SDC
ActiveSDC has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €77k and a net result of €23k. Equity is growing by ~14.2% per year across the filed fiscal years. Its solvency ranks better than 38% of 9982 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
Score 2024
86
/ 100
Excellent= vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100=
Solvency58▲+10
Growth78▲+26
Stability100
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity tight (current ratio 1.43 against 1.23 in 2023), and 69% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
31%
Return on assets
9.4%
Age of the figures
20 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 31-07-2025, 0 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
not confirmed
2024
on the day
2023
on the day
2022
3 d early
2021
2 d early
2020
1 d early
2019
2 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€77k▲ 43.7%
2023 · €54k
2019: €39k
2020: €38k
2021: €54k
2022: €53k
2023: €54k
2019 → 2024
Total assets
€249k▲ 28.5%
2023 · €193k
2019: €84k
2020: €194k
2021: €220k
2022: €259k
2023: €193k
2019 → 2024
Net result
€23k▲ 117%
2023 · €11k
2019: €22k
2020: €-844
2021: €16k
2022: €-844
2023: €11k
2019 → 2024
Working capital
€37k▲ 253%
2023 · €10k
2019: €31k
2020: €-11k
2021: €9k
2022: €11k
2023: €10k
2019 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€38k-€54k▲ 42.4%€53k▼ 1.6%€54k▲ 1.5%€77k▲ 43.7%
Operating result€-283-€25k€979▼ 96.2%€17k▲ 1,612%€39k▲ 130%
Net result€-844-€16k€-844€11k€23k▲ 117%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed two years in a row; 2024 is 130% above 2023 and is the highest year so far.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €249k
Fixed assets
€127k▼ 7.5%
Current assets
€121k▲ 117%
Equity and liabilities €249k
Equity
€77k▲ 43.7%
Debt
€171k▲ 22.7%
The debt ratio falls from 72.2% to 69.0%: equity grows faster than debt.
Key figures and ratios
EBITDA
€49k▲
2023 · €23k
Cash flow
€34k▲
2023 · €17k
Solvency
31.0%▲
2023 · 27.8%
Current ratio
1.43▲
2023 · 1.23
Quick ratio
1.43▲
2023 · 1.23
Debt / equity
2.22▼
2023 · 2.60
ROE
30.4%▲
2023 · 20.2%
ROA
9.4%▲
2023 · 5.6%
Interest coverage
7.03▼
2023 · 9.64
Debt
€171k▲
2023 · €140k
Debt ≤ 1 year
€85k▲
2023 · €45k
Debt > 1 year
€87k▼
2023 · €94k
Income taxes
€9k▲
2023 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€193k€249k▲
Fixed assets21/28€138k€127k▼
Tangible fixed assets22/27€138k€127k▼
Land and buildings22€134k€125k▼
Furniture and vehicles24€4k€2k▼
Current assets29/58€56k€121k▲
Stocks and contracts in progress3€0-
Stocks30/36€0-
Amounts receivable within one year40/41€45k€77k▲
Trade receivables40€32k€59k▲
Other amounts receivable41€13k€18k▲
Cash at bank and in hand54/58€11k€44k▲
Equity and liabilities
Total equity and liabilities10/49€193k€249k▲
Equity10/15€54k€77k▲
Contributions10/11€6k€6k=
Reserves13€45k€68k▲
Distributable reserves133€45k€68k▲
Profit (loss) carried forward14€2k€3k▲
Amounts payable17/49€140k€171k▲
Amounts payable after more than one year17€94k€87k▼
Financial debts170/4€94k€87k▼
Amounts payable within one year42/48€45k€85k▲
Current portion of amounts payable after more than one year42€7k€7k▲
Trade debts44€18k€67k▲
Suppliers440/4€18k€67k▲
Taxes, remuneration and social security45€7k€6k▼
Taxes450/3€4k€2k▼
Remuneration and social security454/9€3k€3k=
Other amounts payable47/48€13k€4k▼
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€10k▲
Other operating charges640/8€2k€3k▲
Gross operating margin9900€24k€52k▲
Operating profit (loss)9901€17k€39k▲
Financial income75/76B€123€641▲
Recurring financial income75€123€641▲
Financial charges65/66B€2k€7k▲
Recurring financial charges65€2k€7k▲
Profit (loss) for the period before taxes9903€15k€32k▲
Income taxes67/77€4k€9k▲
Profit (loss) for the period9904€11k€23k▲
Profit (loss) for the period to be appropriated9905€11k€23k▲
Appropriation of the result
Profit (loss) to be appropriated9906€12k€26k▲
Profit (loss) brought forward from the previous period14P€2k€2k▲
Transfer from equity791/2€10k€0▼
Transfer to equity691/2€10k€23k▲
To other reserves6921€10k€23k▲
Profit to be distributed694/7€10k€0▼
Return on contributions (dividend)694€10k€0▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2019net €23k ▲117%
Operating result €39k, net result €23k, both a record.
31-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €11k
Net result €11k after one loss-making year.
28-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €-844 ▼105%
Net result drops to €-844, the lowest in the series; recovery starts the following year.
29-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €16k
Net result €16k after one loss-making year.
30-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
29-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beveren-Kruibeke-Zwijndrecht · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Broekdam-Noord 489150 Beveren-Kruibeke-ZwijndrechtGround area
985 m²
Building footprint
131 m²
Volume, LiDAR
927 m³
Parcel 46013B0170/00V000, Flanders · tallest building 10.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
SDC
since 20162.259.825.727
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46013B0170/00V000 | Flanders | 985 m² | 1 · 131 m² | 10.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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DE POORTERIJ
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NEDER COMPANY
BE 0798.830.335
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CLEARWORK
BE 0600.841.853
Aartselaar · Eq €77k
THIBAUT-GERARD
BE 0656.826.491
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AMPI
BE 0871.949.034
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Of 29,535 companies in sector 41001 we hold annual accounts for 15,872. 13,072 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-12-2016
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.