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Sé Invest

Active
Private limited companyfounded 2015active for 11 yearsBosdallaan 22, 1950 Kraainem, BelgiumKBO/BCE: BE 0635.615.957
Summary

Sé Invest has been active since 2015 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €151,538 and a net result of €68,557. Equity has been growing by about 13% per year since 2018. Its solvency ranks better than 77% of 11,235 sector peers (NACE 68, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Overview

Official details

Source: KBO
Status
Active since 19-08-2015 Normal situation
Activity
Real estate appraisal on a fee or contract basis NACE 68322and 4 others
Establishment unit
2.244.531.401 1950 Kraainem, since 19-08-2015
Financial year end
31 December
Peppol
Reachable since 25-11-2025

Board and ownership

Financial position

98 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Annual accounts 2025
Gross margin
€114,192
▲ 196%
Turnover
≈ €200,000
estimated
Profit
€68,557
▲ 382%
Equity
€151,538
▲ 7.4%
Total assets
€224,562
▲ 31.7%
Filed on 26-03-2026, 127 days before the deadline
Score breakdownlowers riskLiquidity: current ratio 2.47, cash €86,306Equity €151,538 (67.5% of total assets)Sector: Real estate activities (NACE 68)Figures for financial year 2025 (filed on 26-03-2026)Show the evidence

Checked score

Score 2025
98 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 80% of micro companies in real estate (NACE 68)
Financial strength · tick: 2024
Strong
Solvency 92-8
equity 67.5% of total assets
Liquidity 84-3
short-term debt 32.5% · cash 38.4%
Profitability 100+21
return on assets 30.5%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (26,625 companies, NACE 68, micro)
Last 24 months 12-2024: 0.1% 01-2025: 0.1%● unchanged vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.2%▲ +0.1 percentage points vs 03-2025 05-2025: 0.2%● unchanged vs 04-2025 06-2025: 0.2%● unchanged vs 05-2025highest value 07-2025: 0.1%▼ -0.1 percentage points vs 06-2025 08-2025: 0.1%● unchanged vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: < 0.1%▼ -0.1 percentage points vs 01-2026lowest value 03-2026: < 0.1%● unchanged vs 02-2026lowest value 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: < 0.1%● unchanged vs 07-2026 09-2026: < 0.1%● unchanged vs 08-2026 10-2026: < 0.1%● unchanged vs 09-2026 11-2026: < 0.1%● unchanged vs 10-2026
Credit of up to €14,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.47 (4.68 in 2024), above the usual 1.5. Short-term debt is 32.5% and cash 38.4% of total assets. 32.5% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro). It does better than 76% of them on solvency, 88% on liquidity, 95% on profitability and 63% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskneutral
lowers risk · Liquidity: current ratio 2.47, cash €86,306
NBB · annual accounts
lowers risk · Equity €151,538 (67.5% of total assets)
NBB · annual accounts
lowers risk · Sector: Real estate activities (NACE 68)
KBO
lowers risk · Figures for financial year 2025 (filed on 26-03-2026)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-03-2026, 127 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
127 days early
2024
50 days early
2023
78 days early
2022
76 days early
2021
73 days early
2020
51 days early
2019
28 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 69 days before the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 16 May (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
02-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Result rose in 2025from €14,227 to €68,557 ▲ 382% View
  • Positive: 7th largest company by equity in Kraainem, Real estate sectorin the Checked rankings No. 7 View
  • Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View
  • Positive: 8 profitable years in a rowprofit 2025: €68,557 8 years View

Recent changes

  1. · Gazette deed Registered office moved to KraainemChange of role: VERSTRAETE Sebastien, from manager to director
  2. · Gazette deed Registered office moved to KraainemChange of role: VERSTRAETE Sebastien, from manager to director
  3. · Gazette deed Incorporation
All 17 events

Comparable companies

These companies have the same main activity as Sé Invest: real estate appraisal on a fee or contract basis (NACE 68322). They are comparable in size and age: total assets between €145,000 and €323,000, founded between 2013 and 2019.

CompanyTotal assetsGross margin
Sé Invest Kraainem€224,562€114,192
ODITHO Waterloo€155,403€101,748
VAL CLAIR IMMOBILIER Rixensart€244,044€145,538
ANALYSE GESTION CONSULTANCE Waimes€145,418€111,877
FRANA Lobbes€155,662€128,654
FREEDOM KONSULT Beersel€323,117€69,598
EXPANDABLE Overijse€176,352€72,474
Full comparison

Key facts about Sé Invest

What is the company number of Sé Invest?
The company number of Sé Invest is 0635.615.957. The VAT number is the same number with BE in front: BE 0635.615.957.
Where is Sé Invest based?
The registered office is at Bosdallaan 22, 1950 Kraainem.Company details
What does Sé Invest do?
According to the KBO register, the main activity is real estate appraisal on a fee or contract basis (NACE 68322).
What is the legal form of Sé Invest?
The legal form of Sé Invest is Private limited company (BV).
When was Sé Invest founded?
Sé Invest was founded on 19-08-2015.
Is Sé Invest still active?
Yes, Sé Invest is an active enterprise in the KBO register.
What is the turnover of Sé Invest?
The turnover in financial year 2025 is ≈ €200,000. This figure is estimated from the gross margin of €114,192 and 37 comparable companies (NACE 683). It probably lies between €160,000 and €300,000.Financials
Is Sé Invest profitable?
In financial year 2025, Sé Invest made a profit of €68,557.
Where can I find the annual accounts of Sé Invest?
Sé Invest filed 10 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of Sé Invest due?
Sé Invest must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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