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SD-TECH

Active
Private limited companyfounded 20224 yrs activeGouden Leeuwstraat 2, 9111 Sint-Niklaas, BelgiumKBO/BCE: BE 0784.545.205
Summary

SD-TECH has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €131,582 and a net result of €60,167. Equity is growing by ~79.1% per year across the filed fiscal years. Its solvency ranks better than 49% of 9537 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).

Checked score

Score 2025
Axes · tick = 2024
Profitability99▼-1
Solvency79▲+1
Growth78=
Track record94
Bankruptcy probability, 12 months
0.6% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10,000 at 30 days acceptable
Liquidity short (current ratio 0.8 against 1.72 in 2024; short-term debt: 41.2% of total assets), and 46.5% of the assets are financed with debt.
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Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 4 years 0 10 y
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Architectural and engineering activities; technical testing and analysis (NACE 71)
about 56% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
53.5%
Return on assets
24.5%
Age of the figures
18 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 08-10-2025, 23 days ahead of the deadline.
NBB · 3 filings
Deviation from the deadline
2025
23 d early
2024
7 d early
2023
6 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 3 accounts on average 12 days before the deadline; the sector median for financial year 2024 is 8 days before the deadline, and 33% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven months
Position in the running window
31-03-2026 close27-09-2026 today31-10-2026 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 6 April 2022, SD-TECH was incorporated as a Private limited company.1 Total assets went from EUR 35,801 in 2023 to EUR 245,916 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2023 and 2025

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Financials · fiscal year 2025, micro schema

