Subsidiaries and holdings
- Belficos25%
SDB Consulting
ActiveSummary
The computed 12-month bankruptcy probability of SDB Consulting is 2.9% (moderate). The 2024 annual accounts show equity of €92,175 and a net result of €757. Equity has been growing by about 20% per year since 2018. Its solvency ranks better than 27% of 9,457 sector peers (NACE 82, financial year 2024). The company has been active since 2010 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Official details
Source: KBO- Status
- Active since 29-07-2010 Normal situation
- Activity
- Other business support services NACE 82990and 4 others
- Establishment unit
- 2.190.445.684 2260 Westerlo, since 09-08-2010
- Financial year end
- 31 December
- Peppol
- Reachable since 31-03-2026
Board and ownership
Last known board
- De Backer StephanDirector · until 2025
- Holdings
- Shares in 3 companies including Flemac and Sens-Projects
Financial position
- Bankruptcy probabilitywithin 12 months
- 2.9%
Annual accounts 2024
- Gross margin
- €39,093
- ▼ 56.1%
- Turnover
- ≈ €97,000
- estimated
- Profit
- €757
- ▼ 98.6%
- Equity
- €92,175
- ▲ 0.8%
- Total assets
- €418,370
- ▼ 2.1%
- 2025 accounts not filed, 97 days past the deadline
Score breakdownraises riskLiquidity: current ratio 0.57, cash €310Figures for financial year 2024 (filed on 17-10-2025)1 financial year not filed after the legal deadline; last filed accounts filed 77 days late; 3 of the last 3 accounts latelowers riskFounded in 2010Show the evidence
Checked score
Score 2024
49
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 24% of micro companies in office administrative support (NACE 82)
Financial strength · tick: 2023
Weak
Solvency
47+1
equity 22.0% of total assets
Liquidity
11+4
short-term debt 72.5% · cash 0.1%
Profitability
30-55
return on assets 0.2%
Bankruptcy probability within 12 months
2.9%
Moderate
0%0.5%1.5%4%10%≥ 25%
About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 4.3%
01-2025: 5.9%▲ +1.6 percentage points vs 12-2024
02-2025: 5.9%● unchanged vs 01-2025
03-2025: 6.3%▲ +0.4 percentage points vs 02-2025highest value
04-2025: 4.1%▼ -2.2 percentage points vs 03-2025
05-2025: 4.1%● unchanged vs 04-2025
06-2025: 3.9%▼ -0.2 percentage points vs 05-2025
07-2025: 3.8%▼ -0.1 percentage points vs 06-2025
08-2025: 4.5%▲ +0.7 percentage points vs 07-2025
09-2025: 5.0%▲ +0.5 percentage points vs 08-2025
10-2025: 6.1%▲ +1.1 percentage points vs 09-2025
11-2025: 2.1%▼ -4.0 percentage points vs 10-2025
12-2025: 2.1%● unchanged vs 11-2025
01-2026: 2.1%● unchanged vs 12-2025
02-2026: 2.1%● unchanged vs 01-2026
03-2026: 1.7%▼ -0.4 percentage points vs 02-2026
04-2026: 1.7%● unchanged vs 03-2026
05-2026: 1.6%▼ -0.1 percentage points vs 04-2026
06-2026: 1.5%▼ -0.1 percentage points vs 05-2026
07-2026: 1.5%● unchanged vs 06-2026lowest value
08-2026: 2.1%▲ +0.6 percentage points vs 07-2026
09-2026: 2.3%▲ +0.2 percentage points vs 08-2026
10-2026: 2.9%▲ +0.6 percentage points vs 09-2026
11-2026: 2.9%● unchanged vs 10-2026
Credit of up to €4,500 on 30-day terms, only on tighter conditions: an expected filing is missing beyond Checked's processing allowance
Liquidity is insufficient, with a current ratio of 0.57 (0.55 in 2023), below 1. Short-term debt is 72.5% and cash 0.1% of total assets. 78% of the assets are financed with debt and provisions.
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 82, micro). It does better than 29% of them on solvency, 7% on liquidity, 19% on profitability and 42% on growth.
The bankruptcy probability was computed on 04-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises risk
raises risk · Annual accounts not filed
The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 97 days later.
NBB · 10 filingsPosition against the passed deadline
31-12-2025 year end31-07-2026 deadline05-11-2026 today
raises risk · 2024 accounts filed 77 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 16-10-2025, 77 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filingsDeviation from the deadline
2025
not filed
2024
77 days late
2023
231 days late
2022
72 days late
2021
74 days late
2020
102 days late
2019
111 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 6 accounts on average 111 days after the deadline. In the sector (NACE 82), the median for financial year 2024 was 7 days before the deadline, and 35% of those companies filed late.
Searched, nothing found (1)
Key points
Recent changes
- · Gazette deed Change of role: De Backer Stephan, from manager to director“Het organiseren en verzorgen van feesten en recepties op verplaatsing zoals onder meer bruiloften, banketten…” (deed in Dutch) · Director discharge: De Backer Stephan
- · Gazette deed Incorporation
Companies linked to SDB Consulting
Comparable companies
These companies have the same main activity as SDB Consulting: other business support services (NACE 82990). They are comparable in size and age: total assets between €354,000 and €463,000, founded between 2008 and 2012.
| Company | Total assets | Gross margin |
|---|---|---|
| SDB Consulting Westerlo | €418,370 | €39,093 |
| VAN ACKER TOM Antwerpen | €368,249 | €36,134 |
| WMAP Sint-Niklaas | €354,345 | €35,620 |
| RESIMA Wevelgem | €367,340 | €40,930 |
| HOREK Zemst | €452,000 | €43,579 |
| JAN ROGGEN Hasselt | €463,396 | €46,953 |
| S. De Klerck Lennik | €353,887 | €37,179 |
Key facts about SDB Consulting
- What is the company number of SDB Consulting?
- The company number of SDB Consulting is 0828.150.663. The VAT number is the same number with BE in front: BE 0828.150.663.
- Where is SDB Consulting based?
- The registered office is at Hogekant 27, 2260 Westerlo.Company details
- What does SDB Consulting do?
- According to the KBO register, the main activity is other business support services (NACE 82990).
- What is the legal form of SDB Consulting?
- The legal form of SDB Consulting is Private limited company (BV).
- When was SDB Consulting founded?
- SDB Consulting was founded on 29-07-2010.
- Is SDB Consulting still active?
- Yes, SDB Consulting is an active enterprise in the KBO register.
- What is the turnover of SDB Consulting?
- The turnover in financial year 2024 is ≈ €97,000. This figure is estimated from the gross margin of €39,093 and 42 comparable companies (NACE 82990). It probably lies between €61,000 and €130,000.Financials
- Is SDB Consulting profitable?
- In financial year 2024, SDB Consulting made a profit of €757.
- Where can I find the annual accounts of SDB Consulting?
- SDB Consulting filed 14 annual accounts with the National Bank of Belgium, the latest for financial year 2024.
Next steps
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