CRM MANAGEMENT is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €153k and a net result of €56k. Equity is growing by ~33.8% per year across the filed fiscal years. Its solvency ranks better than 91% of 7980 sector peers (fiscal year 2025). The company has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 11-03-2026, 142 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
142 d early
2024
23 d early
2023
37 d early
2022
42 d early
2021
32 d early
2020
38 d early
2019
22 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€153k▲ 57.8%
2024 · €97k
2018: €19k
2019: €33k
2020: €44k
2021: €61k
2022: €79k
2023: €109k
2024: €97k
2018 → 2025
Net result
€56k▲ 116%
2024 · €26k
2018: €14k
2019: €15k
2020: €11k
2021: €18k
2022: €18k
2023: €29k
2024: €26k
2018 → 2025
Total assets
€164k▲ 25.2%
2024 · €131k
2018: €30k
2019: €44k
2020: €59k
2021: €70k
2022: €88k
2023: €117k
2024: €131k
2018 → 2025
Solvency
93.1%▲ 19.2pp
2024 · 73.9%
2018: 63.7%
2019: 74.7%
2020: 73.9%
2021: 87.5%
2022: 90.6%
2023: 92.9%
2024: 73.9%
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€61k-€79k▲ 30.1%€109k▲ 36.7%€97k▼ 10.7%€153k▲ 57.8%
Operating result€22k-€24k▲ 9.9%€37k▲ 50.6%€36k▼ 1.2%€71k▲ 95.0%
Net result€18k-€18k▲ 4.9%€29k▲ 58.9%€26k▼ 11.1%€56k▲ 116%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 95% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €164k
Fixed assets
€79k▼ 7.5%
Current assets
€85k▲ 86.2%
Equity and liabilities €164k
Equity
€153k▲ 57.8%
Debt
€11k▼ 66.7%
The debt ratio falls from 26.1% to 6.9%. Equity is higher and debt is lower.
Key figures and ratios
Solvency
93.1%▲
2024 · 73.9%
ROE
36.6%▲
2024 · 26.8%
ROA
34.1%▲
2024 · 19.8%
Debt
€11k▼
2024 · €34k
Debt ≤ 1 year
€11k▼
2024 · €13k
Debt > 1 year
€0▼
2024 · €21k
Income taxes
€15k▲
2024 · €10k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€131k€164k▲
Fixed assets21/28€85k€79k▼
Tangible fixed assets22/27€20k€14k▼
Plant, machinery and equipment23-€1k
Furniture and vehicles24€15k€9k▼
Other tangible fixed assets26€5k€4k▼
Financial fixed assets28€65k€65k=
Current assets29/58€46k€85k▲
Amounts receivable within one year40/41€15k€16k▲
Trade receivables40€15k€16k▲
Other amounts receivable41€0-
Cash at bank and in hand54/58€31k€69k▲
Deferred charges and accrued income490/1€0€778▲
Equity and liabilities
Total equity and liabilities10/49€131k€164k▲
Equity10/15€97k€153k▲
Contributions10/11€19k€19k=
Reserves13€78k€134k▲
Distributable reserves133€78k€134k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€34k€11k▼
Amounts payable after more than one year17€21k€0▼
Other amounts payable178/9€21k€0▼
Amounts payable within one year42/48€13k€11k▼
Trade debts44€2k€2k▼
Suppliers440/4€2k€2k▼
Taxes, remuneration and social security45€11k€10k▼
Taxes450/3€9k€8k▼
Remuneration and social security454/9€2k€2k=
Other amounts payable47/48-€1
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€8k▼
Other operating charges640/8€874€696▼
Gross operating margin9900€45k€79k▲
Operating profit (loss)9901€36k€71k▲
Financial income75/76B€5€0▼
Recurring financial income75€5€0▼
Financial charges65/66B€292€331▲
Recurring financial charges65€292€331▲
Profit (loss) for the period before taxes9903€36k€71k▲
Income taxes67/77€10k€15k▲
Profit (loss) for the period9904€26k€56k▲
Profit (loss) for the period to be appropriated9905€26k€56k▲
Appropriation of the result
Profit (loss) to be appropriated9906€26k€56k▲
Transfer from equity791/2€50k€0▼
Transfer to equity691/2€26k€56k▲
To other reserves6921€26k€56k▲
Profit to be distributed694/7€50k€0▼
Return on contributions (dividend)694€50k€0▼
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
11-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2018net €56k ▲116%
Operating result €71k, net result €56k, both a record.
31-12
Financial
Liquidity doublescurrent ratio 7.48
Current ratio from 3.56 to 7.48; short-term debt falls from €13k to €11k.
31-12
Financial
Equity above €150kEq €153k ▲57.8%
8 profitable years in a row build equity to €153k.
08-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
24-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Equity above €100kEq €109k ▲36.7%
6 profitable years in a row build equity to €109k.
19-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
29-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
23-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Weakest financial yearnet €11k ▼26.2%
Net result drops to €11k, the lowest in the series; recovery starts the following year.
09-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
20-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bree · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Veeweidestraat 743960 BreeGround area
467 m²
Building footprint
103 m²
Volume, LiDAR
610 m³
Parcel 72004B0006/00Y000, Flanders · tallest building 7.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
CRM MANAGEMENT
since 20172.263.675.736
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72004B0006/00Y000 | Flanders | 467 m² | 1 · 103 m² | 7.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
SDCO CONSULTING
BE 0787.343.753
Pajottegem · Eq €153k
HOLDING HENRY-BALLEZ
BE 0743.760.069
Mons · Eq €153k
EPOXON
BE 0809.253.182
Knokke-Heist · Eq €153k
InReBo Services
BE 0473.133.435
Wingene · Eq €153k
Akira Holding
BE 0795.892.423
Deinze · Eq €153k
Of 24,726 companies in sector 64210 we hold annual accounts for 19,747. 13,259 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded11-04-2017
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.