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SDJ

Active
Private limited companyfounded 2023active for 3 yearsVelmerlaan 135, 3806 Sint-Truiden, BelgiumKBO/BCE: BE 0800.969.679

From the official registers: KBO 2 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

SDJ has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €36,047 and a net result of €15,729. Its solvency ranks better than 60% of 8,575 sector peers (NACE 73, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Financials · financial year 2025, micro format

Latest annual accounts filed

Annual accounts 2025

Download PDF
Financial year ended
30-06-2025
Filed on
30-01-2026
Format
micro format
Reference
2026-00034863
Turnover
≈ €120,000
Estimated: probably between €74,000 and €250,000
Total assets
€56,264▲ 37.3%
2024 · €40,972
Net result
€15,729▲ 2.7%
2024 · €15,318
Working capital
€34,110▲ 91.2%
2024 · €17,836
Trend over the years

2024 to 2025, 2 financial years

The operating result for 2025 is 8% higher than in 2024.

Turnover is what the company sold, the result is what was left of it. A loss stands below the zero line.

Operating result€22,307 2025 Net result€15,729 2025

Use the arrow keys on the chart for the figures per year.

The sector band is the middle half of the companies in Advertising, market research and public relations activities (NACE 73). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30. The dashed line is the median. There is a sector band for net result, equity, total assets, working capital, solvency, current ratio and return on assets (ROA).

Every figure with its change against the financial year before
favourable unfavourable
Line20242025
Operating result€20,563-€22,307▲ 8.5%
Net result€15,318within the sector's middle half-€15,729within the sector's middle half▲ 2.7%
Equity€20,318within the sector's middle half-€36,047within the sector's middle half▲ 77.4%
Total assets€40,972below the sector's middle half-€56,264below the sector's middle half▲ 37.3%
Debt€20,654-€20,216▼ 2.1%
Working capital€17,836within the sector's middle half-€34,110within the sector's middle half▲ 91.2%
Solvency49.6%within the sector's middle half-64.1%within the sector's middle half▲ 14.5pp
Current ratio1.86within the sector's middle half-2.69within the sector's middle half▲ 0.82
Return on assets (ROA)37.4%above the sector's middle half-28.0%above the sector's middle half▼ 9.4pp
above within below The sector band is the middle half of the companies in Advertising, market research and public relations activities (NACE 73). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30.
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €56,264
Fixed assets €1,938 ▼ 22.0%
Current assets €54,326 ▲ 41.1%
Equity and liabilities €56,264
Equity €36,047 ▲ 77.4%
Debt €20,216 ▼ 2.1%
Debt's share of the balance-sheet total falls from 50.4% to 35.9%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€22,852▲
2024 · €21,182
Cash flow
€16,274▲
2024 · €15,937
Debt to equity
0.56▼
2024 · 1.02
ROE
43.6%▼
2024 · 75.4%
Interest coverage
10.96▼
2024 · 22.41
Debt ≤ 1 year
€20,216▼
2024 · €20,654
Income taxes
€4,494▲
2024 · €4,300
Green means a favourable move, even when the figure itself falls, as with debt or debt to equity.

Companies with the same profile, two years later

Historical observation

In July 2024, 39,278 companies had the same profile as SDJ has now. Two years later, 1.8% had gone bankrupt and 95.9% were still going.

  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
1.8% went bankrupt
2.3% stopped otherwise
95.9% was still going

The bankruptcy probability of SDJ itself is lower: 0.1% within 12 months. It rests on far more data about SDJ than the profile alone.

Test of the method

The method was tested on the 497,445 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 39,278 companies, not a prediction for SDJ. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 31 lines

Source: Annual accounts 2025 (PDF), filed on 30-01-2026.

