SD - UNITY
BankruptcyThe KBO register records for SD - UNITY the legal situation: open bankruptcy (code 050); this is today's state according to the register itself, which carries no start date. The 2022 annual accounts show equity of €11k and a net result of €-3k.
Signals
Three signals. The signal on the left, the evidence on the right.
+raises risk○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2022 was due by 31-07-2023 and was filed on 22-08-2023, 22 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
not confirmed
2024
not filed
2023
not filed
2022
22 d late
2021
23 d late
2020
5 d late
← before the deadline
after the deadline →
Financials · fiscal year 2022, micro schema
Equity
€11k▼ 21.8%
2021 · €14k
2020: €6k
2021: €14k
2020 → 2022
Total assets
€39k▲ 48.6%
2021 · €27k
2020: €19k
2021: €27k
2020 → 2022
Net result
€-3k
2021 · €9k
2020: €6k
2021: €9k
2020 → 2022
Working capital
€4k▼ 12.5%
2021 · €5k
2020: €2k
2021: €5k
2020 → 2022
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202020212022Trend
Equity€6k-€14k▲ 160%€11k▼ 21.8%
Operating result€9k-€11k▲ 28.6%€328▼ 97.1%
Net result€6k-€9k▲ 60.1%€-3k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2022; 2022 is 97% below 2021 and is the lowest result in the available series.
Balance-sheet composition
2022 in colour, 2021 as the grey bar beneath
Assets €39k
Fixed assets
€7k▼ 26.3%
Current assets
€32k▲ 91.8%
Equity and liabilities €39k
Equity
€11k▼ 21.8%
Debt
€28k▲ 133%
The debt ratio rises from 45.5% to 71.3%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€6k▼
2021 · €16k
Cash flow
€2k▼
2021 · €13k
Solvency
28.7%▼
2021 · 54.5%
Current ratio
1.15▼
2021 · 1.39
Quick ratio
1.15▼
2021 · 1.39
Debt / equity
2.48▲
2021 · 0.83
ROE
-27.9%▼
2021 · 61.6%
ROA
-8.0%▼
2021 · 33.6%
Interest coverage
2.43▼
2021 · 46.47
Debt
€28k▲
2021 · €12k
Debt ≤ 1 year
€28k▲
2021 · €12k
Income taxes
€1k▼
2021 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2022 against 2021
Balance sheet
Code20212022
Assets
Total assets20/58€27k€39k▲
Fixed assets21/28€10k€7k▼
Tangible fixed assets22/27€10k€7k▼
Furniture and vehicles24€10k€6k▼
Other tangible fixed assets26-€1k
Current assets29/58€17k€32k▲
Amounts receivable after more than one year29-€14k
Other amounts receivable291-€14k
Amounts receivable within one year40/41€13k€18k▲
Trade receivables40€10k€18k▲
Other amounts receivable41€3k-
Cash at bank and in hand54/58€1k-
Deferred charges and accrued income490/1€3k€754▼
Equity and liabilities
Total equity and liabilities10/49€27k€39k▲
Equity10/15€14k€11k▼
Contributions10/11€1€1=
Profit (loss) carried forward14€14k€11k▼
Amounts payable17/49€12k€28k▲
Amounts payable within one year42/48€12k€28k▲
Financial debts43-€8k
Credit institutions430/8-€8k
Trade debts44€872€6k▲
Suppliers440/4€872€6k▲
Taxes, remuneration and social security45€11k€14k▲
Taxes450/3€11k€14k▲
Income statement
Code20212022
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€5k▲
Other operating charges640/8€704€348▼
Gross operating margin9900€16k€6k▼
Operating profit (loss)9901€11k€328▼
Financial income75/76B€154€37▼
Recurring financial income75€154€37▼
Financial charges65/66B€337€2k▲
Recurring financial charges65€337€2k▲
Profit (loss) for the period before taxes9903€11k€-2k▼
Income taxes67/77€2k€1k▼
Profit (loss) for the period9904€9k€-3k▼
Profit (loss) for the period to be appropriated9905€9k€-3k▼
Appropriation of the result
Profit (loss) to be appropriated9906€14k€11k▼
Profit (loss) brought forward from the previous period14P€6k€14k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2023
22-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 22 days late
2022
31-12
Financial
Weakest financial yearnet €-3k ▼135%
Net result drops to €-3k, the lowest in the series.
23-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 23 days late
2021
31-12
Financial
Highest result since 2020net €9k ▲60.1%
Operating result €11k, net result €9k, both a record.
05-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 5 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Philippeville · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Grande(ROM) 1395600 PhilippevilleGround area
1,628 m²
Building footprint
139 m²
Volume, LiDAR
1,045 m³
2 parcels, Wallonia · tallest building 9.3 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
SD - UNITY
since 20192.291.389.527
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25111A0562/00C002 | Wallonia | 1,277 m² | 1 · 90 m² | 8.9 m · 3 fl. |
| 93061F0292/00L005 | Wallonia | 351 m² | 1 · 49 m² | 9.3 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 30,000 companies in sector 62200 we hold annual accounts for 18,394. 10,136 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-07-2019
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
46140Agents in the wholesale of industrial machinery, ships and aircraft
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.