€321€260▼ 18.9%
Recurring financial charges65€1,879€1,133€692€321€260▼ 18.9%
Profit (loss) for the period before taxes9903€15,898-€21,539-€20,919-€20,950-€17,510▲ 16.4%
Income taxes67/77€4,386€50€125€133€135▲ 1.6%
Profit (loss) for the period9904€11,512-€21,589-€21,044-€21,084-€17,646▲ 16.3%
Profit (loss) for the period to be appropriated9905€11,512-€21,589-€21,044-€21,084-€17,646▲ 16.3%
Line20212022202320242025Change
Assets
Total assets20/58€250,274€175,405€139,162€112,450€94,264▼ 16.2%
Formation expenses20€0-----
Fixed assets21/28€81,838€65,512€60,559€58,303€54,894▼ 5.8%
Intangible fixed assets21€0-----
Tangible fixed assets22/27€81,838€65,512€60,559€58,303€54,894▼ 5.8%
Land and buildings22-€65,512€60,559€57,507€54,440▼ 5.3%
Furniture and vehicles24-€0-€796€453▼ 43.0%
Financial fixed assets28€0-----
Current assets29/58€168,437€109,893€78,602€54,147€39,370▼ 27.3%
Stocks and contracts in progress3€0-----
Amounts receivable within one year40/41€7,203€2,772€4,447€3,951€2,914▼ 26.2%
Trade receivables40-€0----
Other amounts receivable41-€2,772€4,447€3,951€2,914▼ 26.2%
Current investments50/53€0-----
Cash at bank and in hand54/58€160,339€101,779€73,380€49,383€35,684▼ 27.7%
Deferred charges and accrued income490/1-€5,342€775€814€772▼ 5.1%
Equity and liabilities
Total equity and liabilities10/49€250,274€175,405€139,162€112,450€94,264▼ 16.2%
Equity10/15€184,284€152,833€131,788€110,705€93,059▼ 15.9%
Contributions10/11-€12,400€12,400€12,400€12,400=
Reserves13€171,884€140,433€119,388€98,305€80,659▼ 17.9%
Non-distributable reserves130/1-€1,860€1,860€0--
Reserves not available under the articles1311-€1,860€1,860€0--
Distributable reserves133-€138,573€117,528€98,305€80,659▼ 17.9%
Profit (loss) carried forward14€0-----
Amounts payable17/49€65,990€22,572€7,373€1,745€1,205▼ 31.0%
Amounts payable after more than one year17€35,249€5,189€0---
Financial debts170/4-€5,189€0---
Amounts payable within one year42/48€29,415€16,077€6,068€1,745€355▼ 79.7%
Current portion of amounts payable after more than one year42-€15,257€5,189€0--
Trade debts44€1,784€770€753€569€286▼ 49.7%
Suppliers440/4-€770€753€569€286▼ 49.7%
Taxes, remuneration and social security45-€50€125€1,176€68▼ 94.2%
Taxes450/3-€50€125€119€68▼ 42.4%
Remuneration and social security454/9-€0-€1,057€0▼ 100%
Other amounts payable47/48-€0----
Accrued charges and deferred income492/3-€1,306€1,306€0€850-
Line20212022202320242025Change
Profit (loss) for the period9904€11,512-€21,589-€21,044-€21,084-€17,646▲ 16.3%
+ Depreciation and write-downs630€9,870€9,810€4,952€3,984€3,409▼ 14.4%
Operating cash flow (approximation)€21,382-€11,780-€16,092-€17,099-€14,237▲ 16.7%
Investment in fixed assets (approximation)-€6,516€0-€1,728€0▲ 100%
Change in cash--€58,560-€28,399-€23,998-€13,698▲ 42.9%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-01-2027
2026
29-01
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial Liquidity quadruplescurrent ratio 111.00
Current ratio from 31.03 to 111.00; short-term debt falls from €1,745 to €355.
13-01
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
30-06
Financial Liquidity doublescurrent ratio 31.03
Current ratio from 12.95 to 31.03; short-term debt falls from €6,068 to €1,745.
31-01
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
30-01
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
Financial Weakest financial yearnet -€21,589
Net result drops to -€21,589, the lowest in the series; recovery starts the following year.
21-01
NBB filing Annual accounts filed
fiscal year 2021 · abbreviated schema
2020
17-12
NBB filing Annual accounts filed
fiscal year 2020 · abbreviated schema
23-01
NBB filing Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
18-01
NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
30-01
NBB filing Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
04-01
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts

We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schilde · 1 establishment unit since 2009
seat establishment The establishment unit on the map
Ground area
1,277 m²
Building footprint
235 m²
Volume, LiDAR
786 m³
Parcel 11041A0233/00S000, Flanders · tallest building 5.5 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
SeasonsAhead
Maretak 12, 2970 SchildeFinancial service activities, except insurance and pension funding
since 20092.176.258.247
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11041A0233/00S000 Flanders 1,277 m² 1 · 235 m² 5.5 m · 1 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Identification & contact

Identification
Legal formPrivate limited company
Founded06-02-2009
Fiscal year end30-06
E-invoicing
Not found in the Peppol register

No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.

What can you do?

Try sending from your invoicing software; if that fails, ask the customer whether they already receive via Peppol.

If the customer is not ready yet, you may send the invoice another way, for example as a PDF; if electronically, with their agreement on a secure alternative. That invoice is valid; the customer risks a penalty. FPS Finance

If you follow this company, Checked tells you the day it appears in the Peppol register.

Register as of 28 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.