Turnover
≈ €260,000 estimated
The micro format states no turnover.
SDA CONSTRUCT
Overview
Lifetime
1 annual account with figurespeak €61,616 (2025)
€61,616
peak €8,563 (2025)
€8,563
peak €10,563 (2025)
€10,563
€75,493
Board1 name since 2024
1 directorSIMON Dorin
Documentsfilings and deeds
20-07-202611 days before the deadline
2025micro format
First year with figures
Key points
from the 2025 annual accountsDebts
€75,493 88% of the balance sheet
Suppliers 39%Taxes and wages 19%Other 42%
Position in the sector
12.3%
Lower solvency than 84% of companies in specialised construction. Sector median 46.7% · 35,136 companies.
Checked score
47
Fair
Financially stronger than 27% of micro companies in specialised construction (NACE 43)
Probability in this band: 1.5% to 4.2%
Bankruptcy probability within 12 months
4.3% Elevated
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.7% across 47,693 companies (NACE 43, micro).
About 4 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
09-2025: 2.0%lowest value
10-2025: 2.0%● unchanged vs 09-2025lowest value
11-2025: 2.0%● unchanged vs 10-2025
12-2025: 2.4%▲ +0.4 percentage points vs 11-2025
01-2026: 2.5%▲ +0.1 percentage points vs 12-2025
02-2026: 2.8%▲ +0.3 percentage points vs 01-2026
03-2026: 2.8%● unchanged vs 02-2026
04-2026: 3.1%▲ +0.3 percentage points vs 03-2026
05-2026: 3.2%▲ +0.1 percentage points vs 04-2026
06-2026: 3.0%▼ -0.2 percentage points vs 05-2026
07-2026: 3.1%▲ +0.1 percentage points vs 06-2026
08-2026: 4.3%▲ +1.2 percentage points vs 07-2026
09-2026: 4.3%● unchanged vs 08-2026highest value
10-2026: 4.3%● unchanged vs 09-2026highest value
11-2026: 4.3%● unchanged vs 10-2026highest value
Financial strengthWeak
Score breakdown
raises risk
Founded in 2024
Liquidity: current ratio 0.57
Sector: Specialised construction activities (NACE 43)
Equity €10,563 (12.3% of total assets)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 15% of them on solvency, 3% on liquidity and 62% on profitability.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the elevated class on 30-06-2025, 6.3% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 7,976 companies had the same profile as SDA CONSTRUCT has now. Each dot stands for 20 companies, two years later.
94.3%
were still trading
1.8%
stopped another way
3.6%
went bankrupt
Another 0.3% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of SDA CONSTRUCT itself: 4.3% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 7,976 companies, not a prediction for SDA CONSTRUCT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
No publishable credit limit, so credit only on tighter terms
Liquidity is insufficient, with a current ratio of 0.57, below 1. Short-term debt is 87.7% of total assets. 87.7% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
raises riskneutral
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 16% of 35136 sector peers (2025).
NBB · sector comparisonPosition among 35136 sector peers
Solvency
better than 16%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-07-2026, 11 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
11 days early
← before the deadline
after the deadline →
Searched, nothing found (1)
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1013011382
Incorporation
Founding capital of €2,000, 100 shares · Founder: SIMON Dorin · Appointment: SIMON Dorin (director) · published on 03-09-2024 · Gazette deed
First establishment
Mélopéestraat 4, Molenbeek-Saint-Jean
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| SDA CONSTRUCT Molenbeek-Saint-Jean | €86,056 | €61,616 | 12.3% | - |
| ISKA CONSTRUCT Brussels | €83,420 | €59,256 | 32.9% | - |
| BFB CONSTRUCT Uccle | €98,440 | €66,537 | 56.5% | - |
| ID Bati Construct Evere | €76,402 | €52,605 | 75.7% | - |
| AA INFRA Brussels | €72,716 | €71,596 | 88.3% | - |
| DE SOUSA BATIMENT Brussels | €95,193 | €48,591 | 43.0% | - |
| GK ENTREPRISE Flémalle | €94,995 | €65,309 | 42.0% | - |
These companies have the same main activity as SDA CONSTRUCT: site preparation (NACE 43120). They are comparable in size and age: total assets between €72,700 and €98,400, founded in 2024.
