SE-ARCH
ActiveSummary
SE-ARCH has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €142,811 and a net result of €70,792. Equity is growing by ~69.4% per year across the filed fiscal years. Its solvency ranks better than 79% of 9557 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100=
Solvency100=
Growth78▲+26
Track record94
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €12,000 at 30 days acceptable
Liquidity ample (current ratio 5.25 against 4.21 in 2024; short-term debt: 19% and cash: 71.6% of total assets), and 19% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Architectural and engineering activities; technical testing and analysis (NACE 71)
about 56% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
81%
Return on assets
40.1%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-12-2025, 32 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
32 d early
2024
45 d early
2023
40 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 3 accounts on average 39 days before the deadline; the sector median for financial year 2024 is 8 days before the deadline, and 33% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 22 December (3 of the last 3 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-06-2026 close28-09-2026 today31-01-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you trust this company with building work?Contractor check Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark
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Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2025, micro schema
Source amounts without an identifiable currency are assumed to be EUR.
Equity
€142,811▲ 98.3%
2024 · €72,019
Total assets
€176,369▲ 87.4%
2024 · €94,116
Net result
€70,792▲ 143%
2024 · €29,166
Working capital
€142,246▲ 101%
2024 · €70,822
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 71, Architectural and engineering activities; technical testing and analysis, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line202320242025
Operating result€50,751-€37,072▼ 27.0%€88,796▲ 140%
Net result€39,853within the sector's middle half-€29,166within the sector's middle half▼ 26.8%€70,792above the sector's middle half▲ 143%
Equity€42,853within the sector's middle half-€72,019within the sector's middle half▲ 68.1%€142,811within the sector's middle half▲ 98.3%
Total assets€69,488within the sector's middle half-€94,116within the sector's middle half▲ 35.4%€176,369within the sector's middle half▲ 87.4%
Debt€26,634-€22,097▼ 17.0%€33,558▲ 51.9%
Working capital€42,917within the sector's middle half-€70,822within the sector's middle half▲ 65.0%€142,246above the sector's middle half▲ 101%
Solvency61.7%within the sector's middle half-76.5%within the sector's middle half▲ 14.9pp81.0%above the sector's middle half▲ 4.5pp
Current ratio2.62within the sector's middle half-4.21within the sector's middle half▲ 1.605.25above the sector's middle half▲ 1.03
Return on assets (ROA)57.4%above the sector's middle half-31.0%above the sector's middle half▼ 26.4pp40.1%above the sector's middle half▲ 9.1pp
above
within
below
the middle half (P25 to P75) of NACE 71, Architectural and engineering activities; technical testing and analysis, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 140% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €176,369
Fixed assets
€631 ▼ 50.0%
Current assets
€175,738 ▲ 89.3%
Equity and liabilities €176,369
Equity
€142,811 ▲ 98.3%
Debt
€33,558 ▲ 51.9%
Debt's share of the balance-sheet total falls from 23.5% to 19.0%. Equity and debt are higher.
Key figures and ratios
EBITDA
€89,426▲
2024 · €37,703
Cash flow
€71,422▲
2024 · €29,796
Debt to equity
0.23▼
2024 · 0.31
ROE
49.6%▲
2024 · 40.5%
Interest coverage
1040.33▲
2024 · 554.62
Debt ≤ 1 year
€33,492▲
2024 · €22,033
Income taxes
€18,655▲
2024 · €8,332
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 39,276 companies that looked in July 2024 the way this one looks now, 1.6% went bankrupt within 24 months and 96% are still going.
