Sealprof
ActiveSealprof has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €272k and a net result of €-773. Equity is growing by ~26.8% per year across the filed fiscal years. Its solvency ranks better than 39% of 7993 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
56
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability38▼-40
Solvency59▼-5
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €15k at 30 days acceptable
Liquidity tight (current ratio 1.03 against 1.13 in 2024; short-term debt: 49.8% and cash: 9.4% of total assets), and 66% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-07-2026, 22 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
22 d early
2024
42 d early
2023
33 d early
2022
31 d early
2021
2 d early
2020
18 d early
2019
61 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€272k▼ 0.3%
2024 · €272k
2018: €19k
2019: €42k
2020: €67k
2021: €124k
2022: €188k
2023: €219k
2024: €272k
2018 → 2025
Total assets
€800k▲ 14.6%
2024 · €698k
2018: €204k
2019: €228k
2020: €292k
2021: €307k
2022: €788k
2023: €739k
2024: €698k
2018 → 2025
Net result
€-773
2024 · €53k
2018: €18k
2019: €23k
2020: €25k
2021: €58k
2022: €64k
2023: €31k
2024: €53k
2018 → 2025
Working capital
€11k▼ 70.3%
2024 · €36k
2018: €33k
2019: €58k
2020: €50k
2021: €106k
2022: €17k
2023: €6k
2024: €36k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€124k-€188k▲ 51.2%€219k▲ 16.7%€272k▲ 24.2%€272k▼ 0.3%
Operating result€89k-€97k▲ 8.4%€58k▼ 40.1%€91k▲ 57.7%€17k▼ 81.6%
Net result€58k-€64k▲ 10.4%€31k▼ 50.6%€53k▲ 69.3%€-773
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 82% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €800k
Fixed assets
€391k▲ 2.7%
Current assets
€409k▲ 28.8%
Equity and liabilities €800k
Equity
€272k▼ 0.3%
Debt
€528k▲ 24.1%
The debt ratio rises from 61.0% to 66.0%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€39k▼
2024 · €107k
Cash flow
€22k▼
2024 · €69k
Solvency
34.0%▼
2024 · 39.0%
Current ratio
1.03▼
2024 · 1.13
Quick ratio
0.50▲
2024 · 0.45
Debt / equity
1.94▲
2024 · 1.56
ROE
-0.3%▼
2024 · 19.5%
ROA
-0.1%▼
2024 · 7.6%
Interest coverage
2.32▼
2024 · 7.33
Debt
€528k▲
2024 · €425k
Debt ≤ 1 year
€398k▲
2024 · €282k
Debt > 1 year
€129k▼
2024 · €143k
Income taxes
€2k▼
2024 · €25k
Staff costs
€147k▲
2024 · €61k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€698k€800k▲
Fixed assets21/28€380k€391k▲
Tangible fixed assets22/27€109k€119k▲
Land and buildings22€94k€82k▼
Plant, machinery and equipment23€14k€10k▼
Furniture and vehicles24€99€27k▲
Financial fixed assets28€272k€272k=
Current assets29/58€318k€409k▲
Stocks and contracts in progress3€192k€211k▲
Stocks30/36€192k€211k▲
Amounts receivable within one year40/41€113k€117k▲
Trade receivables40€113k€95k▼
Other amounts receivable41-€23k
Cash at bank and in hand54/58€11k€75k▲
Deferred charges and accrued income490/1€2k€5k▲
Equity and liabilities
Total equity and liabilities10/49€698k€800k▲
Equity10/15€272k€272k▼
Contributions10/11€19k€19k=
Reserves13€254k€253k▼
Distributable reserves133€254k€253k▼
Amounts payable17/49€425k€528k▲
Amounts payable after more than one year17€143k€129k▼
Financial debts170/4€143k€129k▼
Amounts payable within one year42/48€282k€398k▲
Current portion of amounts payable after more than one year42€34k€43k▲
Financial debts43-€80k
Credit institutions430/8-€80k
Trade debts44€168k€205k▲
Suppliers440/4€168k€205k▲
Advances received on contracts in progress46€223€1k▲
Taxes, remuneration and social security45€26k€15k▼
Taxes450/3€17k€6k▼
Remuneration and social security454/9€8k€9k▲
Other amounts payable47/48€54k€54k▼
Income statement
Code20242025
Remuneration, social security and pensions62€61k€147k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15k€23k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€3k
Other operating charges640/8€880€1k▲
Gross operating margin9900€168k€191k▲
Operating profit (loss)9901€91k€17k▼
Financial income75/76B€2k€2k▲
Recurring financial income75€2k€2k▲
Financial charges65/66B€15k€17k▲
Recurring financial charges65€15k€17k▲
Profit (loss) for the period before taxes9903€78k€2k▼
Income taxes67/77€25k€2k▼
Profit (loss) for the period9904€53k€-773▼
Profit (loss) for the period to be appropriated9905€53k€-773▼
Appropriation of the result
Profit (loss) to be appropriated9906€53k€-773▼
Transfer from equity791/2-€773
Transfer to equity691/2€53k-
To other reserves6921€53k-
Social balance
Average headcount (FTE)90871.72.3▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Weakest financial yearnet €-773 ▼101%
Net result drops to €-773, the lowest in the series.
19-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
28-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Equity above €200kEq €219k ▲16.7%
6 profitable years in a row build equity to €219k.
30-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Highest result since 2018net €64k ▲10.4%
Operating result €97k, net result €64k, both a record.
31-12
Financial
Equity above €150kEq €188k ▲51.2%
5 profitable years in a row build equity to €188k.
29-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Equity above €100kEq €124k ▲86.3%
4 profitable years in a row build equity to €124k.
13-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
30-09
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 61 days late
2019
05-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2019
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
24-06-2019
Resigned as Manager
Location & real-estate footprint
Registered office, Heusden-Zolder · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Meylandtlaan 1903550 Heusden-ZolderGround area
1,326 m²
Building footprint
332 m²
Parcel 71065F0174/00V002, Flanders. Linked by address, not a title deed.
1 establishment unit
Sealprof
since 20162.255.555.153
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71065F0174/00V002 | Flanders | 1,326 m² | 1 · 332 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
BARBIER
BE 0426.644.305
Jodoigne · Eq €274k
KENSIE
BE 0472.733.854
Oostkamp · Eq €275k
PREBEL
BE 0508.660.773
Malmedy · Eq €268k
SIGMA
BE 0456.580.384
Beveren-Kruibeke-Zwijndrecht · Eq €275k
WILLIAM THOMAS
BE 0428.489.283
Ronse · Eq €276k
Of 1,803 companies in sector 46831 we hold annual accounts for 1,397. 985 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded18-08-2016
Fiscal year end31-12
Trade name NL
M8 Sealants
Activities, NACEBEL
46831Wholesale of construction materials, general range
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryPhone:0478/537665