Official details
Source: KBO- Status
- Active since 30-08-2024Normal situation
- Activity
- Site preparationNACE 43120and 6 others
- Establishment unit
- 2.364.043.5171080 Molenbeek-Saint-Jean, since 30-08-2024
- Financial year end
- 31 December
- Peppol
- Reachable since 23-12-2025
Annual accounts 2025
- €61,616
- €8,563
- €10,563
- €86,056
- Filing
- Filed on 20-07-2026, 11 days before the end of the filing period
Insights on SDA CONSTRUCT
The computed 12-month bankruptcy probability of SDA CONSTRUCT is 4.3% (elevated). The 2025 annual accounts show equity of €10,563 and a net result of €8,563.
Its solvency ranks better than 16% of 35,136 sector peers (NACE 43, financial year 2025). The company has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2025
micro format, filed on 20-07-2026, 11 days before the deadline€61,616
€14,517
€8,563
-€32,576
12.3%
0.57
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €260,000. Estimated: probably between €180,000 and €450,000.
Balance sheet
balance sheet total €86,056 on 31-12-2025What the company ownsHow it is paid for
Position in the sector
12.3%
Higher than 16% of 35,136 companies in 2025.
0.57
Higher than 8% of 34,510 companies in 2025.
10.0%
Higher than 58% of 34,711 companies in 2025.
SDA CONSTRUCT
Middle half of the sector
80% of the sector
Micro accounts in specialised construction (NACE 43)
Net result: middle half · Equity: bottom quarter · Balance sheet total: middle half · Working capital: bottom quarter
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 |
|---|---|---|
| Balance sheet: assets | ||
20/58 |
86,056 | |
21/28 |
43,139 | |
22/27 |
43,139 | |
24 |
26,062 | |
25 |
17,077 | |
29/58 |
42,917 | |
40/41 |
42,592 | |
40 |
42,503 | |
41 |
89 | |
490/1 |
325 | |
| Balance sheet: equity and liabilities | ||
10/49 |
86,056 | |
10/15 |
10,563 | |
10/11 |
2,000 | |
14 |
8,563 | |
17/49 |
75,493 | |
42/48 |
75,493 | |
42 |
15,771 | |
44 |
29,437 | |
440/4 |
29,437 | |
45 |
13,996 | |
450/3 |
3,340 | |
454/9 |
10,656 | |
47/48 |
16,289 | |
| Income statement | ||
9900 |
61,616 | |
62 |
33,213 | |
630 |
13,844 | |
640/8 |
42 | |
9901 |
14,517 | |
65/66B |
2,614 | |
65 |
2,614 | |
9903 |
11,903 | |
67/77 |
3,340 | |
9904 |
8,563 | |
9905 |
8,563 | |
| Appropriation of the result | ||
9906 |
8,563 | |
| Document | ||
The notes to these accounts have 5 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 20-07-2026.
Filings
each dot is a set of accounts, on the day it reached the National Bank| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | micro format | 20-07-2026 | 2026-00310235 |
Key figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 |
|---|---|---|
| 28,361 | ||
| 22,407 | ||
| 56,983 | ||
| -32,576 | ||
| 12.3% | ||
| 0.57 | ||
| 7.15 | ||
| 81.1% | ||
| 10.0% | ||
| 10.85 |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Investments
fixed assets acquired| Item | 2025 |
|---|---|
| Tangible fixed assets | €56,983 |
| €13,844 |
Source: notes to the 2025 annual accounts (statement of fixed assets)
Insights on SDA CONSTRUCT
Debt's share of the balance-sheet total is 87.7%.
Board & ownership
Board
1 director, since incorporationDirector (not named in the articles)
appointed by deed of 03-09-2024
term without a fixed end
Mandates through the years
1 name, the dashed line is todaySIMON Dorin
Director (not named in the articles)
Director (not named in the articles)
Board
Mandates as a list
- SIMON Dorin
- Director (not named in the articles), appointed by deed of 03-09-2024, still in office
Control
Capital
- Contribution
- €2,000
- Shares
- 100
- Contribution per share
- €20
- Equity per share
- €106 in 2025
- Source
- deed of 03-09-2024
Articles of association
deed of 03-09-2024 (in French)- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimited
- Daily managementDay-to-day management handles the everyday running of the business without the full board.
