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SDB CONSTRUCT

Active Private limited companyfounded 2023active for 3 yearsMonseigneur Denayerstraat 34, 1731 AsseKBO/BCE: BE 0803.776.543
SDB CONSTRUCT
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Overview

Lifetime

2 annual accounts with figures on one time axis
peak €4,974 (2024)
€1,935▼ 61.1%
peak €3,192 (2024)
€52▼ 98.4%
peak €4,244 (2025)
€4,244▲ 1.2%
€1,746▼ 79.7%
Board1 name since 2023
1 director
Documentsfilings and deeds
23-02-20265 days before the deadline
2025abbreviated format
Gross margin from €4,974 to €1,935Result from €3,192 to €52Debts from €8,593 to €1,746Investments €636

Key points

from the 2025 annual accounts

Investments

€636 1.8 × depreciation
20242025

Green is investment, beige is depreciation.

Liquidity

2.61 was 1.35 in 2024

Short-term debts fell from €8,593 to €1,746.

Position in the sector

€4,244

Less equity than 92% of companies in specialised construction. Sector median €340,458 · 9,273 companies.

Checked score

Bankruptcy probability within 12 months

Financial strength

Score breakdown

Comparable companies, two years later

In July 2024, 2,545 companies had the same profile as SDB CONSTRUCT has now. Each dot stands for 7 companies, two years later.

94.3%
were still trading
3.2%
stopped another way
2.3%
went bankrupt
  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit under 5% of the balance sheet

Another 0.2% stopped without a precise date, possibly only after those two years.

Test of the method

The method was tested on the 497,331 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 2.9% 3.1%
10 5.6% 6.1%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 2,545 companies, not a prediction for SDB CONSTRUCT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Board and ownership

Director
  • 90 sharesdeed of 12-07-2023
  • 5 sharesdeed of 12-07-2023
  • 5 sharesdeed of 12-07-2023
Board & ownership

Recent changes

First establishment Monseigneur Denayerstraat 34, Asse
Incorporation Founding capital of €1,000, 100 shares · Founders: , and · Appointment: (director) · published on 12-07-2023 · Gazette deed
All 4 events

Comparable companies

same main activity, similar in size and age
Company
SDB CONSTRUCT Asse €5,990 €1,935 70.8% -
INCOSHIELD CONSTRUCT SRL Kraainem €8,615 €2,617 60.4% -
NDL CONSTRUCTION Overijse €6,330 -€5,234 18.7% -
RDC-AS Vilvoorde €7,609 €2,866 72.3% -
C.C.B. CONCEPT Wemmel €7,309 -€18,022 -232.3% -
DHB Trading Overijse €4,283 -€1,089 57.5% -
SIA CONSTRUCT Anderlecht €9,223 €1,688 86.6% -

These companies have the same main activity as SDB CONSTRUCT: other specialised construction activities (NACE 43990). They are comparable in size and age: total assets between €4,280 and €9,220, founded between 2022 and 2024.

Official details

Source: KBO
Status
Active since 10-07-2023Normal situation
Activity
Other specialised construction activitiesNACE 43990and 5 others
Establishment unit
2.348.923.0961731 Asse, since 01-09-2023
Financial year end
31 July
Peppol
Reachable
Company details

Annual accounts to 31-07-2025

€1,935▼ 61.1%
≈ €28,000estimated
€52▼ 98.4%
€4,244▲ 1.2%
€5,990▼ 53.1%
Filing
Filed on 23-02-2026, 5 days before the end of the filing period
Financials

Insights on SDB CONSTRUCT

SDB CONSTRUCT has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €4,244 and a net result of €52.

Its solvency ranks better than 81% of 9,273 sector peers (NACE 43, financial year 2025).

Sources: KBO register, filings at the National Bank, Belgian Official Gazette.

Financials

Annual accounts 2025

abbreviated format, filed on 23-02-2026, 5 days before the deadline
€1,935
▼ 61.1%
€1,282
▼ 73.2%
€1,632
▼ 67.2%
€401
▼ 88.1%
70.8%
▲ 38.1 percentage points
2.61
▲ 1.26

Balance sheet

balance sheet total €5,990 on 31-07-2025
What the company ownsHow it is paid for

in euro

Position in the sector

Compare with sector

70.8%

Higher than 81% of 9,273 companies in 2025.

2.61

Higher than 71% of 9,196 companies in 2025.

0.9%

Higher than 26% of 9,241 companies in 2025.

