Financials
- Fiscal year
- 2025
- Turnover
- €1.8m
- Profit
- €219,848
- Solvency
- 47.9%
SEALFLEX
ActiveSummary
SEALFLEX has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €485,755 and a net result of €219,848. Equity is growing by ~43.1% per year across the filed fiscal years. Its solvency ranks better than 54% of 8593 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Overview
What they do
Insulation installation
NACE 43230NACE 43291
#10 company by equity in Affligem, Construction sector1 site
How big
€1.8mturnover 2025
- Staff
- 0.8 FTE
- Equity
- €485,755
- Profit
- €219,848
Who decides
Accounts 30 d early0 of 6 deeds read
Why 93- Sector Specialised construction activities (NACE 43)+ Liquidity: current ratio 2.40, cash €406,042+ Figures for FY 2025 (filed 01-07-2026)+ Equity €485,755 (47.9% of total assets)Show the evidence
Checked score
Score 2025
93
/ 100
Excellent
Probability in this band: under 0.55%
Better than 57% of its sector peers (NACE 43, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Strong
Solvency
73-16
equity 47.9% of total assets
Liquidity
83+4
short-term debt 36.6% · cash 40.0%
Profitability
97-3
return on assets 21.7%
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 0.5%
12-2024: 0.5%▼ -3.0% vs 11-2024
01-2025: 0.5%● 0.0% vs 12-2024
02-2025: 0.5%● 0.0% vs 01-2025
03-2025: 0.5%▲ +3.3% vs 02-2025
04-2025: 0.5%▲ +15.4% vs 03-2025
05-2025: 0.6%▲ +2.4% vs 04-2025
06-2025: 0.7%▲ +24.8% vs 05-2025
07-2025: 0.8%▲ +19.6% vs 06-2025
08-2025: 1.4%▲ +70.0% vs 07-2025highest value
09-2025: 0.2%▼ -88.5% vs 08-2025
10-2025: 0.2%● 0.0% vs 09-2025
11-2025: 0.2%● 0.0% vs 10-2025
12-2025: 0.2%● 0.0% vs 11-2025
01-2026: 0.2%● 0.0% vs 12-2025
02-2026: 0.2%● 0.0% vs 01-2026
03-2026: 0.2%▲ +2.4% vs 02-2026
04-2026: 0.2%▲ +16.1% vs 03-2026
05-2026: 0.2%▲ +25.6% vs 04-2026
06-2026: 0.3%▲ +18.0% vs 05-2026
07-2026: 0.1%▼ -51.9% vs 06-2026
08-2026: 0.1%▼ -5.8% vs 07-2026
09-2026: 0.1%▼ -3.8% vs 08-2026lowest value
10-2026: 0.1%● 0.0% vs 09-2026lowest value
- Liquidity: current ratio 2.40, cash €406,042 lowers the probability
- Figures for FY 2025 (filed 01-07-2026) lowers the probability
- Equity €485,755 (47.9% of total assets) lowers the probability
- Sector Specialised construction activities (NACE 43) raises the probability
Credit up to €45,000 at 30 days acceptable
Liquidity ample (current ratio 2.4 against 5.28 in 2024; short-term debt: 36.6% and cash: 40% of total assets), but 52.1% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 43, micro). Better than this share of them on solvency 52%, liquidity 81%, profitability 83%, growth against the median 10%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610020317, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
Credit check for your own amount and term
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-07-2026, 30 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
30 d early
2024
14 d late
2023
30 d late
2022
30 d late
2021
25 d late
2020
23 d late
2019
19 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 16 days after the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 25 August (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · abbreviated…
- Annual accounts filedfiscal year 2024 · abbreviated…
- Highest result since 2018net €412,587 ▲45.7%
Key points
By topic
Timeline
- Events
- 15
- Since
- 2019
- Next accounts
- by 31-07-2027
- 01-07-2026Annual accounts filed
- 14-08-2025Annual accounts filed
- 31-12-2024Highest result since 2018
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Insulation installationNACE 43230
- Founded
- 21-03-2017
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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