SDIL
ActiveSDIL has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €3.74M and a net result of €563k. Equity is growing by ~10.9% per year across the filed fiscal years. Its solvency ranks better than 72% of 649 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
Score 2025
100
/ 100
Excellent= vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability48▲+10
Solvency98▲+5
Growth66▼-2
Stability100
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €370k at 30 days acceptable
Liquidity ample (current ratio 2.27 against 1.84 in 2024), and 40.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Nine signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 49
Relative position
BE, all sectors
reference
Sector 49
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
59.7%
Return on assets
9%
Age of the figures
16 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-04-2025 was due by 30-11-2025 and was filed on 03-11-2025, 27 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
27 d early
2024
32 d early
2023
35 d early
2022
27 d early
2021
on the day
2020
297 d late
2019
222 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-04-2026 and is due by 30-11-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-04-2026 close12-09-2026 today30-11-2026 deadline
Financials · fiscal year 2025, full schema
Turnover
€14.18M▼ 5.5%
2024 · €15.01M
2019: €11.97M
2020: €11.80M
2021: €10.08M
2022: €11.80M
2023: €13.02M
2024: €15.01M
2019 → 2025
EBIT margin
3.2%=
2024 · 3.2%
2019: 4.5%
2020: 3.2%
2021: 3.5%
2022: 3.2%
2023: 9.5%
2024: 3.2%
2019 → 2025
Net result
€563k▲ 52.8%
2024 · €368k
2019: €321k
2020: €232k
2021: €220k
2022: €260k
2023: €168k
2024: €368k
2019 → 2025
Working capital
€2.86M▲ 27.6%
2024 · €2.25M
2019: €1.69M
2020: €2.04M
2021: €2.33M
2022: €2.75M
2023: €2.75M
2024: €2.25M
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€10.08M-€11.80M▲ 17.1%€13.02M▲ 10.4%€15.01M▲ 15.3%€14.18M▼ 5.5%
Equity€2.38M-€2.64M▲ 10.9%€2.81M▲ 6.4%€3.18M▲ 13.1%€3.74M▲ 17.7%
Operating result€357k-€383k▲ 7.3%€1.24M▲ 224%€478k▼ 61.5%€454k▼ 5.1%
Net result€220k-€260k▲ 18.5%€168k▼ 35.4%€368k▲ 119%€563k▲ 52.8%
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 5% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €6.27M
Fixed assets
€1.15M▲ 8.4%
Current assets
€5.12M▲ 4.1%
Equity and liabilities €6.27M
Equity
€3.74M▲ 17.7%
Debt
€2.52M▼ 9.8%
The debt ratio falls from 46.8% to 40.3%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€718k▲
2024 · €601k
Cash flow
€827k▲
2024 · €492k
Solvency
59.7%▲
2024 · 53.2%
Current ratio
2.27▲
2024 · 1.84
Quick ratio
2.27▲
2024 · 1.84
Debt / equity
0.67▼
2024 · 0.88
ROE
15.0%▲
2024 · 11.6%
ROA
9.0%▲
2024 · 6.2%
Interest coverage
417.65▼
2024 · 502.39
Debt
€2.52M▼
2024 · €2.80M
Debt ≤ 1 year
€2.26M▼
2024 · €2.68M
Income taxes
€41k▼
2024 · €281k
Staff costs
€8.34M▲
2024 · €8.33M
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€5.98M€6.27M▲
Fixed assets21/28€1.06M€1.15M▲
Tangible fixed assets22/27€1.05M€1.14M▲
Plant, machinery and equipment23€33k€23k▼
Furniture and vehicles24€17k€38k▲
Other tangible fixed assets26€1.00M€1.08M▲
Financial fixed assets28€3k€3k=
Other financial fixed assets284/8€3k€3k=
Amounts receivable and cash guarantees285/8€3k€3k=
Current assets29/58€4.92M€5.12M▲
Amounts receivable within one year40/41€4.65M€4.45M▼
Trade receivables40€1.18M€1.09M▼
Other amounts receivable41€3.47M€3.36M▼
Cash at bank and in hand54/58€80k€559k▲
Deferred charges and accrued income490/1€189k€115k▼
Equity and liabilities
Total equity and liabilities10/49€5.98M€6.27M▲
Equity10/15€3.18M€3.74M▲
Contributions10/11€62k€62k=
Capital10€62k€62k=
Issued capital100€62k€62k=
Reserves13€8k€8k=
Non-distributable reserves130/1€8k€8k=
Legal reserve130€8k€8k=
Profit (loss) carried forward14€3.11M€3.67M▲
Amounts payable17/49€2.80M€2.52M▼
Amounts payable within one year42/48€2.68M€2.26M▼
Trade debts44€1.04M€649k▼
Suppliers440/4€1.04M€649k▼
Taxes, remuneration and social security45€1.64M€1.61M▼
Taxes450/3€138k€32k▼
Remuneration and social security454/9€1.50M€1.58M▲
Accrued charges and deferred income492/3€121k€266k▲
Income statement
Code20242025
Operating income70/76A€15.81M€14.60M▼
Turnover70€15.01M€14.18M▼
Other operating income74€794k€421k▼
Operating charges60/66A€15.33M€14.15M▼
Services and other goods61€6.47M€5.44M▼
Remuneration, social security and pensions62€8.33M€8.34M▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€123k€264k▲
Other operating charges640/8€406k€102k▼
Operating profit (loss)9901€478k€454k▼
Financial income75/76B€174k€153k▼
Recurring financial income75€174k€153k▼
Income from current assets751€174k€153k▼
Financial charges65/66B€2k€3k▲
Recurring financial charges65€2k€3k▲
Debt charges650€1k€2k▲
Other financial charges652/9€1k€848▼
Profit (loss) for the period before taxes9903€650k€604k▼
Income taxes67/77€281k€41k▼
Taxes670/3€281k€205k▼
Tax adjustments and reversals of tax provisions77-€164k
Profit (loss) for the period9904€368k€563k▲
Profit (loss) for the period to be appropriated9905€368k€563k▲
Appropriation of the result
Profit (loss) to be appropriated9906€3.11M€3.67M▲
Profit (loss) brought forward from the previous period14P€2.74M€3.11M▲
Social balance
Average headcount (FTE)9087169.0171.3▲
The notes to these accounts (43 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
03-11
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
30-04
Financial
Highest result since 2019net €563k ▲52.8%
Net result €563k, the highest in the series.
