Summary
SE COLLECTION has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €163,826. Equity remains stable across the filed fiscal years (±0.9% per year). Its solvency ranks better than 56% of 26043 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
No current score
Insufficient figures
A score requires measurable solvency, liquidity and profitability. Missing figures are not a judgement about the company.
Axes · tick = 2023
Profitability-
Solvency64=
Growth32=
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 28-04-2025, 94 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
94 d early
2023
27 d late
2022
31 d late
2021
14 d late
2020
7 d early
2019
56 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 5 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.
Checked, nothing found (1)
History
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
Your own company? See how customers, suppliers and banks see it and what to improve first.
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2024, micro schema
Equity
€163,826=
2023 · €163,826
Total assets
€421,735=
2023 · €421,735
Net result
-€9,257▼ 162%
2021 · -€3,535
Working capital
€163,826=
2023 · €163,826
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result€4,062▼ 41.9%-€3,535-€9,124▼ 158%
Net result€2,835within the sector's middle half▼ 33.0%-€3,535below the sector's middle half-€9,257below the sector's middle half▼ 162%
Equity€176,619above the sector's middle half▲ 1.6%€173,083above the sector's middle half▼ 2.0%€163,826above the sector's middle half▼ 5.3%€163,826above the sector's middle half=€163,826above the sector's middle half=
Total assets€421,279above the sector's middle half▲ 0.7%€421,735above the sector's middle half▲ 0.1%€421,735above the sector's middle half=€421,735above the sector's middle half=€421,735above the sector's middle half=
Debt€244,660=€248,652▲ 1.6%€257,909▲ 3.7%€257,909=€257,909=
Working capital€176,619above the sector's middle half▲ 1.6%€173,083above the sector's middle half▼ 2.0%€163,826above the sector's middle half▼ 5.3%€163,826above the sector's middle half=€163,826above the sector's middle half=
Solvency41.9%within the sector's middle half▲ 0.4pp41.0%within the sector's middle half▼ 0.9pp38.8%within the sector's middle half▼ 2.2pp38.8%within the sector's middle half=38.8%within the sector's middle half=
Current ratio1.72within the sector's middle half▲ 0.011.70within the sector's middle half▼ 0.031.64within the sector's middle half▼ 0.061.64within the sector's middle half=1.64within the sector's middle half=
Return on assets (ROA)0.7%within the sector's middle half▼ 0.3pp-0.8%within the sector's middle half▼ 1.5pp-2.2%within the sector's middle half▼ 1.4pp
above
within
below
the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €9,124 in 2022 against €3,535 in 2021; the loss grows and 2022 has the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Equity and liabilities €421,735
Equity
€163,826 =
Debt
€257,909 =
Debt's share of the balance-sheet total stays at 61.2%.