- Micro
- 2 to 5 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
1.6%
went bankrupt
2.2%
stopped otherwise
96%
still going
A further 0.5% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.5% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 39,276 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | €631 | €631 | = |
| Other operating charges640/8 | €731 | €770 | €1,088 | ▲ 41.3% |
| Gross operating margin9900 | €51,482 | €38,473 | €90,515 | ▲ 135% |
| Operating profit (loss)9901 | €50,751 | €37,072 | €88,796 | ▲ 140% |
| Financial income75/76B | €85 | €493 | €737 | ▲ 49.4% |
| Recurring financial income75 | €85 | €493 | €737 | ▲ 49.4% |
| Financial charges65/66B | €15 | €68 | €86 | ▲ 26.4% |
| Recurring financial charges65 | €15 | €68 | €86 | ▲ 26.4% |
| Profit (loss) for the period before taxes9903 | €50,821 | €37,497 | €89,447 | ▲ 139% |
| Income taxes67/77 | €10,968 | €8,332 | €18,655 | ▲ 124% |
| Profit (loss) for the period9904 | €39,853 | €29,166 | €70,792 | ▲ 143% |
| Profit (loss) for the period to be appropriated9905 | €39,853 | €29,166 | €70,792 | ▲ 143% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €69,488 | €94,116 | €176,369 | ▲ 87.4% |
| Fixed assets21/28 | - | €1,261 | €631 | ▼ 50.0% |
| Tangible fixed assets22/27 | - | €1,261 | €631 | ▼ 50.0% |
| Furniture and vehicles24 | - | €1,261 | €631 | ▼ 50.0% |
| Current assets29/58 | €69,488 | €92,854 | €175,738 | ▲ 89.3% |
| Amounts receivable after more than one year29 | €10,800 | €24,305 | €24,305 | = |
| Other amounts receivable291 | €10,800 | €24,305 | €24,305 | = |
| Amounts receivable within one year40/41 | €17,497 | €10,744 | €20,524 | ▲ 91.0% |
| Trade receivables40 | €17,497 | €10,744 | €17,454 | ▲ 62.5% |
| Other amounts receivable41 | - | - | €3,070 | - |
| Cash at bank and in hand54/58 | €38,328 | €54,776 | €126,319 | ▲ 131% |
| Deferred charges and accrued income490/1 | €2,863 | €3,030 | €4,590 | ▲ 51.5% |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €69,488 | €94,116 | €176,369 | ▲ 87.4% |
| Equity10/15 | €42,853 | €72,019 | €142,811 | ▲ 98.3% |
| Contributions10/11 | €3,000 | €3,000 | €3,000 | = |
| Profit (loss) carried forward14 | €39,853 | €69,019 | €139,811 | ▲ 103% |
| Amounts payable17/49 | €26,634 | €22,097 | €33,558 | ▲ 51.9% |
| Amounts payable within one year42/48 | €26,571 | €22,033 | €33,492 | ▲ 52.0% |
| Trade debts44 | €826 | €984 | €1,239 | ▲ 25.9% |
| Suppliers440/4 | €826 | €984 | €1,239 | ▲ 25.9% |
| Taxes, remuneration and social security45 | €21,536 | €19,810 | €30,433 | ▲ 53.6% |
| Taxes450/3 | €21,536 | €19,810 | €30,433 | ▲ 53.6% |
| Other amounts payable47/48 | €4,208 | €1,238 | €1,820 | ▲ 47.0% |
| Accrued charges and deferred income492/3 | €64 | €64 | €66 | ▲ 3.0% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | €39,853 | €29,166 | €70,792 | ▲ 143% |
| + Depreciation and write-downs630 | - | €631 | €631 | = |
| Operating cash flow (approximation) | €39,853 | €29,796 | €71,422 | ▲ 140% |
| Investment in fixed assets (approximation) | - | - | €0 | - |
| Change in cash | - | €16,448 | €71,544 | ▲ 335% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
30-12
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
30-06
Financial
Highest result since 2023net €70,792 ▲143%
Operating result €88,796, net result €70,792, both a record.
30-06
Financial
Equity above €100,000Eq €142,811 ▲98.3%
3 profitable years in a row build equity to €142,811.
2024
17-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
30-06
Financial
Weakest financial yearnet €29,166 ▼26.8%
Net result drops to €29,166, the lowest in the series; recovery starts the following year.
2023
22-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2022
Ground area
65 m²
Building footprint
46 m²
Volume, LiDAR
526 m³
Parcel 44806F0448/00C000, Flanders · tallest building 14.6 m, ±4 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
SE-ARCH
since 20222.334.226.113
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44806F0448/00C000 | Flanders | 65 m² | 1 · 46 m² | 14.6 m · 4 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
BuroBlomme
BE 0787.843.106
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bART
BE 0873.295.750
Oostende · Eq €142,396
PLAN A ARCHITECTURE
BE 0821.399.166
Manage · Eq €142,382
BRES ARCHITECTEN
BE 0683.909.188
Brugge · Eq €142,317
Van de Wiel Architectuur
BE 0764.454.723
Nijlen · Eq €142,221
Of 18,250 companies in sector 71111 we hold annual accounts for 6,321. 5,361 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded09-08-2022
Fiscal year end30-06
Activities, NACEBEL 2025
71111Activities of building architects
E-invoicing
Reachable via Peppol
Peppol ID
0208:0789507546
Also
9925:BE0789507546
Registered
03-10-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.