Equity
€131,582▲ 84.2%
2024 · €71,415
Total assets
€245,916▲ 80.8%
2024 · €136,001
Net result
€60,167▲ 13.8%
2024 · €52,881
Working capital
-€20,275
2024 · €33,164
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 71, Architectural and engineering activities; technical testing and analysis, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line202320242025
Operating result€22,496-€61,208▲ 172%€35,668▼ 41.7%
Net result€15,534within the sector's middle half-€52,881above the sector's middle half▲ 240%€60,167above the sector's middle half▲ 13.8%
Equity€18,534below the sector's middle half-€71,415within the sector's middle half▲ 285%€131,582within the sector's middle half▲ 84.2%
Total assets€35,801below the sector's middle half-€136,001within the sector's middle half▲ 280%€245,916within the sector's middle half▲ 80.8%
Debt€17,266-€64,586▲ 274%€114,335▲ 77.0%
Working capital-€15,466-€33,164-€20,275
Solvency51.8%within the sector's middle half-52.5%within the sector's middle half▲ 0.7pp53.5%within the sector's middle half▲ 1.0pp
above within below the middle half (P25 to P75) of NACE 71, Architectural and engineering activities; technical testing and analysis, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€20,000€40,000€60,000Operating result 2023: €22,496€22,496Net result 2023: €15,534€15,534Operating result 2024: €61,208€61,208Net result 2024: €52,881€52,881Operating result 2025: €35,668€35,668Net result 2025: €60,167€60,167202320242025€0€20,000€40,000€60,000Operating result 2023: €22,496€22,500Net result 2023: €15,534€15,500Operating result 2024: €61,208€61,200Net result 2024: €52,881€52,900Operating result 2025: €35,668€35,700Net result 2025: €60,167€60,200202320242025
The operating result falls in 2025; 2025 is 42% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €245,916
Fixed assets €164,884 ▲ 189%
Current assets €81,032 ▲ 2.6%
Equity and liabilities €245,916
Equity €131,582 ▲ 84.2%
Debt €114,335 ▲ 77.0%
Debt's share of the balance-sheet total falls from 47.5% to 46.5%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€40,912▼
2024 · €61,443
Cash flow
€65,410▲
2024 · €53,116
Current ratio
0.80▼
2024 · 1.72
Debt to equity
0.87▼
2024 · 0.90
ROE
45.7%▼
2024 · 74.0%
ROA
24.5%▼
2024 · 38.9%
Interest coverage
15.51▼
2024 · 33.19
Debt ≤ 1 year
€101,307▲
2024 · €45,843
Debt > 1 year
€12,643▼
2024 · €18,744
Income taxes
€10,863▼
2024 · €14,127
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 47 lines
Balance sheet Code20242025
Assets
Total assets20/58€136,001€245,916▲
Fixed assets21/28€56,995€164,884▲
Tangible fixed assets22/27€15,495€19,384▲
Plant, machinery and equipment23€15,495€10,252▼
Furniture and vehicles24-€9,132
Financial fixed assets28€41,500€145,500▲
Current assets29/58€79,006€81,032▲
Amounts receivable after more than one year29€57,000€57,000=
Other amounts receivable291€57,000€57,000=
Amounts receivable within one year40/41€11,967€20,120▲
Trade receivables40€11,967€20,120▲
Cash at bank and in hand54/58€6,739-
Deferred charges and accrued income490/1€3,299€3,912▲
Equity and liabilities
Total equity and liabilities10/49€136,001€245,916▲
Equity10/15€71,415€131,582▲
Contributions10/11€3,000€3,000=
Reserves13€68,415€128,582▲
Distributable reserves133€68,415€128,582▲
Amounts payable17/49€64,586€114,335▲
Amounts payable after more than one year17€18,744€12,643▼
Financial debts170/4€18,744€12,643▼
Amounts payable within one year42/48€45,843€101,307▲
Current portion of amounts payable after more than one year42€5,783€6,100▲
Financial debts43-€3,272
Credit institutions430/8-€3,272
Trade debts44€20,838€12,051▼
Suppliers440/4€20,838€12,051▼
Taxes, remuneration and social security45€19,216€20,637▲
Taxes450/3€19,216€20,637▲
Other amounts payable47/48€6€59,247▲
Accrued charges and deferred income492/3-€384
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€235€5,243▲
Other operating charges640/8€611€854▲
Gross operating margin9900€62,054€41,766▼
Operating profit (loss)9901€61,208€35,668▼
Financial income75/76B€7,651€37,999▲
Recurring financial income75€2,651€5,499▲
Non-recurring financial income76B€5,000€32,500▲
Financial charges65/66B€1,851€2,638▲
Recurring financial charges65€1,851€2,638▲
Profit (loss) for the period before taxes9903€67,008€71,030▲
Income taxes67/77€14,127€10,863▼
Profit (loss) for the period9904€52,881€60,167▲
Profit (loss) for the period to be appropriated9905€52,881€60,167▲
Appropriation of the result
Profit (loss) to be appropriated9906€52,881€60,167▲
Transfer to equity691/2€52,881€60,167▲
To other reserves6921€52,881€60,167▲

