SEAC
ActiveSEAC has been active since 1995 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €98k and a net result of €38k. Equity is growing by ~56.4% per year across the filed fiscal years. Its solvency ranks better than 60% of 9981 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2024
100
/ 100
Excellent▲ +11 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100=
Solvency87▲+25
Growth78=
Stability100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10k at 30 days acceptable
Liquidity ample (current ratio 1.62 against 1.29 in 2023), and 48.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 09-10-2025, 70 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
70 d late
2023
30 d late
2022
74 d late
2021
61 d late
2020
149 d late
2019
122 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Turnover
€147k
EBIT margin
36.5%
Net result
€38k▲ 83.7%
2023 · €21k
2018: €-65k
2019: €13k
2020: €14k
2021: €31k
2022: €20k
2023: €21k
2018 → 2024
Working capital
€52k▲ 123%
2023 · €24k
2018: €-65k
2019: €-45k
2020: €-24k
2021: €-837
2022: €11k
2023: €24k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Turnover€147k
Equity€-11k-€20k€39k▲ 101%€60k▲ 52.2%€98k▲ 63.0%
Operating result€22k-€45k▲ 107%€30k▼ 32.4%€32k▲ 6.1%€54k▲ 66.0%
Net result€14k-€31k▲ 114%€20k▼ 36.0%€21k▲ 4.1%€38k▲ 83.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed two years in a row; 2024 is 66% above 2023 and is the highest year so far.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €189k
Fixed assets
€53k▼ 16.4%
Current assets
€136k▲ 30.4%
Equity and liabilities €189k
Equity
€98k▲ 63.0%
Debt
€92k▼ 15.1%
The debt ratio falls from 64.4% to 48.5%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€69k▲
2023 · €47k
Cash flow
€54k▲
2023 · €35k
Solvency
51.5%▲
2023 · 35.6%
Current ratio
1.62▲
2023 · 1.29
Quick ratio
1.62▲
2023 · 1.29
Debt / equity
0.94▼
2023 · 1.81
ROE
38.7%▲
2023 · 34.3%
ROA
19.9%▲
2023 · 12.2%
Interest coverage
61.38▲
2023 · 33.60
Debt
€92k▼
2023 · €108k
Debt ≤ 1 year
€84k▲
2023 · €81k
Debt > 1 year
€8k▼
2023 · €19k
Income taxes
€15k▲
2023 · €10k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€168k€189k▲
Fixed assets21/28€64k€53k▼
Tangible fixed assets22/27€40k€53k▲
Plant, machinery and equipment23€169-
Furniture and vehicles24€40k€53k▲
Financial fixed assets28€24k-
Current assets29/58€105k€136k▲
Amounts receivable within one year40/41€56k€61k▲
Trade receivables40€30k€44k▲
Other amounts receivable41€26k€17k▼
Current investments50/53€15k€15k=
Cash at bank and in hand54/58€33k€59k▲
Deferred charges and accrued income490/1€867€1k▲
Equity and liabilities
Total equity and liabilities10/49€168k€189k▲
Equity10/15€60k€98k▲
Contributions10/11€8k€8k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€50k€88k▲
Amounts payable17/49€108k€92k▼
Amounts payable after more than one year17€19k€8k▼
Financial debts170/4€19k€8k▼
Amounts payable within one year42/48€81k€84k▲
Current portion of amounts payable after more than one year42€11k€11k▲
Trade debts44-€885
Suppliers440/4-€885
Taxes, remuneration and social security45-€9k
Taxes450/3-€9k
Other amounts payable47/48€70k€63k▼
Accrued charges and deferred income492/3€8k-
Income statement
Code20232024
Turnover70-€147k
Goods, raw materials, services and sundry goods60/61-€79k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€14k€16k▲
Other operating charges640/8€4k€3k▼
Gross operating margin9900€51k€73k▲
Operating profit (loss)9901€32k€54k▲
Financial income75/76B€66€686▲
Recurring financial income75€66€686▲
Financial charges65/66B€1k€1k▼
Recurring financial charges65€1k€1k▼
Profit (loss) for the period before taxes9903€31k€53k▲
Income taxes67/77€10k€15k▲
Profit (loss) for the period9904€21k€38k▲
Profit (loss) for the period to be appropriated9905€21k€38k▲
Appropriation of the result
Profit (loss) to be appropriated9906€50k€88k▲
Profit (loss) brought forward from the previous period14P€30k€50k▲
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
09-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 70 days late
2024
31-12
Financial
Highest result since 2018net €38k ▲83.7%
Operating result €54k, net result €38k, both a record.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
13-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 74 days late
2022
30-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 61 days late
2021
27-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 149 days late
2020
30-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 122 days late
2019
31-12
Financial
Back to profitnet €13k
Net result €13k after one loss-making year.
10-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 71 days late
2018
29-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 29 days late
2017
31-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
26-09
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 57 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wavre · 1 establishment unit since 1995
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Marc Brison 311300 WavreGround area
1,516 m²
Building footprint
144 m²
Volume, LiDAR
1,183 m³
Parcel 25055C0277/00X000, Wallonia · tallest building 9.8 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Rue Marc Brison 31, 1300 Wavre
since 19952.070.691.959
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25055C0277/00X000 | Wallonia | 1,516 m² | 1 · 144 m² | 9.8 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 29,531 companies in sector 41001 we hold annual accounts for 15,868. 13,019 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded31-01-1995
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
45211
45212
Sources
Crossroads Bank for EnterprisesNational Bank · 30 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.