Key figures and ratios
Debt to equity
1.57=
2023 · 1.57
Debt ≤ 1 year
€257,909=
2023 · €257,909
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Gross operating margin9900 | €4,434 | -€3,535 | -€9,124 | - | - | - |
| Operating profit (loss)9901 | €4,062 | -€3,535 | -€9,124 | - | - | - |
| Financial charges65/66B | - | - | €133 | - | - | - |
| Recurring financial charges65 | €214 | - | €133 | - | - | - |
| Profit (loss) for the period before taxes9903 | €3,849 | -€3,535 | -€9,257 | - | - | - |
| Income taxes67/77 | €1,014 | - | - | - | - | - |
| Profit (loss) for the period9904 | €2,835 | -€3,535 | -€9,257 | - | - | - |
| Profit (loss) for the period to be appropriated9905 | €2,835 | -€3,535 | -€9,257 | - | - | - |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €421,279 | €421,735 | €421,735 | €421,735 | €421,735 | = |
| Current assets29/58 | €421,279 | €421,735 | €421,735 | €421,735 | €421,735 | = |
| Amounts receivable within one year40/41 | €421,279 | €421,735 | €421,735 | €421,735 | €421,735 | = |
| Trade receivables40 | - | - | €418,513 | €418,513 | €418,513 | = |
| Other amounts receivable41 | - | €421,735 | €3,222 | €3,222 | €3,222 | = |
| Cash at bank and in hand54/58 | - | - | €0 | - | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €421,279 | €421,735 | €421,735 | €421,735 | €421,735 | = |
| Equity10/15 | €176,619 | €173,083 | €163,826 | €163,826 | €163,826 | = |
| Contributions10/11 | €30,000 | €30,000 | €173,000 | €173,000 | €173,000 | = |
| Capital10 | - | €30,000 | - | - | - | - |
| Issued capital100 | - | €30,000 | - | - | - | - |
| Reserves13 | €143,000 | €143,000 | - | - | - | - |
| Non-distributable reserves130/1 | - | €143,000 | - | - | - | - |
| Reserves not available under the articles1311 | - | €143,000 | - | - | - | - |
| Profit (loss) carried forward14 | €3,619 | €83 | -€9,174 | -€9,174 | -€9,174 | = |
| Amounts payable17/49 | €244,660 | €248,652 | €257,909 | €257,909 | €257,909 | = |
| Amounts payable within one year42/48 | €244,660 | €248,652 | €257,909 | €257,909 | €257,909 | = |
| Financial debts43 | - | - | €133 | €133 | €133 | = |
| Credit institutions430/8 | - | - | €133 | €133 | €133 | = |
| Trade debts44 | €476 | €4,467 | €4,467 | €4,467 | €4,467 | = |
| Suppliers440/4 | - | €4,467 | €4,467 | €4,467 | €4,467 | = |
| Other amounts payable47/48 | - | €244,184 | €253,309 | €253,309 | €253,309 | = |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €2,835 | -€3,535 | -€9,257 | - | - | - |
| Operating cash flow (approximation) | €2,835 | -€3,535 | -€9,257 | - | - | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
28-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
27-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 27 days late
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-12
Financial
Weakest financial yearnet -€9,257
Net result drops to -€9,257, the lowest in the series.
13-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 14 days late
2021
23-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
24-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 56 days late
2019
30-12
Financial
Highest result since 2018net €4,233 ▲79.9%
Net result €4,233, the highest in the series.
02-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 2 days late
2018
25-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2016
19-09
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 50 days late
2015
28-07
NBB filing
Annual accounts filed
fiscal year 2014 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 9 acts read
About the unread acts
We know of 9 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
9 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wingene · 1 establishment unit since 2011
Ground area
3,491 m²
Building footprint
466 m²
Volume, LiDAR
2,067 m³
2 parcels, Flanders · tallest building 8.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
SE COLLECTION
since 20112.194.802.370
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 37012C0226/00F000 | Flanders | 3,117 m² | 1 · 350 m² | 6.8 m · 1 fl. |
| 31019B0868/00A002 | Flanders | 374 m² | 1 · 116 m² | 8.4 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
LESS
BE 0716.799.217
Kortrijk · Eq €163,897
DC-INTERIEUR
BE 0545.871.854
Anzegem · Eq €164,104
HOME-KIT
BE 0423.799.136
Laakdal · Eq €163,399
Côming Management
BE 0794.718.921
Libramont-Chevigny · Eq €164,615
Denis Meubles
BE 0836.703.093
Vorst · Eq €162,956
Of 2,605 companies in sector 47551 we hold annual accounts for 1,723. 1,358 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded29-12-2010
Fiscal year end31-12
Activities, NACEBEL 2025
47551Retail sale of household furniture
47530Retail trade
47552Retail sale of lighting equipment
47553Retail trade
47559Retail sale of other household articles
E-invoicing
Reachable via Peppol
Peppol ID
0208:0832313349
Also
9925:BE0832313349
Registered
30-07-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.