Equity
€102,602 ▲ 3.0%
SDV Technics paid out €6,100 in dividends. That is 67% of the 2025 profit.
SDV Technics
Lifetime
6 annual accounts with figures on one time axispeak €152,532 (2022)
€111,641▲ 6.6%
lowest -€21,819 (2024)
€9,082▲ €30,900
peak €153,542 (2022)
€102,602▲ 3.0%
€90,462▼ 20.0%
peak 0.9 FTE (2020)
-not published
Board1 name since 2020
1 directorDE VOS Steve Luc
Documentsfilings and deeds
27-08-202627 days late
2025micro format
Back to profit: €9,082Dividend €6,100Debts from €113,091 to €90,462
Key points
from the 2025 annual accountsChecked score
83
Excellent
Financially stronger than 49% of micro companies in specialised construction (NACE 43)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.7% across 47,693 companies (NACE 43, micro).
About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.4%
01-2025: 0.4%● unchanged vs 12-2024
02-2025: 0.4%● unchanged vs 01-2025
03-2025: 0.4%● unchanged vs 02-2025
04-2025: 0.5%▲ +0.1 percentage points vs 03-2025
05-2025: 0.5%● unchanged vs 04-2025
06-2025: 0.5%● unchanged vs 05-2025
07-2025: 0.5%● unchanged vs 06-2025
08-2025: 0.9%▲ +0.4 percentage points vs 07-2025
09-2025: 0.8%▼ -0.1 percentage points vs 08-2025
10-2025: 0.8%● unchanged vs 09-2025
11-2025: 0.8%● unchanged vs 10-2025
12-2025: 0.8%● unchanged vs 11-2025
01-2026: 0.8%● unchanged vs 12-2025
02-2026: 0.8%● unchanged vs 01-2026
03-2026: 0.8%● unchanged vs 02-2026
04-2026: 0.9%▲ +0.1 percentage points vs 03-2026
05-2026: 0.9%● unchanged vs 04-2026
06-2026: 0.9%● unchanged vs 05-2026
07-2026: 0.9%● unchanged vs 06-2026
08-2026: 1.3%▲ +0.4 percentage points vs 07-2026highest value
09-2026: 0.4%▼ -0.9 percentage points vs 08-2026lowest value
10-2026: 0.4%● unchanged vs 09-2026lowest value
11-2026: 0.4%● unchanged vs 10-2026lowest value
Financial strengthStrong
Score breakdown
raises risk
Founded in 2020
Sector: Specialised construction activities (NACE 43)
lowers risk
Liquidity: current ratio 1.59, cash €30,014
Equity €102,602 (53.1% of total assets)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 58% of them on solvency, 47% on liquidity, 48% on profitability and 43% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 5,047 companies had the same profile as SDV Technics has now. Each dot stands for 13 companies, two years later.
94.0%
were still trading
3.8%
stopped another way
2.2%
went bankrupt
The bankruptcy probability of SDV Technics itself is lower: 0.4% within 12 months. It rests on far more data about SDV Technics than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 5,047 companies, not a prediction for SDV Technics. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €8,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 1.59 (1.36 in 2024), above the usual 1.5. Short-term debt is 37.3% and cash 15.5% of total assets. 46.9% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises risk
raises risk · 2025 accounts filed 27 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 6 filingsDeviation from the deadline
2025
27 days late
2024
28 days late
2023
19 days late
2022
48 days early
2021
48 days early
2020
38 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 6 accounts on average 10 days before the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 20 August (5 of the last 5 accounts filed within 68 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0746704713
Registered office moved from Erpe-Mere to Affligem
New registered office: Leenweg 14, 1790 Affligem · Previous registered office: Vijverstraat 30, 9420 Erpe-Mere · General meeting of 14-05-2021 · Gazette deed
Incorporation
Founding capital of €500, 100 shares · Founder: DE VOS Steve Luc · Appointment: DE VOS Steve Luc (director) · published on 08-05-2020 · Gazette deed
First establishment
Leenweg 14, Affligem
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| SDV Technics Affligem | €193,064 | €111,641 | 53.1% | - |
| RENOBAS Haacht | €211,241 | €118,962 | 71.7% | - |
| BV Heating Solutions Lummen | €209,980 | €120,149 | 36.7% | - |
| Sanisel Nazareth-De Pinte | €175,855 | €103,529 | 55.4% | - |
| R. Van Doninck Zoersel | €201,817 | €97,301 | 71.3% | - |
| DGE INNOVATION Walhain | €183,432 | €98,571 | 47.0% | - |
| TI-JO TECHNICS Evergem | €177,890 | €100,585 | 52.6% | - |
These companies have the same main activity as SDV Technics: plumbing work (NACE 43221). They are comparable in size and age: total assets between €176,000 and €211,000, founded between 2019 and 2021.
Official details
Source: KBO- Status
- Active since 06-05-2020Normal situation
- Activity
- Plumbing workNACE 43221and 1 other
- Joint committee
- 124Construction · annual accounts 2025
- Establishment unit
- 2.302.045.7681790 Affligem, since 06-05-2020
- Financial year end
- 31 December
- Peppol
- Reachable since 31-10-2023
Insights on SDV Technics
SDV Technics files the micro format. That format states no turnover. The gross margin rose from €76,363 in 2020 to €111,641 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about SDV Technics
- What is the company number of SDV Technics?
- The company number of SDV Technics is 0746.704.713. The VAT number is the same number with BE in front: BE 0746.704.713.
- Where is SDV Technics based?
- The registered office is at Leenweg 14, 1790 Affligem.Company details
- What does SDV Technics do?
- According to the KBO register, the main activity is plumbing work (NACE 43221).
- What is the legal form of SDV Technics?
- SDV Technics is a private limited company (BV).
- When was SDV Technics founded?
- SDV Technics was founded on 06-05-2020.
- Is SDV Technics still active?
- Yes, SDV Technics is an active enterprise in the KBO register.
- How many employees does SDV Technics have?
- SDV Technics had an average of 1 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- Which joint committee does SDV Technics fall under?
- In its 2025 annual accounts, SDV Technics states joint committee 124 (Construction).
- What is the turnover of SDV Technics?
- The turnover in financial year 2025 is ≈ €350,000. This figure is estimated from the gross margin of €111,641 and 86 comparable companies (NACE 432). It probably lies between €280,000 and €420,000.
- Is SDV Technics profitable?
- In financial year 2025, SDV Technics made a profit of €9,082.
- Where can I find the annual accounts of SDV Technics?
- SDV Technics filed 6 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of SDV Technics due?
- SDV Technics must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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