Equity
€216,278 ▼ 10.4%
SDI BUILD paid out €30,000 in dividends. That is 611% of the 2025 profit.
SDI BUILD
Lifetime
7 annual accounts with figures on one time axispeak €247,653 (2024)
€76,480▼ 69.1%
lowest -€42,918 (2023)
€4,907▼ 97.7%
peak €241,371 (2024)
€216,278▼ 10.4%
€256,886▼ 15.1%
Board1 name since 2023
1 directorSAUCA Ioan
Documentsfilings and deeds
18-11-202518 days late
2025micro format
Gross margin from €247,653 to €76,480Result from €214,563 to €4,907Dividend €30,000Debts from €302,635 to €256,886
Key points
from the 2025 annual accountsResult
€4,907 ▼ 97.7%
The result fell in 2025 from €214,563 to €4,907.
Turnover
≈ €390,000 estimated
The micro format states no turnover.
Filings
7 annual accounts 7 days past the deadline
2026 accounts not filed: deadline was 31-10-2026.
At the same address
103 companies
Position in the sector
€216,278
More equity than 85% of companies in specialised construction. Sector median €57,756 · 35,086 companies.
Checked score
62
Healthy
Financially stronger than 31% of micro companies in specialised construction (NACE 43)
Probability in this band: 0.55% to 1.5%
Bankruptcy probability within 12 months
1.6% Moderate
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.7% across 47,701 companies (NACE 43, micro).
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 1.3%
01-2025: 1.3%● unchanged vs 12-2024
02-2025: 1.3%● unchanged vs 01-2025
03-2025: 1.3%● unchanged vs 02-2025
04-2025: 1.3%● unchanged vs 03-2025
05-2025: 1.3%● unchanged vs 04-2025
06-2025: 1.2%▼ -0.1 percentage points vs 05-2025
07-2025: 1.2%● unchanged vs 06-2025
08-2025: 1.3%▲ +0.1 percentage points vs 07-2025
09-2025: 1.2%▼ -0.1 percentage points vs 08-2025
10-2025: 1.3%▲ +0.1 percentage points vs 09-2025
11-2025: 1.7%▲ +0.4 percentage points vs 10-2025highest value
12-2025: 1.2%▼ -0.5 percentage points vs 11-2025
01-2026: 1.2%● unchanged vs 12-2025
02-2026: 1.2%● unchanged vs 01-2026
03-2026: 1.1%▼ -0.1 percentage points vs 02-2026
04-2026: 1.1%● unchanged vs 03-2026lowest value
05-2026: 1.1%● unchanged vs 04-2026
06-2026: 1.1%● unchanged vs 05-2026
07-2026: 1.1%● unchanged vs 06-2026
08-2026: 1.2%▲ +0.1 percentage points vs 07-2026
09-2026: 1.1%▼ -0.1 percentage points vs 08-2026
10-2026: 1.3%▲ +0.2 percentage points vs 09-2026
11-2026: 1.6%▲ +0.3 percentage points vs 10-2026
Financial strengthAverage
Score breakdown
raises risk
1 financial year not filed after the legal deadline; last filed accounts filed 18 days late; 1 of the last 3 accounts late
Liquidity: current ratio 1.80, cash €4,839
Figures for financial year 2025 (filed on 18-11-2025)
lowers risk
Size: total assets €473,163
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 49% of them on solvency, 15% on liquidity, 38% on profitability and 24% on growth.
The bankruptcy probability was computed on 07-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-03-2025.
Of the companies with a bankruptcy probability in the moderate class on 30-06-2025, 2.4% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 5,047 companies had the same profile as SDI BUILD has now. Each dot stands for 13 companies, two years later.
94.0%
were still trading
3.8%
stopped another way
2.2%
went bankrupt
That fits the bankruptcy probability of SDI BUILD itself: 1.6% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 5,047 companies, not a prediction for SDI BUILD. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €13,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 1.8 (1.77 in 2024), above the usual 1.5. Short-term debt is 51% and cash 1% of total assets. However, 54.3% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises risk
raises risk · 2025 accounts filed 18 days late
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 18-11-2025, 18 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 7 filingsDeviation from the deadline
2026
not filed
2025
18 days late
2024
1 day late
2023
57 days late
2022
4 days late
2021
29 days late
2020
45 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 6 accounts on average 26 days after the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.
Searched, nothing found (1)
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0682928894
Capital decrease of €12,400 to €6,200
Capital from €18,600 to €6,200 · Appointment: SAUCA Ioan (director) · Legal-form conversion: from coöperatieve vennootschap met beperkte aansprakelijkheid to private limited company · General meeting of 13-10-2023 · Gazette deed
Incorporation
published on 18-10-2017 · Gazette deed
First establishment
Kloostermuur 57, Dilbeek
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| SDI BUILD Anderlecht | €473,163 | €76,480 | 45.7% | - |
| BDP Build Schaerbeek | €382,273 | €76,404 | 65.9% | - |
| SERIMMO Lille | €486,167 | €80,464 | 6.2% | 0 |
| SRMC CONSTRUCT Linkebeek | €435,445 | €88,206 | 38.9% | - |
| MADIGRO Roeselare | €525,165 | €89,628 | 80.4% | - |
| BUILDING MANAGEMENT PROJECT Kraainem | €549,254 | €65,980 | 55.4% | - |
| R&L PROJECTS Asse | €409,432 | €75,079 | 41.6% | - |
These companies have the same main activity as SDI BUILD: other specialised construction activities (NACE 43990). They are comparable in size and age: total assets between €382,000 and €549,000, founded between 2016 and 2018.
Official details
Source: KBO- Status
- Active since 16-10-2017Normal situation
- Registered office
- 104 active companies are registered at this address2 started in the 12 months before. Source: KBO register, as of 7 November 2026.
- Activity
- Other specialised construction activitiesNACE 43990and 5 others
- Establishment unit
- 2.271.263.1161702 Dilbeek, since 16-10-2017
- Financial year end
- 31 March
- Peppol
- Reachable since 26-04-2026
Annual accounts to 31-03-2025
- €473,163▼ 13.0%
- Employeeson 31-03-2025
- 1
- Filing
- Filed on 18-11-2025
Insights on SDI BUILD
SDI BUILD files the micro format. That format states no turnover. The gross margin fell from €123,756 in 2019 to €76,480 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about SDI BUILD
- What is the company number of SDI BUILD?
- The company number of SDI BUILD is 0682.928.894. The VAT number is the same number with BE in front: BE 0682.928.894.
- Where is SDI BUILD based?
- The registered office is at Processiestraat 49, 1070 Anderlecht.Company details
- What does SDI BUILD do?
- According to the KBO register, the main activity is other specialised construction activities (NACE 43990).
- What is the legal form of SDI BUILD?
- SDI BUILD is a private limited company (BV).
- When was SDI BUILD founded?
- SDI BUILD was founded on 16-10-2017.
- Is SDI BUILD still active?
- Yes, SDI BUILD is an active enterprise in the KBO register.
- How many employees does SDI BUILD have?
- SDI BUILD had an average of 0.8 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- What is the turnover of SDI BUILD?
- The turnover in financial year 2025 is ≈ €390,000. This figure is estimated from the gross margin of €76,480 and 68 comparable companies (NACE 43990). It probably lies between €290,000 and €790,000.
- Is SDI BUILD profitable?
- In financial year 2025, SDI BUILD made a profit of €4,907.
- Where can I find the annual accounts of SDI BUILD?
- SDI BUILD filed 7 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
Next steps
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