SE.TA.BO
ActiveThe computed 12-month bankruptcy probability of SE.TA.BO is 2.6% (moderate). The 2024 annual accounts show equity of €137k and a net result of €158k. Equity is growing by ~14.8% per year across the filed fiscal years. Its solvency ranks better than 66% of 18941 sector peers (fiscal year 2024). The company has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
72
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100=
Solvency73▲+27
Growth78=
Track record100
Bankruptcy probability, 12 months
2.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
Liquidity ample (current ratio 1.73 against 0.62 in 2023; short-term debt: 41.8% and cash: 25.8% of total assets), but 52.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-09-2025, 60 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
60 d late
2023
56 d late
2022
3 d early
2021
3 d early
2020
30 d late
2019
130 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€158k▲ 135%
2023 · €67k
2018: €-36k
2019: €-2k
2020: €-1k
2021: €-23k
2022: €-29k
2023: €67k
2018 → 2024
Working capital
€88k
2023 · €-29k
2018: €8k
2020: €13k
2021: €-27k
2022: €-81k
2023: €-29k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€13k-€-11k€-39k▼ 274%€28k€137k▲ 385%
Operating result€-253-€-23k▼ 8,910%€-28k▼ 23.6%€68k€166k▲ 144%
Net result€-1k-€-23k▼ 1,840%€-29k▼ 23.8%€67k€158k▲ 135%
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed two years in a row; 2024 is 144% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €286k
Fixed assets
€79k▼ 9.7%
Current assets
€207k▲ 333%
Equity and liabilities €286k
Equity
€137k▲ 385%
Provisions
€10k
Debt
€140k▲ 30.3%
The debt ratio falls from 79.2% to 48.8%. Equity and debt are higher.
Key figures and ratios
EBITDA
€180k▲
2023 · €81k
Cash flow
€172k▲
2023 · €81k
Solvency
47.7%▲
2023 · 20.8%
Current ratio
1.73▲
2023 · 0.62
Quick ratio
1.65▲
2023 · 0.57
Debt / equity
1.02▼
2023 · 3.80
ROE
116.0%▼
2023 · 239.4%
ROA
55.4%▲
2023 · 49.8%
Interest coverage
363.38▲
2023 · 130.02
Debt
€140k▲
2023 · €107k
Debt ≤ 1 year
€120k▲
2023 · €77k
Debt > 1 year
€20k▼
2023 · €30k
Income taxes
€11k
Staff costs
€50k▲
2023 · €19k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€135k€286k▲
Fixed assets21/28€87k€79k▼
Intangible fixed assets21€26k€22k▼
Tangible fixed assets22/27€61k€57k▼
Plant, machinery and equipment23€5k€8k▲
Furniture and vehicles24€5k€4k▼
Other tangible fixed assets26€51k€45k▼
Financial fixed assets28€165€165=
Current assets29/58€48k€207k▲
Stocks and contracts in progress3€4k€9k▲
Stocks30/36€4k€9k▲
Amounts receivable within one year40/41€4k€124k▲
Trade receivables40€2k€988▼
Other amounts receivable41€2k€123k▲
Cash at bank and in hand54/58€40k€74k▲
Equity and liabilities
Total equity and liabilities10/49€135k€286k▲
Equity10/15€28k€137k▲
Contributions10/11€7k€7k=
Reserves13€332€109k▲
Non-distributable reserves130/1€332€332=
Reserves not available under the articles1311€332€332=
Distributable reserves133-€108k
Profit (loss) carried forward14€21k€21k=
Provisions and deferred taxes16-€10k
Provisions for liabilities and charges160/5-€10k
Other liabilities and charges164/5-€10k
Amounts payable17/49€107k€140k▲
Amounts payable after more than one year17€30k€20k▼
Financial debts170/4€30k€20k▼
Amounts payable within one year42/48€77k€120k▲
Current portion of amounts payable after more than one year42€13k€3k▼
Trade debts44€16k€19k▲
Suppliers440/4€16k€19k▲
Taxes, remuneration and social security45€19k€34k▲
Taxes450/3€12k€26k▲
Remuneration and social security454/9€7k€8k▲
Other amounts payable47/48€30k€64k▲
Income statement
Code20232024
Remuneration, social security and pensions62€19k€50k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€13k€14k▲
Provisions for liabilities and charges: additions (uses and reversals)635/8-€10k
Other operating charges640/8€106€2k▲
Gross operating margin9900€100k€242k▲
Operating profit (loss)9901€68k€166k▲
Financial income75/76B-€4k
Recurring financial income75-€4k
Financial charges65/66B€625€495▼
Recurring financial charges65€625€495▼
Profit (loss) for the period before taxes9903€67k€169k▲
Income taxes67/77-€11k
Profit (loss) for the period9904€67k€158k▲
Profit (loss) for the period to be appropriated9905€67k€158k▲
Appropriation of the result
Profit (loss) to be appropriated9906€21k€179k▲
Profit (loss) brought forward from the previous period14P€-47k€21k▲
Transfer to equity691/2-€108k
To other reserves6921-€108k
Profit to be distributed694/7-€50k
Directors or managers695-€50k
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
29-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 60 days late
2024
31-12
Financial
Highest result since 2018net €158k ▲135%
Operating result €166k, net result €158k, both a record.
31-12
Financial
Liquidity triplescurrent ratio 1.73
Current ratio from 0.62 to 1.73.
31-12
Financial
Equity above €100kEq €137k ▲385%
2 profitable years in a row build equity to €137k.
25-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 56 days late
2023
31-12
Financial
Back to profitnet €67k
Net result €67k after 5 loss-making years.
28-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
28-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
08-12
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 130 days late
2019
08-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 69 days late
2018
04-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 35 days late
2017
14-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
08-09
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 39 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Elsene · 1 establishment unit since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Fernand Cocqplein 281050 ElseneGround area
98 m²
Building footprint
97 m²
Volume, LiDAR
966 m³
Parcel 21009A0994/00M000, Brussels · tallest building 16.6 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Coq bar
since 20102.186.917.953
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21009A0994/00M000 | Brussels | 98 m² | 1 · 97 m² | 16.6 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteElsene2.186.917.953
Similar companies · same sector, comparable size
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BE 0791.739.140
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ZHAO HAMBURGER
BE 0551.922.872
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HOUSE OF WAFFLES
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Pengo
BE 0768.237.228
Charleroi · Eq €136k
Of 21,908 companies in sector 56112 we hold annual accounts for 9,783. 7,394 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-02-2010
Fiscal year end31-12
Activities, NACEBEL
56102Limited-service restaurants
56112Limited-service restaurants, excluding mobile food services
46319Wholesale of fruit and vegetables, excluding potatoes
46900Non-specialised wholesale trade
47110Non-specialised retail sale with food, beverages or tobacco predominating
47112Retail trade
56301Cafés and bars
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.