SDC Consulting
ActiveSDC Consulting has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €5k and a net result of €75k. Equity is shrinking by ~25.2% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2026. Its solvency ranks better than 10% of 31662 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
68
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency27=
Growth58=
Track record94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
2.1%
Return on assets
30.8%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 10% of 31662 sector peers (2025).
NBB · sector comparisonPosition among 31662 sector peers
Solvency
better than 10%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-09-2026, 34 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filingsDeviation from the deadline
2025
34 d late
2024
28 d late
2023
31 d late
2022
3 d late
2021
31 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€5k=
2024 · €5k
2021: €37k
2022: €59k
2023: €84k
2024: €5k
2021 → 2025
Total assets
€243k▲ 11.4%
2024 · €218k
2021: €62k
2022: €91k
2023: €178k
2024: €218k
2021 → 2025
Net result
€75k▲ 26.3%
2024 · €59k
2021: €32k
2022: €22k
2023: €26k
2024: €59k
2021 → 2025
Working capital
€-9k▲ 1.1%
2024 · €-9k
2021: €37k
2022: €59k
2023: €69k
2024: €-9k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€37k-€59k▲ 59.5%€84k▲ 42.9%€5k▼ 94.1%€5k=
Operating result€40k-€28k▼ 31.3%€34k▲ 21.8%€76k▲ 125%€96k▲ 27.2%
Net result€32k-€22k▼ 31.2%€26k▲ 18.7%€59k▲ 127%€75k▲ 26.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 27% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €243k
Fixed assets
€42k▼ 26.1%
Current assets
€201k▲ 24.6%
Equity and liabilities €243k
Equity
€5k=
Debt
€238k▲ 11.7%
The debt ratio rises from 97.7% to 97.9%. Debt is higher.
Key figures and ratios
EBITDA
€112k▲
2024 · €91k
Cash flow
€90k▲
2024 · €75k
Solvency
2.1%▼
2024 · 2.3%
Current ratio
0.96▲
2024 · 0.95
Quick ratio
0.96▲
2024 · 0.95
Debt / equity
47.62▲
2024 · 42.63
ROA
30.8%▲
2024 · 27.2%
Interest coverage
56.53▲
2024 · 53.52
Debt
€238k▲
2024 · €213k
Debt ≤ 1 year
€210k▲
2024 · €170k
Debt > 1 year
€28k▼
2024 · €43k
Income taxes
€20k▲
2024 · €16k
A ratio outside any meaningful range has been withheld (balance sheet total €243k, equity €5k).
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€218k€243k▲
Fixed assets21/28€57k€42k▼
Tangible fixed assets22/27€57k€42k▼
Furniture and vehicles24€1k€1k▲
Leasing and similar rights25€55k€41k▼
Financial fixed assets28€76€76=
Current assets29/58€161k€201k▲
Amounts receivable after more than one year29€62k€17k▼
Trade receivables290€62k€17k▼
Amounts receivable within one year40/41€70k€87k▲
Trade receivables40€45k€65k▲
Other amounts receivable41€25k€22k▼
Cash at bank and in hand54/58€24k€92k▲
Deferred charges and accrued income490/1€5k€6k▲
Equity and liabilities
Total equity and liabilities10/49€218k€243k▲
Equity10/15€5k€5k=
Contributions10/11€5k€5k=
Amounts payable17/49€213k€238k▲
Amounts payable after more than one year17€43k€28k▼
Financial debts170/4€43k€28k▼
Amounts payable within one year42/48€170k€210k▲
Current portion of amounts payable after more than one year42€14k€14k▲
Trade debts44€3k€2k▼
Suppliers440/4€3k€2k▼
Taxes, remuneration and social security45€15k€10k▼
Taxes450/3€15k€7k▼
Remuneration and social security454/9-€3k
Other amounts payable47/48€139k€183k▲
Accrued charges and deferred income492/3€220-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15k€15k▲
Other operating charges640/8€1k€934▼
Gross operating margin9900€92k€113k▲
Operating profit (loss)9901€76k€96k▲
Financial income75/76B€1k€661▼
Recurring financial income75€1k€661▼
Financial charges65/66B€2k€2k▲
Recurring financial charges65€2k€2k▲
Profit (loss) for the period before taxes9903€75k€95k▲
Income taxes67/77€16k€20k▲
Profit (loss) for the period9904€59k€75k▲
Profit (loss) for the period to be appropriated9905€59k€75k▲
Appropriation of the result
Profit (loss) to be appropriated9906€59k€75k▲
Transfer from equity791/2€79k-
Profit to be distributed694/7€139k€75k▼
Return on contributions (dividend)694€139k€75k▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-09
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 34 days late
2025
31-12
Financial
Highest result since 2021net €75k ▲26.3%
Operating result €96k, net result €75k, both a record.
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
31-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 31 days late
2023
03-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 3 days late
2022
31-12
Financial
Weakest financial yearnet €22k ▼31.2%
Net result drops to €22k, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Grez-Doiceau · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Vivier Hanquet 491390 Grez-DoiceauGround area
5,168 m²
Building footprint
156 m²
Volume, LiDAR
1,078 m³
Parcel 25037D0010/00F007, Wallonia · tallest building 8.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
SDC Consulting
since 20212.313.686.065
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25037D0010/00F007 | Wallonia | 5,167 m² | 1 · 156 m² | 8.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,570 companies in sector 70200 we hold annual accounts for 52,574. 15,599 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-02-2021
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:s.dumont@redebel.com