- The board decides whether the delegates act alone or jointly
- Board ruleThese rules set how the board is made up, meets and takes decisions.
- “Pouvoirs de l'organe d'administration, peut déléguer des pouvoirs spéciaux à tout mandataire”“Rémunération des administrateurs, l'assemblée générale décide si le mandat est exercé gratuitement”
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Fourth Monday of June at 17:00
- Dissolution ruleThe articles set when and by whom the company can be dissolved.
- “La société peut être dissoute en tout temps, par décision de l'assemblée générale délibérant dans les formes prévues pour les modifications…”
Shareholders
At incorporation
deed of 03-09-2024 ↗
- SIMON Dorin 100 shares (100%) · €2,000 in cash
Network & group
No group
SDA CONSTRUCT has no parent and no holdings in its annual accounts. SIMON Dorin is the only director. SDA CONSTRUCT shares no director with another company.
At the same address
Melopeestraat 4, 1080 Molenbeek-Saint-Jean · 3 other companies| ALPHA L
registered office since 25-04-2023 · founded in 2023 |
total assets €234,894 (2025) 0801.132.502 |
| Rotaru, Maxim (sole trader)
establishment since 01-03-2019 |
founded in 2019 0721.918.936 |
| Silva Dias, Sebastien (sole trader)
establishment since 01-10-2017 |
founded in 2017 0680.525.769 |
Timeline
Timeline
4 events since 2024Filings
Establishments
202420252026
2026
Annual accounts 2025 filed NBBmicro format · 11 days before the deadline
2025
Registered in the Peppol Directory Reachable for e-invoices through 0208:1013011382
2024
IncorporationFounding capital of €2,000, 100 shares · Founder: SIMON Dorin · Appointment: SIMON Dorin (director) · published on 03-09-20245 points ▸
- Founder, SIMON Dorin
- Founding capital, €2,000, 100 shares
- 100 shares
- Registered office clause, Rue de la Mélopée, 4 (boîte 7), 1080 Molenbeek-Saint-Jean
- Director appointment, SIMON Dorin (director (not named in the articles))
- The deed holds 2 more points.
First establishment Mélopéestraat 4, Molenbeek-Saint-Jean
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
Company details
Identity
- Enterprise number
- 1013.011.382
- VAT number
- BE 1013.011.382
- Peppol ID
- 0208:1013011382
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 30-08-2024
- Financial year
- ends on 31 December
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Fourth Monday of June at 17:00deed of 03-09-2024 (in French)
- Peppol
- Reachable since 23-12-2025Follow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- SDA CONSTRUCT in French
- Entity type
- Legal entity
- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimiteddeed of 03-09-2024 (in French)
- Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
- “Région de Bruxelles-Capitale”deed of 03-09-2024 (in French)
Activities
NACEBEL 2025VAT activities
43120
Site preparation main activity
42211
Civil engineering
43230
Insulation installation
Social security (RSZ) activities
43222
Installation of electric heating, air conditioning, cooling and ventilation main activity
Codes under NACEBEL 2008
VAT activities
43120
Site preparation main activity
42211
Civil engineering
43291
Specialised construction activities
43999
Specialised construction activities
81100
Combined facilities support activities
81290
Services to buildings and landscape activities
Social security (RSZ) activities
43222
Specialised construction activities main activity
- PurposeThe purpose describes the activities the company may carry out under its articles.
- “Toutes opérations se rapportant directement ou indirectement à l’entretien, à la rénovation, aux travaux de réparation, d’embellissement, de…”deed of 03-09-2024 (in French)
22 activities
- Toutes opérations se rapportant directement ou indirectement à l’entretien, à la rénovation, aux travaux de réparation, d’embellissement, de renouvellement et de modernisation, et à la maintenance de tous types d’ouvrages d’art, de biens immeubles, maisons, appartements, entreprises et bâtiments industriels, hangars, granges, silos, et fours, et plus généralement toutes opérations se rapportant directement ou indirectement aux secteurs des travaux publics et privés et du bâtiment. La construction et l’entretien de jardins, parcs, terrains de sport, piscines, routes, chemins, clôtures et barrières.