SDB CONSTRUCT Middle half of the sector 80% of the sector Abbreviated accounts in specialised construction (NACE 43)

Net result: bottom quarter · Equity: bottom quarter · Balance sheet total: bottom quarter · Working capital: bottom quarter

Filed annual accounts

as filed with the National Bank, click a year to choose it
Line Trend20252024
Balance sheet: assets
20/58 5,99012,786
21/28 1,4291,143
22/27 1,4291,143
24 1,4291,143
29/58 4,56111,643
40/41 3,7575,716
40 8282,095
41 2,9293,621
50/53 -5,926
54/58 804-
Balance sheet: equity and liabilities
10/49 5,99012,786
10/15 4,2444,192
10/11 1,0001,000
10 -1,000
100 -1,000
14 3,2443,192
17/49 1,7468,593
42/48 1,7468,593
42 -8,593
44 75-
440/4 75-
45 1,672-
450/3 1,206-
454/9 465-
Income statement
70 -164,874
9900 1,9354,974
630 350187
640/8 304-
9901 1,2824,788
65/66B 13524
65 13524
9903 1,1474,763
67/77 1,0951,571
9904 523,192
9905 523,192
Appropriation of the result
9906 3,2443,192
14P 3,192-
Document PDFPDF

The notes to these accounts have 5 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the filed accounts (PDF).

Source: Annual accounts 2025 (PDF), filed on 23-02-2026.

Download as CSV

Filings

each dot is a set of accounts, on the day it reached the National Bank
Financial year Type Filed Reference Document
31-07-2025 abbreviated format 23-02-2026 2026-00042932 PDF
31-07-2024 micro format 04-03-2025 2025-00045179 PDF

Key figures and ratios

per financial year, computed from the annual accounts
Line Trend20252024
1,6324,974
4013,379
6361,330
2,8153,049
-2.9%
70.8%32.8%
2.611.35
0.412.05
1.2%76.1%
0.9%25.0%
12.08over 100
-5 days

A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.

Investments

fixed assets acquired
Item31-07-202531-07-2024
Tangible fixed assets€636€1,330
€350€187

Source: notes to the 2024 to 2025 annual accounts (statement of fixed assets)

Insights on SDB CONSTRUCT

The operating result for 2025 is 73% lower than in 2024.

Debt's share of the balance-sheet total falls from 67.2% to 29.2%. Equity is higher and debt is lower.

Board & ownership

Board

1 director, since incorporation
Director (not named in the articles)
appointed by deed of 12-07-2023 term without a fixed end
Signing authorityThe articles say who may bind the company, for example by signing a contract.
Each director alone
deed of 12-07-2023

Office holders in the KBO →

Mandates through the years

1 name, the dashed line is today

Director (not named in the articles)
Board
Mandates as a list
    • Director (not named in the articles), appointed by deed of 12-07-2023, still in office

See the board, name and registered office on a given date →

Control

Founders
, ,
This company
SDB CONSTRUCT
Equity €4,244
Profit €52 in 2025

Capital

Contribution
€1,000
Shares
100
Contribution per share
€10
Equity per share
€42.44 in 2025
Source
deed of 12-07-2023

Articles of association

deed of 12-07-2023 (in Dutch)
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
Board ruleThese rules set how the board is made up, meets and takes decisions.
At least 1 director
“Algemene vergadering benoemt bepaalt aantal en duur”
Transfer restrictionThis rule says whether shareholders may sell their shares freely or need approval first.
“Procedure- en expertisekosten voor helft overdrager en helft koper(s) naar evenredigheid verworven aantal bij meer kopers,ook bij weigering…”
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
First Monday of January at 19:00

Shareholders

At incorporation deed of 12-07-2023 ↗
  • 90 shares (90%) · €900
  • 5 shares (5%) · €50
  • 5 shares (5%) · €50

Network & group

No group

SDB CONSTRUCT has no parent and no holdings in its annual accounts. is the only director. SDB CONSTRUCT shares no director with another company.

At the same address

Monseigneur Denayerstraat 34, 1731 Asse · 2 other companies
Svestun, Daniel (sole trader)
establishment since 18-01-2016
 founded in 2016
0646.922.001
VERENIGING VAN MEDEEIGENAARS VAN HET GEBOUW TE 1731 ASSE (ZELLIK), MONSEIGNEUR DENAYERSTRAAT 34
registered office since 26-11-2008
 founded in 2008
0809.204.781

Timeline

Timeline

4 events since 2023

Deadline for the 2026 accounts: 28-02-2027

2026
Annual accounts 2025 filed PDFabbreviated format · 5 days before the deadline
2025
Annual accounts 2024 filed PDFmicro format · 4 days late
2023
First establishment Monseigneur Denayerstraat 34, Asse
IncorporationFounding capital of €1,000, 100 shares · Founders: , and · Appointment: (director) · published on 12-07-20237 points ▸
  • Founder,
  • Founder,
  • Founder,
  • Founding capital, €1,000, 100 shares
  • Registered office clause, Monseigneur Denayerstraat 34 bus 3
  • 100 shares
  • Director appointment, (director (not named in the articles))
  • The deed holds 4 more points.