The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1,050€235€5,243▲ 2,131%
Other operating charges640/8€348€611€854▲ 39.8%
Gross operating margin9900€23,894€62,054€41,766▼ 32.7%
Operating profit (loss)9901€22,496€61,208€35,668▼ 41.7%
Financial income75/76B€0€7,651€37,999▲ 397%
Recurring financial income75€0€2,651€5,499▲ 107%
Non-recurring financial income76B-€5,000€32,500▲ 550%
Financial charges65/66B€1,656€1,851€2,638▲ 42.5%
Recurring financial charges65€1,656€1,851€2,638▲ 42.5%
Profit (loss) for the period before taxes9903€20,841€67,008€71,030▲ 6.0%
Income taxes67/77€5,307€14,127€10,863▼ 23.1%
Profit (loss) for the period9904€15,534€52,881€60,167▲ 13.8%
Profit (loss) for the period to be appropriated9905€15,534€52,881€60,167▲ 13.8%
Line202320242025Change
Assets
Total assets20/58€35,801€136,001€245,916▲ 80.8%
Fixed assets21/28€34,000€56,995€164,884▲ 189%
Tangible fixed assets22/27-€15,495€19,384▲ 25.1%
Plant, machinery and equipment23-€15,495€10,252▼ 33.8%
Furniture and vehicles24--€9,132-
Financial fixed assets28€34,000€41,500€145,500▲ 251%
Current assets29/58€1,801€79,006€81,032▲ 2.6%
Amounts receivable after more than one year29-€57,000€57,000=
Other amounts receivable291-€57,000€57,000=
Amounts receivable within one year40/41-€11,967€20,120▲ 68.1%
Trade receivables40-€11,967€20,120▲ 68.1%
Cash at bank and in hand54/58-€6,739--
Deferred charges and accrued income490/1€1,801€3,299€3,912▲ 18.6%
Equity and liabilities
Total equity and liabilities10/49€35,801€136,001€245,916▲ 80.8%
Equity10/15€18,534€71,415€131,582▲ 84.2%
Contributions10/11€3,000€3,000€3,000=
Reserves13€15,534€68,415€128,582▲ 87.9%
Distributable reserves133€15,534€68,415€128,582▲ 87.9%
Amounts payable17/49€17,266€64,586€114,335▲ 77.0%
Amounts payable after more than one year17-€18,744€12,643▼ 32.5%
Financial debts170/4-€18,744€12,643▼ 32.5%
Amounts payable within one year42/48€17,266€45,843€101,307▲ 121%
Current portion of amounts payable after more than one year42-€5,783€6,100▲ 5.5%
Financial debts43€648-€3,272-
Credit institutions430/8€648-€3,272-
Trade debts44€4,714€20,838€12,051▼ 42.2%
Suppliers440/4€4,714€20,838€12,051▼ 42.2%
Taxes, remuneration and social security45€10,724€19,216€20,637▲ 7.4%
Taxes450/3€10,724€19,216€20,637▲ 7.4%
Other amounts payable47/48€1,180€6€59,247▲ 1,042,978%
Accrued charges and deferred income492/3--€384-
Line202320242025Change
Profit (loss) for the period9904€15,534€52,881€60,167▲ 13.8%
+ Depreciation and write-downs630€1,050€235€5,243▲ 2,131%
Operating cash flow (approximation)€16,584€53,116€65,410▲ 23.1%
Investment in fixed assets (approximation)--€23,230-€113,132▼ 387%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-10-2026
2025
08-10
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
31-03
Financial Highest result since 2023net €60,167 ▲13.8%
Net result €60,167, the highest in the series.
31-03
Financial Equity above €100,000Eq €131,582 ▲84.2%
3 profitable years in a row build equity to €131,582.
2024
24-10
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
31-03
Financial Liquidity times 17current ratio 1.72
Current ratio from 0.10 to 1.72.
2023
25-10
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Niklaas · 1 establishment unit since 2022
seat establishment The establishment unit on the map
Ground area
1,269 m²
Building footprint
230 m²
Volume, LiDAR
1,296 m³
Parcel 46002A0776/00S000, Flanders · tallest building 9.4 m, ±2 floors. Linked by address, not a title deed.
5 companies at this address See who is registered here
1 establishment unit
SD-TECH
Gouden Leeuwstraat 2, 9111 Sint-NiklaasPrinting and reproduction of recorded media
since 20222.330.764.993
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
46002A0776/00S000 Flanders 1,269 m² 1 · 230 m² 9.4 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Structure & network

Owners and holdings

1 holding

Owners 0

The accounts to 31-03-2025 list no shareholders, and no other source names one.

Holdings 1

According to the annual accounts to 31-03-2025 of SD-TECH and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.

Connections & network

No current directors or connected companies found in the register.

Similar companies · same sector, comparable size

Of 11,577 companies in sector 71121 we hold annual accounts for 6,570. 5,246 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded06-04-2022
Fiscal year end31-03
Activities, NACEBEL 2025
71121Engineering and related technical consultancy, excluding land surveyors
46130Agents in the wholesale of timber and building materials
E-invoicing
Reachable via Peppol
Peppol ID 0208:0784545205
Also 9925:BE0784545205
Registered 30-10-2023

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.