sealadvice
Activesealadvice has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-105k) and a net result of €-25k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 14% of 11323 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
28
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability10▲+10
Solvency0=
Growth32=
Track record100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.8 against 0.85 in 2024; short-term debt: 124.9% and cash: 6.4% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-28.9%
Return on assets
-6.9%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €-105k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 05-06-2026, 56 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
56 d early
2024
48 d early
2023
40 d early
2022
52 d early
2021
44 d early
2020
59 d early
2019
28 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-105k▼ 31.3%
2024 · €-80k
2018: €-42k
2019: €-40k
2020: €-30k
2021: €5k
2022: €17k
2023: €-13k
2024: €-80k
2018 → 2025
Total assets
€364k▲ 42.9%
2024 · €255k
2018: €189k
2019: €171k
2020: €175k
2021: €266k
2022: €413k
2023: €334k
2024: €255k
2018 → 2025
Net result
€-25k▲ 62.4%
2024 · €-67k
2018: €27k
2019: €2k
2020: €10k
2021: €35k
2022: €12k
2023: €-30k
2024: €-67k
2018 → 2025
Working capital
€-91k▼ 101%
2024 · €-45k
2018: €-11k
2019: €-26k
2020: €-31k
2021: €5k
2022: €91k
2023: €41k
2024: €-45k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€5k-€17k▲ 215%€-13k€-80k▼ 494%€-105k▼ 31.3%
Operating result€40k-€27k▼ 33.3%€-24k€-57k▼ 142%€-17k▲ 70.9%
Net result€35k-€12k▼ 67.3%€-30k€-67k▼ 119%€-25k▲ 62.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €17k in 2025 against €57k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €364k
Fixed assets
€442▼ 40.7%
Current assets
€364k▲ 43.1%
Key figures and ratios
EBITDA
€-16k▲
2024 · €-57k
Cash flow
€-25k▲
2024 · €-66k
Solvency
-28.9%▲
2024 · -31.4%
Current ratio
0.80▼
2024 · 0.85
Quick ratio
0.53▲
2024 · 0.39
Debt / equity
-4.47▼
2024 · -4.18
ROA
-6.9%▲
2024 · -26.1%
Interest coverage
-2.00▲
2024 · -5.90
Debt
€469k▲
2024 · €335k
Debt ≤ 1 year
€455k▲
2024 · €300k
Debt > 1 year
€14k▼
2024 · €35k
Income taxes
€400▲
2024 · €336
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€255k€364k▲
Fixed assets21/28€745€442▼
Intangible fixed assets21€745€442▼
Current assets29/58€254k€364k▲
Stocks and contracts in progress3€138k€121k▼
Stocks30/36€138k€121k▼
Amounts receivable within one year40/41€116k€219k▲
Trade receivables40€116k€219k▲
Cash at bank and in hand54/58-€23k
Equity and liabilities
Total equity and liabilities10/49€255k€364k▲
Equity10/15€-80k€-105k▼
Contributions10/11€40k€40k=
Profit (loss) carried forward14€-120k€-145k▼
Amounts payable17/49€335k€469k▲
Amounts payable after more than one year17€35k€14k▼
Financial debts170/4€35k€14k▼
Amounts payable within one year42/48€300k€455k▲
Current portion of amounts payable after more than one year42€20k€21k▲
Financial debts43€17k-
Credit institutions430/8€17k-
Trade debts44€195k€364k▲
Suppliers440/4€195k€364k▲
Taxes, remuneration and social security45€1k€4k▲
Taxes450/3€1k€4k▲
Other amounts payable47/48€66k€66k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€322€303▼
Other operating charges640/8€1k€854▼
Gross operating margin9900€-55k€-15k▲
Operating profit (loss)9901€-57k€-17k▲
Financial income75/76B€343€85▼
Recurring financial income75€343€85▼
Financial charges65/66B€10k€8k▼
Recurring financial charges65€10k€8k▼
Profit (loss) for the period before taxes9903€-66k€-25k▲
Income taxes67/77€336€400▲
Profit (loss) for the period9904€-67k€-25k▲
Profit (loss) for the period to be appropriated9905€-67k€-25k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-120k€-145k▼
Profit (loss) brought forward from the previous period14P€-53k€-120k▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
05-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
13-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-67k
Net result drops to €-67k, the lowest in the series; recovery starts the following year.
21-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
09-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
17-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2018net €35k ▲270%
Operating result €40k, net result €35k, both a record.
02-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
28-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 28 days late
2019
21-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
29-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
IJzerlaan 3A2060 AntwerpenGround area
2,584 m²
Building footprint
2,584 m²
Parcel 11807G0046/00S000, Flanders. Linked by address, not a title deed.
1 establishment unit
Sealadvice
since 20162.253.997.710
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11807G0046/00S000 | Flanders | 2,584 m² | 1 · 2,584 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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GLOBAL PLUS
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Of 1,229 companies in sector 46851 we hold annual accounts for 516. 106 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-06-2016
Fiscal year end31-12
Activities, NACEBEL
46851Wholesale of industrial chemicals
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.