SD WORKWEAR
ActiveSD WORKWEAR has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €250k and a net result of €231k. Equity remains stable across the filed fiscal years (±0% per year). Its solvency ranks better than 48% of 10310 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
75
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency61▲+34
Growth78▲+20
Track record100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €18k at 30 days acceptable
Liquidity ample (current ratio 1.51 against 0.99 in 2024; short-term debt: 64.4% and cash: 34% of total assets), but 64.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
35.6%
Return on assets
32.9%
Age of the figures
9 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €250k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 05-05-2026, 87 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
87 d early
2024
34 d early
2023
85 d early
2022
40 d early
2021
88 d early
2020
78 d early
2019
80 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€250k▲ 1,218%
2024 · €19k
2018: €49k
2019: €49k
2020: €49k
2021: €511k
2022: €49k
2023: €19k
2024: €19k
2018 → 2025
Total assets
€704k▼ 15.9%
2024 · €837k
2018: €424k
2019: €556k
2020: €1.27M
2021: €861k
2022: €944k
2023: €808k
2024: €837k
2018 → 2025
Net result
€231k▼ 37.9%
2024 · €373k
2018: €190k
2019: €233k
2020: €716k
2021: €462k
2022: €533k
2023: €328k
2024: €373k
2018 → 2025
Working capital
€232k
2024 · €-8k
2018: €40k
2019: €46k
2020: €38k
2021: €469k
2022: €16k
2023: €-16k
2024: €-8k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€511k-€49k▼ 90.4%€19k▼ 61.2%€19k=€250k▲ 1,218%
Operating result€611k-€723k▲ 18.4%€443k▼ 38.7%€504k▲ 13.6%€320k▼ 36.5%
Net result€462k-€533k▲ 15.4%€328k▼ 38.3%€373k▲ 13.5%€231k▼ 37.9%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 36% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €704k
Fixed assets
€19k▼ 30.2%
Current assets
€685k▼ 15.4%
Equity and liabilities €704k
Equity
€250k▲ 1,218%
Debt
€454k▼ 44.5%
The debt ratio falls from 97.7% to 64.4%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€331k▼
2024 · €515k
Cash flow
€242k▼
2024 · €384k
Solvency
35.6%▲
2024 · 2.3%
Current ratio
1.51▲
2024 · 0.99
Quick ratio
1.51▲
2024 · 0.99
Debt / equity
1.81▼
2024 · 43.04
ROE
92.4%
ROA
32.9%▼
2024 · 44.6%
Interest coverage
30.33▼
2024 · 46.17
Debt
€454k▼
2024 · €818k
Debt ≤ 1 year
€454k▼
2024 · €818k
Income taxes
€85k▼
2024 · €133k
Staff costs
€887k▲
2024 · €877k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€837k€704k▼
Fixed assets21/28€27k€19k▼
Tangible fixed assets22/27€27k€19k▼
Plant, machinery and equipment23€2k€1k▼
Furniture and vehicles24€7k€4k▼
Other tangible fixed assets26€18k€13k▼
Current assets29/58€810k€685k▼
Stocks and contracts in progress3€884€2k▲
Stocks30/36€884€2k▲
Amounts receivable within one year40/41€195k€248k▲
Trade receivables40€130k€241k▲
Other amounts receivable41€66k€7k▼
Cash at bank and in hand54/58€427k€239k▼
Deferred charges and accrued income490/1€187k€196k▲
Equity and liabilities
Total equity and liabilities10/49€837k€704k▼
Equity10/15€19k€250k▲
Contributions10/11€19k€19k=
Profit (loss) carried forward14-€231k
Amounts payable17/49€818k€454k▼
Amounts payable within one year42/48€818k€454k▼
Financial debts43-€11
Credit institutions430/8-€11
Trade debts44€171k€195k▲
Suppliers440/4€171k€195k▲
Taxes, remuneration and social security45€273k€259k▼
Taxes450/3€92k€102k▲
Remuneration and social security454/9€182k€156k▼
Other amounts payable47/48€374k€154▼
Income statement
Code20242025
Remuneration, social security and pensions62€877k€887k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k€11k▼
Other operating charges640/8€21k€18k▼
Gross operating margin9900€1.41M€1.23M▼
Operating profit (loss)9901€504k€320k▼
Financial income75/76B€13k€7k▼
Recurring financial income75€7k€4k▼
Non-recurring financial income76B€6k€4k▼
Financial charges65/66B€11k€11k▼
Recurring financial charges65€11k€11k▼
Non-recurring financial charges66B€85€30▼
Profit (loss) for the period before taxes9903€506k€317k▼
Income taxes67/77€133k€85k▼
Profit (loss) for the period9904€373k€231k▼
Profit (loss) for the period to be appropriated9905€373k€231k▼
Appropriation of the result
Profit (loss) to be appropriated9906€373k€231k▼
Profit to be distributed694/7€373k-
Return on contributions (dividend)694€373k-
Social balance
Average headcount (FTE)908711.911.2▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
05-05
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Equity above €200kEq €250k ▲1218%
8 profitable years in a row build equity to €250k.
27-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
07-05
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
21-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
04-05
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Liquidity doublescurrent ratio 2.34
Current ratio from 1.03 to 2.34; short-term debt falls from €1.20M to €351k.
31-12
Financial
Equity above €500kEq €511k ▲943%
4 profitable years in a row build equity to €511k.
14-05
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Highest result since 2018net €716k ▲208%
Operating result €959k, net result €716k, both a record.
12-05
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
21-05
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
21-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
08-05
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2023
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
18-12-2023
KUBE Jerrit: Resigned as Director
27-07-2023
Jörg Burtscheidt: Resigned as Director
31-12-2021
Dölken Ulrich: Resigned as Director
09-10-2014
Dieter Staperfeld: Resigned as Manager
Location & real-estate footprint
Registered office, Zele · 1 establishment unit since 2003
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Nachtegaalstraat 89240 ZeleGround area
4,529 m²
Building footprint
1,304 m²
Volume, LiDAR
17,124 m³
Parcel 42028B0738/00B000, Flanders · tallest building 31.6 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
7 Days Jobwear BVBA
since 20032.133.335.450
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 42028B0738/00B000 | Flanders | 4,529 m² | 1 · 1,304 m² | 31.6 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 12,962 companies in sector 47120 we hold annual accounts for 2,187. 1,333 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-06-2003
Fiscal year end31-12
Activities, NACEBEL
46421Wholesale trade
47120Other non-specialised retail sale
47910Retail trade
52610
Sources
Crossroads Bank for EnterprisesNational Bank · 22 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.