Open the deed in the Belgian Official Gazette

Sources: Publications in the Belgian Official GazetteFilings with the National Bank

History

SDB CONSTRUCT was incorporated on 10 July 2023 as a private limited company by three natural persons, with a starting capital of €1,000.12 is director of the company, appointed by deed of 12-07-2023.2 The company has filed 2 sets of annual accounts, the latest for financial year 2025.3

  1. 1KBO register
  2. 2Belgian Official Gazette, 12-07-2023
  3. 3National Bank, annual accounts 2025

Company details

Identity

Enterprise number
0803.776.543
VAT number
BE 0803.776.543
Peppol ID
0208:0803776543
Other Peppol ID
9925:BE0803776543
Legal form
Private limited company
Status
Active, normal situation
Founded
10-07-2023
Financial year
ends on 31 July
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
First Monday of January at 19:00
deed of 12-07-2023 (in Dutch)
Peppol
Reachable via PeppolFollow this company and you will hear the next morning if it leaves the Peppol register.
Name
SDB CONSTRUCT in Dutch
Entity type
Legal entity
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
deed of 12-07-2023 (in Dutch)
Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
“Vlaams Gewest”
deed of 12-07-2023 (in Dutch)

Activities

NACEBEL 2025
43990 Other specialised construction activities main activity
41001 General construction of residential buildings
43211 General electrical installation work
43310 Plastering work
43320 Joinery installation
43350 Other building finishing work
Codes under NACEBEL 2008
43995 Specialised construction activities main activity
41201 General construction of buildings
43211 Specialised construction activities
43310 Plastering work
43320 Joinery installation
43390 Specialised construction activities
PurposeThe purpose describes the activities the company may carry out under its articles.
“Alle bouwondernemingsactiviteiten in de breedste zin van het woord; Het optrekken van de ruwbouw; De algemene bouwonderneming; Bekisting…”
31 activities
  1. Alle bouwondernemingsactiviteiten in de breedste zin van het woord
  2. Het optrekken van de ruwbouw
  3. De algemene bouwonderneming
  4. Bekisting
  5. Betonwapening
  6. De coördinatie van onderaannemers
  7. De afbraak-,vlak- en afgravingwerken
  8. Alle metsel-,voeging- en waterdichtheidwerken
  9. Alle asfalteringwerken
  10. De montage van daken en het onderhoud ervan
  11. Het plaatsen van dakbedekking van ongeacht welk materiaal en van dakgoten en regenafvoerbuizen
  12. Alle geraamtewerken(hout- en staalconstructies,of andere)
  13. Akoestische en thermische isolatie
  14. De bekleding van wanden,vloeren,plafonds,gevels
  15. Al dan niet industriële schilderwerken
  16. Betegelen en mozaïekwerken
  17. Deklaag- en stucwerken
  18. De montage van buiten- en binnenschrijnwerk van hout en kunststof:deuren,vensters,kozijnen,trappen,muurkasten,inbouwkeukens,winkelinrichtingen,enzovoort
  19. De installatie van al dan niet verplaatsbare tussenwanden en de installatie van garagepoorten,luiken,zonneblinden,traliewerk,hekken,enzovoort in hout of kunststof
  20. De natuursteen- en marmerbewerking
  21. Alle vernieuwingswerken,schoonmaakwerken
  22. Het schoorsteenvegen
  23. Het plaatsen van stellingen,ijzerwaren,smeedwerk,alle metaalwerken
  24. Alle werken van glazenmakervak,het plaatsen van ruiten,spiegels,glas-in-loodramen,het vervaardigen van doorzichtige wanden
  25. Alle sanitair- en loodgieterijwerken
  26. De installatie van elektrische bedrading en toebehoren,van de installatie van bewakingssystemen en alarminstallaties tegen diefstal
  27. Het garneren van meubilair
  28. De kleinhandel,de invoer en de uitvoer van constructiematerialen
  29. Alle hydraulische werken,maritieme of rivierwerken,constructie of herstelling van sluizen,stuwdammen,dijken,kanalen en kunstwerken,doorleggings-afwatering- en pompenwerken,irrigatie- en uitbaggeringwerken,creatie en onderhoud van vijvers,rivieren en beekjes
  30. Het aanleggen van wegen,fietspaden,enzovoort
  31. Leveren van elke dienst of prestatie ten voordele van private of commerciële klanten
deed of 12-07-2023 (in Dutch)

Registered office and establishments

1 establishment
Establishment Since Unit number
Monseigneur Denayerstraat 34 registered office 1731 Asse 01-09-2023 2.348.923.096

Buildings and parcels at the address

Ground area
243 m²
Buildings
154 m²
Volume, LiDAR
1,590 m³
Tallest building
13.8 m
Buildings to scale, each on its own parcel
154 m², 13.8 m 154 m², 13.8 m

Location

registered office establishment The establishment unit on the map
3 companies at this address See who is registered here

Parcels

Cadastral parcelArea Buildings Height / floors
23095B0111/00T009243 m² 1 · 154 m² 13.8 m · 3

Invoicing and payment

Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice. Use the enterprise number 0803.776.543

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