SDB Invest
ActiveSummary
The computed 12-month bankruptcy probability of SDB Invest is 7.5% (elevated). The 2025 annual accounts show negative equity (-€108,740) and a net result of -€100,486. Equity fluctuates too strongly from year to year to read a trend from it. Its solvency ranks better than 5% of 12,777 sector peers (NACE 47, financial year 2025). The company has been active since 2018 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Official details
Source: KBO- Status
- Active since 26-02-2018 Normal situation
- Registered office
- 10 active companies are registered at this address 1 started in the 12 months before. Source: KBO register, as of 3 November 2026.
- Activity
- Retail sale of clothing and accessories for women, men, children and babies (general range) NACE 47716and 1 other
- Establishment units
- 2.341.323.642 8660 De Panne, since 07-02-2023
- 2.341.323.741 8620 Nieuwpoort, since 07-02-2023
- Financial year end
- 31 December
- Peppol
- Reachable since 09-01-2026
Financial position
- Bankruptcy probabilitywithin 12 months
- 7.5%
- Gross margin
- €139,626
- ▼ 16.6%
- Turnover
- ≈ €650,000
- estimated
- Loss
- €100,486
- ▲ 42.2%
- Equity
- -€108,740
- ▼ 1,217%
- Total assets
- €160,631
- ▼ 64.0%
- Employees on 31-12-2025
- 5
- ▼ 28.6%
- Negative equity on 31-12-2025
- 2025 accounts filed 27 days after the deadline
Score breakdownraises riskNegative equity -€108,740Loss of €100,486, the second in a row (financial year 2025)Last filed accounts filed 27 days late; 1 of the last 3 accounts latelowers riskLiquidity: current ratio 0.28, cash €42,728, halvedShow the evidence
Checked score
About 7 in 100 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 6% of them on solvency, 30% on liquidity, 6% on profitability and 1% on growth.
The bankruptcy probability was computed on 03-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
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Signals
The company filed its last 7 accounts on average 34 days after the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.
Searched, nothing found (2)
Key points
- Risk: Negative equitydebts exceed assets in financial year 2025 -€108,740 View
- Caution: Equity fell in 2025from -€8,255 to -€108,740 ▼ 1,217% View
- Caution: Lower solvency than 95% of companies in retail tradesector median 36.6% · 12,777 companies -67.7% View
- Caution: 2 loss-making years in a rowloss in financial year 2025 -€100,486 View
Recent changes
- · Gazette deed Registered office moved within TernatNew seat: Statiestraat 11-13 1740 Ternat · Previous seat: Keizerstraat 29 1740 Ternat
- · Gazette deed 2 directors resigning, 2 reappointedResignations: VAN LAER Geert (manager) and DELCOIGNE David (manager) · Reappointments: VAN LAER Geert (director) and DELCOIGNE David (director) · Permanent representative: DELCOIGNE David
- · Gazette deed Incorporation
Comparable companies
These companies have the same main activity as SDB Invest: retail sale of clothing and accessories for women, men, children and babies (general range) (NACE 47716). They are comparable in size and age: total assets between €107,000 and €242,000, founded between 2012 and 2021.
| Company | Total assets | Gross margin |
|---|---|---|
| SDB Invest Ternat | €160,631 | €139,626 |
| YOAN & CO Evere | €159,667 | €161,347 |
| MOUNS Chaudfontaine | €234,791 | €139,854 |
| Joemerino België Antwerpen | €107,359 | €120,280 |
| MAGICORAL BE Antwerpen | €181,008 | €154,002 |
| GYA Maasmechelen | €225,721 | €145,206 |
| Chapter 12 Zoersel | €242,286 | €238,116 |
Key facts about SDB Invest
- What is the company number of SDB Invest?
- The company number of SDB Invest is 0690.949.014. The VAT number is the same number with BE in front: BE 0690.949.014.
- Where is SDB Invest based?
- The registered office is at Statiestraat 11-13, 1740 Ternat.Company details
- What does SDB Invest do?
- According to the KBO register, the main activity is retail sale of clothing and accessories for women, men, children and babies (general range) (NACE 47716).
- What is the legal form of SDB Invest?
- The legal form of SDB Invest is Private limited company (BV).
- When was SDB Invest founded?
- SDB Invest was founded on 26-02-2018.
- Is SDB Invest still active?
- Yes, SDB Invest is an active enterprise in the KBO register.
- How many employees does SDB Invest have?
- SDB Invest had an average of 6.2 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- What is the turnover of SDB Invest?
- The turnover in financial year 2025 is ≈ €650,000. This figure is estimated from the gross margin of €139,626 and 51 comparable companies (NACE 477). It probably lies between €440,000 and €1.3m.
- Is SDB Invest profitable?
- In financial year 2025, SDB Invest made a loss of €100,486.
- Where can I find the annual accounts of SDB Invest?
- SDB Invest filed 7 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of SDB Invest due?
- SDB Invest must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
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