Balance sheet Code20242025
Assets
Total assets20/58€40,972€56,264▲
Fixed assets21/28€2,483€1,938▼
Tangible fixed assets22/27€2,483€1,938▼
Furniture and vehicles24€2,483€1,938▼
Current assets29/58€38,490€54,326▲
Amounts receivable within one year40/41€6,130€6,050▼
Trade receivables40€6,130€6,050▼
Cash at bank and in hand54/58€32,360€48,276▲
Equity and liabilities
Total equity and liabilities10/49€40,972€56,264▲
Equity10/15€20,318€36,047▲
Contributions10/11€5,000€5,000=
Profit (loss) carried forward14€15,318€31,047▲
Amounts payable17/49€20,654€20,216▼
Amounts payable within one year42/48€20,654€20,216▼
Trade debts44€421€0▼
Suppliers440/4€421€0▼
Taxes, remuneration and social security45€8,359€7,235▼
Taxes450/3€8,359€7,235▼
Other amounts payable47/48€11,875€12,981▲
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€619€545▼
Other operating charges640/8€208€770▲
Gross operating margin9900€21,390€23,622▲
Operating profit (loss)9901€20,563€22,307▲
Financial charges65/66B€945€2,085▲
Recurring financial charges65€945€2,085▲
Profit (loss) for the period before taxes9903€19,618€20,223▲
Income taxes67/77€4,300€4,494▲
Profit (loss) for the period9904€15,318€15,729▲
Profit (loss) for the period to be appropriated9905€15,318€15,729▲
Appropriation of the result
Profit (loss) to be appropriated9906€15,318€31,047▲
Profit (loss) brought forward from the previous period14P-€15,318

The notes to these accounts have 4 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the filed accounts (PDF).

Line20242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€619€545▼ 12.0%
Other operating charges640/8€208€770▲ 271%
Gross operating margin9900€21,390€23,622▲ 10.4%
Operating profit (loss)9901€20,563€22,307▲ 8.5%
Financial charges65/66B€945€2,085▲ 121%
Recurring financial charges65€945€2,085▲ 121%
Profit (loss) for the period before taxes9903€19,618€20,223▲ 3.1%
Income taxes67/77€4,300€4,494▲ 4.5%
Profit (loss) for the period9904€15,318€15,729▲ 2.7%
Profit (loss) for the period to be appropriated9905€15,318€15,729▲ 2.7%
Line20242025Change
Assets
Total assets20/58€40,972€56,264▲ 37.3%
Fixed assets21/28€2,483€1,938▼ 22.0%
Tangible fixed assets22/27€2,483€1,938▼ 22.0%
Furniture and vehicles24€2,483€1,938▼ 22.0%
Current assets29/58€38,490€54,326▲ 41.1%
Amounts receivable within one year40/41€6,130€6,050▼ 1.3%
Trade receivables40€6,130€6,050▼ 1.3%
Cash at bank and in hand54/58€32,360€48,276▲ 49.2%
Equity and liabilities
Total equity and liabilities10/49€40,972€56,264▲ 37.3%
Equity10/15€20,318€36,047▲ 77.4%
Contributions10/11€5,000€5,000=
Profit (loss) carried forward14€15,318€31,047▲ 103%
Amounts payable17/49€20,654€20,216▼ 2.1%
Amounts payable within one year42/48€20,654€20,216▼ 2.1%
Trade debts44€421€0▼ 100.0%
Suppliers440/4€421€0▼ 100.0%
Taxes, remuneration and social security45€8,359€7,235▼ 13.4%
Taxes450/3€8,359€7,235▼ 13.4%
Other amounts payable47/48€11,875€12,981▲ 9.3%
Line20242025Change
Profit (loss) for the period9904€15,318€15,729▲ 2.7%
+ Depreciation and write-downs630€619€545▼ 12.0%
Operating cash flow (approximation)€15,937€16,274▲ 2.1%
Investment in fixed assets (approximation)-€0-
Change in cash-€15,916-

A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (2)
Financial year Type Filed Reference Document
30-06-2025 micro format 30-01-2026 2026-00034863 PDF
30-06-2024 micro format 30-01-2025 2025-00024126 PDF

Comparable companies

These companies have the same main activity as SDJ: media representation (NACE 73120). They are comparable in size and age: total assets between €40,400 and €109,000, founded between 2021 and 2023.

CompanyFoundedTotal assetsEquityGross marginNet resultFTEFinancial year
SDJ Sint-Truiden2023€56,264€36,047€23,622€15,729-2025
ALTITUDE 100 Vorst2022€56,147€29,687€24,450€16,682-2025
TB SPORTS CONSULTING Antwerpen2022€40,447€5,490€43,675€29,643-2025
Kar.ma Agency Haacht2023€89,567€66,123€39,842€23,061-2025
MBL Londerzeel2022€68,367€47,286€11,974€7,019-2025
Red20 Kortenaken2021€100,563€47,999€21,413€12,81602025
FORMATION TORTUE Leuven2023€109,318€91,429€46,648€36,462-2025

They were chosen from the 285 other active companies with that main activity and annual accounts from the past two years. All companies with this main activity

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.