2024
29-10
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2023
26-10
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
30-04
Financial
Weakest financial yearnet €168k ▼35.4%
Net result drops to €168k, the lowest in the series; recovery starts the following year.
2022
03-11
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2021
30-11
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
23-09
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 297 days late
2020
09-07
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 222 days late
30-04
Financial
Equity above €2MEq €2.16M ▲12%
2 profitable years in a row build equity to €2.16M.
2018
14-12
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 14 days late
2017
27-10
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
09-01
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 40 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
17 directors, no change since 2025
Alastair Dick
CurrentDirector · since 27-01-2023
Lucie de Crane
CurrentMandataire pour formalités publiques · since 03-01-2023
Pierre-Antoine Gernay
CurrentMandataire pour formalités publiques · since 03-01-2023
Pierre-Axel Chabot
CurrentMandataire pour formalités publiques · since 03-01-2023
Vincent Rouffart
CurrentDirector · since 03-01-2023
Catherine Matton
CurrentMandataire pour formalités publiques · since 24-11-2022
+ 5 not shown in this overview
14-02-2025
Delphine Delahaut: Appointed as Representant permanent du commissaire
05-02-2025
Adedotune Adegoke: Resigned as Director
27-01-2023
Alastair Dick: Appointed as Director
27-01-2023
Vincent Rouffart: Appointed as Director
03-01-2023
Alastair Dick: Resigned as Director
03-01-2023
Lucie de Crane: Appointed as Mandataire pour formalités publiques
03-01-2023
Pierre-Antoine Gernay: Appointed as Mandataire pour formalités publiques
03-01-2023
Pierre-Axel Chabot: Appointed as Mandataire pour formalités publiques
03-01-2023
Vincent Rouffart: Appointed as Director
03-01-2023
Catherine Matton: Appointed as Mandataire pour formalités publiques
03-01-2023
CMS: Appointed as Avocat pour formalités publiques
03-01-2023
Jérôme Charlier: Appointed as Gestion journalière
03-01-2023
Maude Hérinne: Appointed as Gestion des ressources humaines
03-01-2023
Murielle Ponchaut: Appointed as Gestion journalière
24-11-2022
Catherine Matton: Appointed as Mandataire
24-11-2022
CMS: Appointed as Avocat pour formalités publiques
24-11-2022
Jérôme Charlier: Appointed as Gestion journalière
24-11-2022
Maude Hérinne: Appointed as Gestion des ressources humaines
24-11-2022
Murielle Ponchaut: Appointed as Gestion journalière
24-11-2022
Lucie de Crane: Appointed as Représentant pour formalités publiques
24-11-2022
Pierre-Antoine Gernay: Appointed as Représentant pour formalités publiques
24-11-2022
Pierre-Axel Chabot: Appointed as Représentant pour formalités publiques
22-06-2020
Alastair Dick: Appointed as Director
22-06-2020
Rachel Stockton: Resigned as Director
+ 13 not shown in this overview
Location & real-estate footprint
Registered office, Tubize · 2 establishment units since 2009
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Avenue Ernest Solvay 291480 TubizeGround area
4.9 ha
Building footprint
2.0 ha
Volume, LiDAR
202,320 m³
2 parcels, Wallonia · tallest building 13.1 m, ±4 floors. Linked by address, not a title deed.
2 establishment units
SDIL
since 20092.177.352.268
SDIL
since 20142.237.019.542
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25099D0046/00G000 | Wallonia | 3.9 ha | 1 · 1.3 ha | 13.1 m · 4 fl. |
| 25097C0575/00B003 | Wallonia | 9,709 m² | 1 · 6,318 m² | 9.3 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Statutory auditor
2 auditors| Grant Thornton Réviseurs d'Entreprises SCRL Commissaire succeeded by RSM InterAudit in 2020 | 24-01-2017 → 22-06-2020 |
Show 1 earlier auditors
| RSM InterAudit Commissaire | 22-06-2020 → 22-06-2020 |
Similar companies · same sector, comparable size
DENEIRE
BE 0446.880.186
Diksmuide · Eq €3.74M
CLF trans
BE 0885.307.221
Heuvelland · Eq €3.73M
Transport Wuyts
BE 0407.708.222
Westerlo · Eq €3.73M
T.R.M. (Trailer Repair Michiels)
BE 0474.046.225
Hulshout · Eq €3.71M
HOYER BELGIE
BE 0403.702.122
Antwerpen · Eq €3.70M
Of 12,442 companies in sector 49410 we hold annual accounts for 8,083. 2,076 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded04-03-2009
Fiscal year end30-04
Activities, NACEBEL
49410Freight transport by road
52250Logistics services
52290Warehousing and support activities for transportation
52100Warehousing and storage
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.