- Toutes activités de chauffagiste dans son acception la plus large, comprenant entre autres l'achat, la vente, la réparation, le placement et l'entretien de toute installation de chauffage, de matériel de chauffage et d'aération, quelle que soit la source d'énergie ainsi que toute activité comprenant l'achat, la vente, la réparation, le placement et l'entretien de toute installation de cuisines équipées et de tuyauteries industrielles ainsi que le ramonage des cheminées
- Le commerce, la vente, la fabrication, les modifications, les entretiens en matière de climatisation, de chauffage, de tubage, de pompes à chaleur, de sondes géothermiques, de ventilation et de conditionnement d’air, de panneaux solaires et photovoltaïques, d’exploitation de la source éolienne, de protection calorifique ou d’économies d’énergie, y compris tous travaux annexes utiles ou liés à l’exercice du commerce susvisé, outre les travaux relatifs à l’utilisation du gaz, du charbon et de l’électricité
- Le commerce, la vente, la fabrication, les modifications, les entretiens d’articles sanitaires, d’appareils de chauffage et commerce de détail en poêlerie
- Toutes opérations se rapportant directement ou indirectement aux travaux d’installation, d’entretien, de rénovation, de réparation et d’amélioration, de modernisation et maintenance d’installations de chauffage, chaudières, matériel et conduites de ventilation et de climatisation, d’électricité, de zinguerie, de sanitaire et plomberie, conduites et raccordements de gaz et d’eau
- Toutes activités d’entreprise générale, l’étude et la réalisation de tous travaux de construction, publics et privés, clé-sur-porte ou autres, l’installation et la maintenance de maçonneries, briques, ouvrages en béton, zinc,… en qualité d’entrepreneur général ou en sous-traitance, la conception et la construction de tous bâtiments et édifices, la rénovation, la démolition, la construction et la transformation de bâtiments, l’exécution de tous travaux d’installation et de réparation, de plomberie, d’électricité, de chauffage central, d’installation sanitaire, de débouchage d’égouts, hydrauliques, de terrassements, de drainage, de pose de câbles, de canalisations diverses et d’armatures métalliques, de rejointoiement, de peintures (intérieurs-extérieurs), de revêtements des murs et des sols, de façade, de plafonnage, de charpentage, de menuiserie et menuiserie métallique, de déshabillage, d’isolation acoustique, thermique et frigorifique, le nettoyage et l’entretien d’immeubles, de vitres et de bureaux, l’installation de cheminées ornementales ou autres ornementations en marbre ou en pierre, le placement de serrures et de quincaillerie du bâtiment, de portes, de châssis, de plinthes en matière plastique, la pose de parquets et de tous revêtements en bois, le ramonage de cheminées, le placement d’appareils électriques, de systèmes d’alarme et de surveillance, l’installation de systèmes de chauffage, de climatisation, de réfrigération et de ventilation, la construction de citernes, de réservoirs, de constructions métalliques, l’installation de cuisines équipées, la fabrication, l’installation et l’aménagement de stands et de foires d’expositions, le montage et démontage d’échafaudages et de plates-formes , l’entretien et le nettoyage des outils de travail en tout genre; l’installation, la construction, l’entretien et la réparation d’ascenseurs de personnes et de monte-charges
- Le montage et démontage d'échafaudages et de plates-formes de travail
- Toutes activités professionnelles se rapportant à l’électricité, ainsi que le placement, la réparation, l’entretien, la mise en réseau d’installations électriques diverses, d’appareils électriques de toute nature, d’articles de lustrerie, d’éclairage, de matériel radioélectrique, la domotique, parlophonie, vidéophonie etc.
