SDD CONSULT
ActiveSDD CONSULT has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €311k and a net result of €3k. Equity remains stable across the filed fiscal years (±0.3% per year). Its solvency ranks better than 62% of 31540 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
72
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability33▼-24
Solvency92▼-1
Growth78▲+20
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €22k at 30 days acceptable
Liquidity ample (current ratio 2.04 against 1.98 in 2024; short-term debt: 10.5% and cash: 0.7% of total assets), and 32.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
67.5%
Return on assets
0.7%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 04-08-2026, 4 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
4 d late
2024
30 d late
2023
31 d late
2022
31 d late
2021
31 d late
2020
31 d late
2019
91 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€311k▲ 1.0%
2024 · €308k
2018: €310k
2019: €315k
2020: €325k
2021: €302k
2022: €312k
2023: €299k
2024: €308k
2018 → 2025
Total assets
€460k▲ 1.1%
2024 · €455k
2018: €446k
2019: €458k
2020: €446k
2021: €426k
2022: €468k
2023: €450k
2024: €455k
2018 → 2025
Net result
€3k▼ 85.8%
2024 · €21k
2018: €-37k
2019: €6k
2020: €10k
2021: €-23k
2022: €37k
2023: €-14k
2024: €21k
2018 → 2025
Working capital
€50k▲ 11.3%
2024 · €45k
2018: €24k
2019: €25k
2020: €29k
2021: €35k
2022: €47k
2023: €35k
2024: €45k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€302k-€312k▲ 3.3%€299k▼ 4.3%€308k▲ 3.1%€311k▲ 1.0%
Operating result€-18k-€55k€-11k€28k€8k▼ 72.2%
Net result€-23k-€37k€-14k€21k€3k▼ 85.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 72% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €460k
Fixed assets
€362k▼ 0.7%
Current assets
€99k▲ 8.2%
Equity and liabilities €460k
Equity
€311k▲ 1.0%
Debt
€150k▲ 1.4%
The debt ratio rises from 32.4% to 32.5%. Equity and debt are higher.
Key figures and ratios
EBITDA
€10k▼
2024 · €30k
Cash flow
€5k▼
2024 · €24k
Solvency
67.5%▼
2024 · 67.6%
Current ratio
2.04▲
2024 · 1.98
Quick ratio
2.04▲
2024 · 1.98
Debt / equity
0.48▲
2024 · 0.48
ROE
1.0%▼
2024 · 6.9%
ROA
0.7%▼
2024 · 4.6%
Interest coverage
1.66▼
2024 · 3.95
Debt
€150k▲
2024 · €148k
Debt ≤ 1 year
€48k▲
2024 · €46k
Debt > 1 year
€101k▼
2024 · €102k
Income taxes
€4k▼
2024 · €6k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€455k€460k▲
Fixed assets21/28€364k€362k▼
Tangible fixed assets22/27€6k€4k▼
Furniture and vehicles24€1k€352▼
Leasing and similar rights25€5k€4k▼
Financial fixed assets28€358k€358k=
Current assets29/58€91k€99k▲
Amounts receivable after more than one year29€86k€82k▼
Other amounts receivable291€86k€82k▼
Amounts receivable within one year40/41-€12k
Trade receivables40-€12k
Cash at bank and in hand54/58€1k€3k▲
Deferred charges and accrued income490/1€4k€1k▼
Equity and liabilities
Total equity and liabilities10/49€455k€460k▲
Equity10/15€308k€311k▲
Contributions10/11€20k€20k=
Revaluation surpluses12€296k€296k=
Reserves13€50k€50k=
Non-distributable reserves130/1€4k€4k=
Reserves not available under the articles1311€4k-
Other1319-€4k
Distributable reserves133€46k€46k=
Profit (loss) carried forward14€-58k€-55k▲
Amounts payable17/49€148k€150k▲
Amounts payable after more than one year17€102k€101k▼
Financial debts170/4€4k€2k▼
Other amounts payable178/9€98k€99k▲
Amounts payable within one year42/48€46k€48k▲
Current portion of amounts payable after more than one year42€2k€2k▲
Financial debts43€5k€6k▲
Credit institutions430/8€5k€6k▲
Trade debts44€10k€12k▲
Suppliers440/4€10k€12k▲
Taxes, remuneration and social security45€18k€28k▲
Taxes450/3€18k€28k▲
Other amounts payable47/48€12k-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€2k▼
Other operating charges640/8€1k€2k▲
Gross operating margin9900€31k€12k▼
Operating profit (loss)9901€28k€8k▼
Financial income75/76B€7k€5k▼
Recurring financial income75€7k€5k▼
Financial charges65/66B€8k€6k▼
Recurring financial charges65€8k€6k▼
Profit (loss) for the period before taxes9903€27k€7k▼
Income taxes67/77€6k€4k▼
Profit (loss) for the period9904€21k€3k▼
Profit (loss) for the period to be appropriated9905€21k€3k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-37k€-55k▼
Profit (loss) brought forward from the previous period14P€-58k€-58k=
Transfer to equity691/2€9k-
To other reserves6921€9k-
Profit to be distributed694/7€12k-
Directors or managers695€12k-
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
04-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 4 days late
2025
30-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 30 days late
2024
31-12
Financial
Back to profitnet €21k
Net result €21k after one loss-making year.
31-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 31 days late
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-12
Financial
Back to profitnet €37k
Net result €37k after one loss-making year.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
30-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 91 days late
2019
31-12
Financial
Back to profitnet €6k
Net result €6k after one loss-making year.
31-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 31 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Schaliënstraat 142000 AntwerpenGround area
244 m²
Building footprint
188 m²
Volume, LiDAR
3,055 m³
Parcel 11811L3938/00P000, Flanders · tallest building 20.8 m, ±6 floors. Linked by address, not a title deed.
1 establishment unit
SDD CONSULT
since 20072.166.732.352
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11811L3938/00P000 | Flanders | 244 m² | 1 · 188 m² | 20.8 m · 6 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 5,694 companies in sector 70100 we hold annual accounts for 3,489. 2,306 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-08-2007
Fiscal year end31-12
Activities, NACEBEL
70100Activities of head offices
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.