SDDL Care
ActiveThe annual accounts of SDDL Care for fiscal year 2024 show a net loss of 75% of the equity at the start of that year. The 2024 annual accounts show equity of €3k and a net result of €-10k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 9% of 19906 sector peers (fiscal year 2024). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2024
43
/ 100
Weak
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability6▼-65
Solvency34▼-15
Growth52▼-26
Track record94
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity tight (current ratio 1.46 against 2.49 in 2023; short-term debt: 63.6% and cash: 11.2% of total assets), and 91.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Sector 86
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
8.7%
Return on assets
-26.6%
Age of the figures
21 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 9% of 19906 sector peers (2024).
NBB · sector comparisonPosition among 19906 sector peers
Solvency
better than 9%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 04-07-2025, 27 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
not confirmed
2024
27 d early
2023
37 d early
2022
42 d early
2021
30 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Source amounts without an identifiable currency are assumed to be EUR.
Equity
€3k▼ 75.5%
2023 · €13k
2021: €-1k
2022: €12k
2023: €13k
2021 → 2024
Total assets
€37k▼ 30.5%
2023 · €53k
2021: €4k
2022: €50k
2023: €53k
2021 → 2024
Net result
€-10k
2023 · €902
2021: €-2k
2022: €13k
2023: €902
2021 → 2024
Working capital
€11k▼ 62.8%
2023 · €29k
2021: €-1k
2022: €15k
2023: €29k
2021 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2021202220232024Trend
Equity€-1k-€12k€13k▲ 7.5%€3k▼ 75.5%
Operating result€-943-€22k€6k▼ 72.7%€18k▲ 196%
Net result€-2k-€13k€902▼ 93.2%€-10k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 196% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €37k
Fixed assets
€3k▼ 44.5%
Current assets
€34k▼ 29.1%
Equity and liabilities €37k
Equity
€3k▼ 75.5%
Debt
€34k▼ 16.0%
The debt ratio rises from 75.5% to 91.3%. Equity and debt are lower.
Key figures and ratios
EBITDA
€20k▲
2023 · €20k
Cash flow
€-8k▼
2023 · €15k
Solvency
8.7%▼
2023 · 24.5%
Current ratio
1.46▼
2023 · 2.49
Quick ratio
1.46▼
2023 · 2.49
Debt / equity
10.56▲
2023 · 3.08
ROE
-307.6%▼
2023 · 6.9%
ROA
-26.6%▼
2023 · 1.7%
Interest coverage
0.73▼
2023 · 7.74
Debt
€34k▼
2023 · €40k
Debt ≤ 1 year
€23k▲
2023 · €19k
Debt > 1 year
€10k▼
2023 · €21k
Income taxes
€920▼
2023 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€53k€37k▼
Fixed assets21/28€5k€3k▼
Tangible fixed assets22/27€5k€3k▼
Furniture and vehicles24€5k€3k▼
Current assets29/58€48k€34k▼
Amounts receivable within one year40/41€44k€30k▼
Trade receivables40€27k€20k▼
Other amounts receivable41€17k€10k▼
Cash at bank and in hand54/58€2k€4k▲
Deferred charges and accrued income490/1€3k€179▼
Equity and liabilities
Total equity and liabilities10/49€53k€37k▼
Equity10/15€13k€3k▼
Contributions10/11€1k€1k=
Reserves13€12k€2k▼
Distributable reserves133€12k€2k▼
Amounts payable17/49€40k€34k▼
Amounts payable after more than one year17€21k€10k▼
Financial debts170/4€21k€10k▼
Amounts payable within one year42/48€19k€23k▲
Current portion of amounts payable after more than one year42€17k€17k▼
Trade debts44-€6k
Suppliers440/4-€6k
Taxes, remuneration and social security45€2k€635▼
Taxes450/3€645€635▼
Remuneration and social security454/9€2k-
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€14k€2k▼
Other operating charges640/8€2k€1k▼
Gross operating margin9900€22k€22k▼
Operating profit (loss)9901€6k€18k▲
Financial income75/76B€527€671▲
Recurring financial income75€527€671▲
Financial charges65/66B€3k€28k▲
Recurring financial charges65€3k€28k▲
Profit (loss) for the period before taxes9903€4k€-9k▼
Income taxes67/77€3k€920▼
Profit (loss) for the period9904€902€-10k▼
Profit (loss) for the period to be appropriated9905€902€-10k▼
Appropriation of the result
Profit (loss) to be appropriated9906€902€-10k▼
Transfer from equity791/2-€10k
Transfer to equity691/2€902-
To other reserves6921€902-
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
04-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-10k ▼1188%
Net result drops to €-10k, the lowest in the series.
24-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
19-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €13k
Net result €13k after one loss-making year.
31-12
Financial
Liquidity doublescurrent ratio 1.68
Current ratio from 0.77 to 1.68.
01-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kuurne · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Menapiërsstraat 38520 KuurneGround area
382 m²
Building footprint
201 m²
Volume, LiDAR
581 m³
Parcel 34023B0912/00H008, Flanders · tallest building 4.7 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
SDDL Care
since 20212.312.084.971
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34023B0912/00H008 | Flanders | 382 m² | 1 · 201 m² | 4.7 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 209 EUR awarded| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 209 EUR | 0 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Similar companies · same sector, comparable size
BELBO
BE 0505.764.928
Sint-Truiden · Eq €3k
ALY SOINS
BE 1005.822.395
Tournai · Eq €3k
Soinfi.Nath
BE 0650.792.202
Soumagne · Eq €3k
MIJS
BE 0786.440.267
Hasselt · Eq €3k
ONZE ZORG
BE 0607.943.936
Gent · Eq €3k
Of 5,984 companies in sector 86940 we hold annual accounts for 1,809. 597 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-12-2020
Fiscal year end31-12
Activities, NACEBEL
86906Human health activities
86940Nursing and midwifery
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:sharondeblauwe@sddlcare.be
Phone:0478/420324