- La conception, l’étude et/ou la réalisation d’installations électriques, de systèmes de sécurité, de vol et incendie, de contrôles d’accès, d’automatisation, de téléphonie et/ou de câblage structuré
- L’étude, la réalisation et l’installation de tableaux électriques HVAC, l’installation électrique haute, moyenne et basse tension, automation
- La réalisation de tous travaux de toiture au sens le plus large du terme, y compris la fabrication, la réparation, la (re)construction de toits, la pose de couvertures, de gouttières et de tuyaux de descente, l'installation de charpente extérieures sur le toit, l'isolation et l'étanchéité des bâtiments et des constructions avec de l'asphalte, du goudron ou d'autres matériaux, ainsi que le ramonage des cheminées
- Tous travaux et missions découlant de la décoration et de l’aménagement d’intérieurs, la conception, la fabrication de pièces de mobiliers et d’objets de décoration, travaux d’étude, de consultance et toute réalisation en matière de décoration d’intérieurs et de façon générale tous travaux d’entreprise générale pour autant que cette activité ne soit pas règlementée
- Le commerce en gros et détails de marchandises, matériels et équipements liés à ces activités, ainsi que le commerce d’objets de décoration, tissus d’ameublement, papiers peints, peintures, articles d’ameublement
- Tous travaux d'entreprise générale de menuiserie et ébénisterie, menuiserie extérieure et intérieure, portes, fenêtres, escaliers, châssis, mobilier, décoration, stands, cuisines équipées, placards, entreprise de transformation et de restauration de meubles, par elle-même, ou en sous-traitance, ainsi que le montage de cloisons mobile, de portes de garage, de volets, de persiennes, de grillages, de grilles et le commerce de tous matériaux servant à la menuiserie en général
- La fabrication de portes et de fenêtres en métal, la fabrication de menuiseries métalliques : portes et fenêtres avec chambranles, volets, cloisons mobiles, grilles, portes de garage, etc., la forge ainsi que la production et montage de pièces forgées pour la construction, telles que rampes d'escalier, balustrades, etc.
- La pose de revêtements en bois de sols et de murs, la pose dans des bâtiments ou d’autres projets de construction de parquets, et autres revêtements de sols en bois, revêtement de cloison en bois, la pose de papiers peints et de revêtements de murs et de sols en d’autres matériaux, tous travaux de restauration de bâtiments, les autres activités de construction spéciales
- Toute activité de vitrerie ainsi que la pose de vitres, de miroirs, etc.
- Tous travaux de couverture, le montage de charpentes, travaux de couverture en tous matériaux, la mise en place des éléments d'évacuation des eaux de pluie, travaux d'étanchéification des murs, travaux d'étanchéification des toits et des toitures-terrasses ainsi que le traitement des murs avec des produits hydrofuges
- L'achat, la vente, la production, la fabrication, la construction, l'assemblage, la confection, la manufacture, le parachèvement, le façonnage, la transformation, le montage, l'installation, la pose, le placement, la réparation, l'entretien, la location, la représentation, et le commerce sous toutes leurs formes, y compris l'importation et l'exportation, en gros ou de détail, de tous produits, appareils, matériels, articles, matériaux (aluminium, bois, PVC,...), ouvrages, outils, machines, instruments, et fournitures généralement quelconques en toutes matières, ainsi que tous services et prestations, tout parachèvement relatif aux châssis, volets et verrières
- La pose de vitres, de glaces, de miroiterie, de vitraux et de toutes autres matières translucides et transparentes
- L’achat, la vente, l’importation, l’exportation, le commerce de gros et de détail, le commerce ambulant ainsi que les marchés publics de tous produits
- Le commerce de détail de tous types de produits par correspondance ou par Internet (e-commerce)
Registered office and establishments
1 establishment| Establishment | Since | Unit number |
|---|---|---|
| Mélopéestraat 4 registered office 1080 Molenbeek-Saint-Jean | 30-08-2024 | 2.364.043.517 |
Buildings and parcels at the address
- Ground area
- 2,157 m²
- Buildings
- 708 m²
- Volume, LiDAR
- 16,327 m³
- Tallest building
- 26.4 m
Buildings to scale, each on its own parcel
Parcels
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 21524C0307/00D002 | 2,157 m² | 1 · 708 m² | 26.4 m · 8 |
Contact
E-mail
simondorin7@gmail.com
Invoicing and payment
Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice. Use the enterprise number 1013.011.382