SDCO CONSULTING
ActiveSDCO CONSULTING is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €153k and a net result of €38k. Equity is growing by ~41.1% per year across the filed fiscal years. Its solvency ranks better than 84% of 7980 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
31 d late
2024
8 d late
2023
21 d late
2022
31 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€153k▲ 32.9%
2024 · €115k
2022: €17k
2023: €88k
2024: €115k
2022 → 2025
Net result
€38k▲ 37.7%
2024 · €28k
2022: €14k
2023: €71k
2024: €28k
2022 → 2025
Total assets
€177k▲ 26.2%
2024 · €140k
2022: €36k
2023: €114k
2024: €140k
2022 → 2025
Solvency
86.7%▲ 4.3pp
2024 · 82.4%
2022: 46.4%
2023: 76.7%
2024: 82.4%
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€17k-€88k▲ 430%€115k▲ 31.4%€153k▲ 32.9%
Operating result€19k-€91k▲ 394%€38k▼ 58.8%€53k▲ 41.8%
Net result€14k-€71k▲ 426%€28k▼ 61.3%€38k▲ 37.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 42% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €177k
Fixed assets
€4k▼ 25.2%
Current assets
€173k▲ 28.1%
Equity and liabilities €177k
Equity
€153k▲ 32.9%
Debt
€24k▼ 4.7%
The debt ratio falls from 17.6% to 13.3%: equity grows while debt is paid down.
Key figures and ratios
Solvency
86.7%▲
2024 · 82.4%
ROE
24.7%▲
2024 · 23.9%
ROA
21.4%▲
2024 · 19.7%
Debt
€24k▼
2024 · €25k
Debt ≤ 1 year
€24k▼
2024 · €25k
Income taxes
€15k▲
2024 · €9k
Staff costs
€728▼
2024 · €1k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€140k€177k▲
Fixed assets21/28€5k€4k▼
Tangible fixed assets22/27€5k€4k▼
Plant, machinery and equipment23€2k€1k▼
Furniture and vehicles24€3k€2k▼
Current assets29/58€135k€173k▲
Stocks and contracts in progress3€30k-
Contracts in progress37€30k-
Amounts receivable within one year40/41€13k€63k▲
Trade receivables40-€39k
Other amounts receivable41€13k€24k▲
Cash at bank and in hand54/58€90k€107k▲
Deferred charges and accrued income490/1€2k€3k▲
Equity and liabilities
Total equity and liabilities10/49€140k€177k▲
Equity10/15€115k€153k▲
Contributions10/11€3k€3k=
Reserves13€112k€150k▲
Distributable reserves133€112k€150k▲
Amounts payable17/49€25k€24k▼
Amounts payable within one year42/48€25k€24k▼
Current portion of amounts payable after more than one year42-€3k
Trade debts44€4k€2k▼
Suppliers440/4€4k€2k▼
Taxes, remuneration and social security45€21k€18k▼
Taxes450/3€21k€18k▼
Income statement
Code20242025
Remuneration, social security and pensions62€1k€728▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€957€1k▲
Other operating charges640/8€966€2k▲
Gross operating margin9900€41k€57k▲
Operating profit (loss)9901€38k€53k▲
Financial charges65/66B€1k€850▼
Recurring financial charges65€1k€850▼
Profit (loss) for the period before taxes9903€37k€53k▲
Income taxes67/77€9k€15k▲
Profit (loss) for the period9904€28k€38k▲
Profit (loss) for the period to be appropriated9905€28k€38k▲
Appropriation of the result
Profit (loss) to be appropriated9906€28k€38k▲
Transfer to equity691/2€28k€38k▲
To other reserves6921€28k€38k▲
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial
Equity above €150kEq €153k ▲32.9%
4 profitable years in a row build equity to €153k.
08-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 8 days late
2024
31-12
Financial
Equity above €100kEq €115k ▲31.4%
3 profitable years in a row build equity to €115k.
21-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 21 days late
2023
31-12
Financial
Highest result since 2022net €71k ▲426%
Operating result €91k, net result €71k, both a record.
31-12
Financial
Liquidity doublescurrent ratio 4.18
Current ratio from 1.82 to 4.18.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Pajottegem · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Statiestraat 881570 PajottegemGround area
655 m²
Building footprint
104 m²
Volume, LiDAR
636 m³
Parcel 23087C0330/00E002, Flanders · tallest building 10.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
SDCO CONSULTING
since 20222.332.217.322
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23087C0330/00E002 | Flanders | 655 m² | 1 · 104 m² | 10.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
CRM MANAGEMENT
BE 0674.426.251
Bree · Eq €153k
HOLDING HENRY-BALLEZ
BE 0743.760.069
Mons · Eq €153k
EPOXON
BE 0809.253.182
Knokke-Heist · Eq €153k
InReBo Services
BE 0473.133.435
Wingene · Eq €153k
Akira Holding
BE 0795.892.423
Deinze · Eq €153k
Of 24,636 companies in sector 64210 we hold annual accounts for 19,688. 13,216 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-06-2022
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
46170Agents in the wholesale of food, beverages and tobacco
70200Business and other management consultancy
70220Business consulting
82100Office administrative and support services
82110Office administrative, office support and other business support activities
82990Other business support services
85599Other education
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.